Stephanie Bloodworth

*Assisted multiple business structures with various administrative and operational needs

*Oversaw Residential Real Estate Investment Renovation projects from start to completion. This included contracting, disbursements, budget, and all aspects of renovation for future sale of property.

*Assisted with the sale of real estate, marketing, and coordinating loan closing.

*Assisted with administrative and physical duties for Boat and RV Fiberglass and Body Repair Shop.

*Assisted with office functions, insurance claims, customer service, and business administrative tasks.

*Assisted with boat and rv fiberglass, body repair, paint, carpet, and total restoration projects of boats and RVS.

*Assisted and supported other projects in residential real estate renovation.

*Project management

*Painting, carpet, flooring, pressure washing, landscaping, and minor renovations.

• Hired to help establish internal policies and procedures for a somewhat new SBA Department, with limited SBA experience
• Responsible for packaging and processing SBA loans and government guaranteed loans internally, (In-house) – Some loans are closed internally, and some through a third party for overflow
• Responsible for coordinating and oversight of closings through the bank’s third party Lender Service
• Rovider(s)
• This includes selection of LSP’s, establishing protocol and assignment of responsibility, as well as oversight for closing and compliance
• Assist with selection of attorneys and third party vendors
• Assist with Servicing Action and training of the bank’s Servicing Analyst to complete servicing requests
• Back up support for 1502 Colson reporting
• Assist with various projects including Insurance audit for compliance, and any other projects as needed.

• Hired as a SBA contract loan closer for a SBA Lender Service Provider
• Radar is a third party service company that provides customizable options for all aspects of Government Guaranteed Services, including underwriting, packaging, closing, servicing, and consulting for multiple banks nationwide
• Later given a permanent position in the company to continue packaging and closing loans, as well as to oversee Portfolio Management for Radar’s clients
• Portfolio Management responsibilities included everyday servicing actions specific to SBA, such as modifications, tracking and collection of post-closing ticklers, and collection of late payments
• Also processed loan liquidations, and special projects such as reconciling 1502 errors and loan inconsistencies
• Assisted with consulting for various banks including establishing servicing procedures computer information systems to support SBA
• Closed at least 40+ loans in 2014, while also providing portfolio management, servicing, and working
• Ell 470.261.2911

• Hired to implement a new SBA Department
• Brand Bank had never previously pursued or made SBA or
• SDA loans
• Implemented procedures for department functions working with the underwriting department, loan department, accounting department, and executive management
• Supervised all aspects of SBA Loan Operations, billing, 1502 reporting, and all post-closing matters
• Packaged and closed SBA Loans
• Also was asked to serve as a commercial loan administrator for a newly formed Commercial Loan
• Epartment until loan volume increased
• This included working through complex commercial loan transactions as well as customer relations such as being liaison to open deposit accounts and assist customer with various bank products
• Implemented PCFS2000 accounting system
• This included complete setup of the SBA Software including general ledger mapping, establishing reports and letters, and set up of basic system preferences etc
• Assisted the Executive Vice President with any needs including board reports, meetings and scheduling.

• Initially was hired as a consultant to audit the SBA and portfolio prior to upcoming SBA Audit, make recommendations, and assist with corrections of files as needed as well as recommendations for improvement of processes
• Also was asked to implement conversion of SBA and USDA loans to the PCFS2000 accounting system which was accomplished successfully
• This included complete setup of the SBA Software including general ledger mapping, establishing reports and letters, and setup of basic system preferences etc
• Later was asked to join as a permanent employee to continue servicing the SBA and USDA portfolio
• Worked directly with Special Assets and Portfolio Manager in handling all SBA liquidation packages and assisting with workout and loan liquidations.

• Special Assets Servicing Professional Serviced SBA portfolio and later commercial loan portfolio in the capacity of operations and portfolio management for two failed institutions
• Processed and managed SBA loan liquidations, workouts, and SBA liquidation package submissions
• Processed all loan payments and reconciled associated General Ledger accounts for SBA loan portfolio and later for commercial portfolio
• Maintained secondary market payments, SBA payments, and Colson Reporting
• Prepared and maintained numerous reports for submission to FDIC regarding the commercial and SBA portfolio
• Assisted potential buyers with due diligence as well as FDIC during the loan sale process
• This included transfer of loans to buyers and maintaining accurate reconciliation.

• Set up PCFS2000 for the bank’s SBA, USDA, and Conventional Commercial Portfolio
• This included setting up mapping for General Ledger accounts, Codes and Reporting needs, Collateral tracking needs, reports, and other software set up
• Also including beginning a system for daily functions and conversion of existing loans from conventional accounting system in entirety
• Processed all loans post closing
• Directly responsible for supervising and completing loan disbursements, documentation, and auditing for SBA, USDA and Commercial loans per bank policy and Government regulated guidelines
• Managed all secondary market loan sales, 1502 Colson Reporting, Participation payment submission and reporting, and portfolio management for existing loans.

• Laid off due to Secondary Market and, Processed and closed SBA 504, 7a, and Conventional Commercial loan packages
• Audited Loan files for SBA Compliance as well as Bank Compliance and accurate loan underwriting and documentation
• Processed loan disbursements including construction and all other.

• Assisted in opening and establishing an SBA Loan Production office located in Loganville, GA
• This included preparations and implementation of requirements needed to start the department such as; set up and programming of software, and creating procedures for loan accounting and reporting while working directly with the bank’s CFO, Senior Vice president of SBA Department, Vice President of loan operations and others
• Became very active in marketing the SBA program and products to clients as well as banks
• Began establishing a network of banks and vendors in the SBA community in order to promote bank growth
• Researched and designed advertising/marketing needs, including Chamber of Commerce events and functions, news ads, and marketing materials
• Directly acted as assistant to Senior Vice President, SBA Department Manager as needed for various reports, projects and client assistance.

• Provided administrative functions for all SBA operational duties
• Aided SBA Department Manager as needed setting up new procedures, modifying SBA software to support added product lines, and assisting SBA Portfolio manager whenever and however needed as well as Special Assets Officer, CFO and President
• Areas of experience include 1502 reporting, Secondary Market sales, Colson reporting and adjustments, Account balancing and reconciling, SBA loan processing in entirety post-closing, document tracking and exceptions, billing and auditing, and Portfolio management
• Also have general knowledge of SBA procedures and functions and the great desire to learn more about credit analysis, lending, and liquidations
• Replaced upon resignation with a servicing manager, AVP, and two other positions to cover workload.

• Purchased by BB&T and the future of the SBA Department was uncertain
• Choose to make a move to continue in SBA field, Provided administrative functions for all SBA operational duties
• Aided SBA Portfolio Mgr
• And SBA
• Pecial Assets officer as needed
• Provided knowledge and technical support when needed for SBA software
• Areas of expertise include 1502 reporting, Secondary Market sales, Colson reporting and adjustments,
• Ccount balancing and reconciling, SBA loan processing in entirety post-closing, document tracking and exceptions, billing and auditing, and Portfolio management
• Assisted Conventional Operations in all job functions of department
• Provided backup support for all positions as well as additional projects
• Shared responsibility of General Ledger balancing, maintaining participated loan accounts, and managing
• Quifax reporting and various internal reports
• Assisted Manager and Assistant Manager as needed
• Training, Certifications, and other Related Education or Experience
• Attended various SBA training, webinars, conferences and functions regularly
• Have been an ongoing member through banking career of Georgia Lenders’ Quality Circle, having also particupated in the planning of one year of the conference (2008), of which I taught a breakout class on servicing and 1502 Colson reporting
• Also have been a member of NAGGL and other SBA and USDA related organizations
• Completed many course through Georgia AIB, as well as Advanced Excel, Accounting, Business Writing, and various basic underwriting classes such as understanding financial statements
• Very adapt with technology, computer software and systems including extensive knowledge of PCFS2000 as well as Jack Henry, Fiserv, and Tsoft among others.