My knowledge of the guidelines from all home investors, and my skills give me the ability to analyze and coordinate the servicing of homeowners needs whether third-party or in-house. I have the skills needed to ensure satisfaction by the consumer while improving business quality.
Overview
21
21
years of professional experience
Work History
Loss Mitt Coordinator Delinquency Coordinator II
Midland Mortgage, A Division of Midfirst Bank
07.2018 - 10.2023
Analysis documents to collect initiating application completion
Collecting information to validate documents received to complete tasks
Gaining commitment to complete document tasks in a timely manner
Initiating plans for curing delinquency
Staying trained and up to date on the latest data security programs for mortgage systems
Specialized w/ application processing for homeowners
Working with the investors insource to provide programs to cure delinquency.
Hud National service center agent
Novad Management/Sutherland global, HUD National Service Center
12.2016 - 02.2018
Determining if lenders were abiding HUD guidelines
Explaining terms of FHA mortgage loans to borrowers
Assisting Reverse Mortgage customers to make sure they have qualifying documentation submitted
Assisting title agencies, as well as realtors and mortgage companies with getting correct payoff information for FHA mortgages
Assisting with making sure that natural disaster victims get appropriate funds as appropriated by guidelines
In charge of determining whether issues between borrowers and servicers should be escalated to a HUD specialist for review
Responsible for staying up-to-date on mortgagee letters that were submitted to Servicers on a regular basis.
Call Center/ US Cellular Customer Care Rep
Xerox LLC
10.2010 - 10.2016
Responsible for efficient and timely use of Microsoft outlook
Responsible for adhering to Company handle time per call and meeting company goals for all metrics
Responsible for meeting quality expectations aligned with company goals
Responsible for being flexible for schedule changing depending on call forecasting and possible working overtime to assist with high call volumes
Responsible for ensuring that customers’ I talk to are totally confident, and secure in the answers to their reasons for calling me
Responsible for answering any tech/billing/WNP/ and all other cell phone or network related questions customers have related to their US
Cellular service
Responsible for knowing information about USCC phones and network service
Responsible for Managing Conversation, to make sure that the specific needs of the customers are taken care of, but still able to address secondary Concerns or needs for the customer.
Lead Cashier
Pilot LLC Travel Centers
06.2007 - 10.2010
Ensuring all customers are satisfied and pleased with their experience
Supervising all diesel transactions to ensure that all are paid in full
Producing timely and accurate reports which include: End of the Day Reports, Western Union Reports, Cat Scale Reports, Lottery Balance Reports and Deli Reports
Schedule break times for other cashiers and ensure that they are taken within the time allotted.
Job Coach
Rescare
05.2006 - 05.2007
Supervising and training up to 4 employees at one time
Delegating responsibilities to each employee and documenting their success rate
Filing bi-weekly expense reports
Transporting employees to and from work
Responsible for employees to have proper meds, and dietary needs
Successfully completing training courses within the top five of my class which include: CPR, Certified Meds, and…
Training employees within the area of customer service.
Sales Floor Associate
Wal-Mart
10.2002 - 04.2006
Promoted with in 4 months from Cashier to Sales Floor Associate
Successfully completing cashier training and customer service training courses
Responsible for training new employees within my area in the aspects of customer service and stocking
Producing inventory reports
Assuring that my area was properly stocked and clean.
Education
Cybersecurity -
Oklahoma University Cybersecurity Bootcamp
01.2023
High School Diploma -
Yukon High School
01.2023
SNHU(Southern New Hampshire University)
07.2005
Oklahoma State University
Skills
Microsoft Outlook - 10 plus years
Microsoft excel - 10 plus years
Microsoft word - 10 plus years
10 key- 10 plus years
FHA Guideline Specialist
Customer Service
Professional Appearance
Communicate Verbally
Property Information
Writing
Resident Relations
Critical Thinking Skills
Written And Oral Communication
Interpersonal Skills
Strong Leadership
Case Management
Document Management
Consulting
Information Collection
Database Management
Data Entry
Contract Management
Resource Allocation
Relationship Building
Presenting Ideas and Plans
Best Practices Implementation
Process Improvement
Writing Requirements
Discretion and Confidentiality
Point of Contact
Regulatory Compliance
Budget Planning
Document Control
Work Planning and Prioritization
Data Retrieval Systems
Languages
English
Timeline
Loss Mitt Coordinator Delinquency Coordinator II
Midland Mortgage, A Division of Midfirst Bank
07.2018 - 10.2023
Hud National service center agent
Novad Management/Sutherland global, HUD National Service Center
Loss Mitigation - Mediation Specialist Foreclosure at Midland Mortgage A Division Of MidFirst BankLoss Mitigation - Mediation Specialist Foreclosure at Midland Mortgage A Division Of MidFirst Bank
SENIOR CONVENTIONAL UNDERWRITER at Franklin American Mortgage Co., A Division Of Citizens BankSENIOR CONVENTIONAL UNDERWRITER at Franklin American Mortgage Co., A Division Of Citizens Bank
Stop Loss Coordinator/Stop Loss Analyst at Lucent Healthcare/ Wellpath (HCS)Stop Loss Coordinator/Stop Loss Analyst at Lucent Healthcare/ Wellpath (HCS)