JOSEPH AYRAULT

-Responsible to creating and maintaining a compliant working environment while maximizing gross profitability.

-Maintained a 1200+ PRU (3 year avg. 75%+ leasing)

-Worked with sales staff to obtain platinum and platinum plus status with captive lender (GMF)

-100% product penetration. 50-60% VSC/60-75% Lease care.

• -Responsible for managing and maintaining a productive/compliant finance department while maximizing profitability
• - Responsible for negotiating and approving all retail and lease deals with consumers and lenders alike
• - Maintained a positive working relationship with a select group of lenders to maximize relationship buying and profitability for the dealership
• - Maintained a 10 day or less average CIT turnaround
• - Achieved GM platinum status virtually every month since its implementation
• -$1500 per copy PRU 3-year average
• - 59% VSC penetration (1200per copy)
• - 70% lease care penetration (385 per copy)
• - 100% product penetration
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• - Responsible for maintaining an excellent CSI score while maximizing both new and used car profitability
• - Sold an average of 12 cars per month
• - Worked very well with all members of the dealership to ensure every transaction was seamless and beneficial to both the dealership and the customer alike

• - Sold new and used Dodge Chrysler Jeep Mitsubishi products on a fairly high level (averaged 15 a month)
• - Became very familiar with subprime lenders and customers
• - Sold Cars World Wide On Ebay Motors
• Familiar with import/export transactions as well as listing vehicles using various templates ie carad etc