Anil Mathew
Dix Hills,USA
Summary
Mortgage Processor with Non-QM experience looking to seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy with a Big 4 accounting firm experience in audit and forensics. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
9
9
years of professional experience
Work History
Mortgage Processor
Wall Street Mortgage Bankers
02.2021 - Current
- Review and evaluate loan files for risk issues and potential fraud and/or misrepresentation
- Evaluate Jumbo, DSCR, Bank Statement, Agency eligible, and Non-QM loans
- Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet established credit guidelines
- Coordinates underwriting activities with loan processor, client manager, and/or broker to ensure loan requirements are met; notifies loan production personnel of incomplete files to obtain appropriate information necessary to complete loan packages
- Ensures and upholds fair lending practices; meets targets for productivity, quality, and customer satisfaction
- Analyze appraisals to ensure loan collateral meets valuation standards and value is supported
- Evaluate the borrower's ability to repay the subject transaction in accordance with guidelines
- Calculate and evaluate all income types including but not limited to all self-employment types
- Review and evaluate residential business purpose loans in the name of an entity and review and analyze entity documentation
- Obtain a working knowledge of all internal mortgage products to suggest and evaluate secondary options for loans, as applicable
- Review new loan files as well as conditions on submitted transactions
CLIENT SERVICE ASSOCIATE
Epic Brokers
12.2019 - 12.2019
- Provided claims manager support services and maintained unit's claim files
- Assisted in processing transactions (opening reserves, closing, checks)
- Coordinated claims process auditing functions
- Set up new claims within 1 day, preparing required letters and data integrity in claims system
- Performed follow-up on claim handling by insurance companies
CASE ANALYST
Horne LLP, Recovery
12.2017 - 08.2019
- Assist hundreds of homeowners navigate through project completion within policy guidelines, providing a high level of service during the claim lifecycle
- Identified and resolved issues preventing application progression
- Liaise between internal team members, external stakeholders, and senior management to advance a homeowner toward completion
- Review and verify all required application documentation, award tables and distribution
- Introduced innovations to streamline current program protocols and procedures
CLAIMS ANALYST FORENSICS
PwC
04.2016 - 12.2016
- Conducted independent forensic examinations, evaluations and fraud analysis
- Provided quality claim handling throughout the claim life cycle, from customer contacts and investigative research to evaluation and resolution
- Gathered, compiled, and analyzed pertinent financial data
- Determined settlement amounts, and conveyed claim settlements within authority limit for 200 claims a month
- Created denial letters when required
- Referred claims beyond authority, based on exposure and established guidelines
EXPERIENCED ASSOCIATE
PwC
01.2016 - 04.2016
- Executed tie-outs of the Financial Statements & Capital Allocation Testing
- Carried out audit procedures to verify completeness and accuracy of listing of banking relationships
- Tested of accuracy, cut-off, existence/occurrence and completeness of allocation of profit and loss for year
- Identified and communicated accounting and auditing matters to seniors and managers
- Conducted analytical procedures to detect unusual financial statement relationships
Education
Bachelor of Science - Accounting
COLORADO STATE UNIVERTSITY GLOBAL CAMPUS
05-2015
Bachelor of Arts - History
Stony Brook University
05-1997
Skills
- Created reports
- Information Verification
- Attention to Detail
- Critical Thinking
- Training and Development
- Decision-Making
- Loan processing expertise
- Underwriting knowledge
- Residential mortgage lending regulations
- Strong Communication Skills
- Credit evaluation
- Reviewing financial paperwork
- Document Review
Timeline
Mortgage Processor
Wall Street Mortgage Bankers
02.2021 - Current
CLIENT SERVICE ASSOCIATE
Epic Brokers
12.2019 - 12.2019
CASE ANALYST
Horne LLP, Recovery
12.2017 - 08.2019
CLAIMS ANALYST FORENSICS
PwC
04.2016 - 12.2016
EXPERIENCED ASSOCIATE
PwC
01.2016 - 04.2016
Bachelor of Science - Accounting
COLORADO STATE UNIVERTSITY GLOBAL CAMPUS
Bachelor of Arts - History
Stony Brook University
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