Experienced Loss Mitigation Specialist offering 6+ years in industry. Outstanding customer service and administrative skills. Proficient in msp, microsoft word, excel, adobe, sharepoint, and metasource.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Loss Mitigation Specialist II
Cenlar FSB
01.2020 - 11.2023
Perform system changes to reflect modified terms
Request pool buyouts
File partial and incentive claims (FHA)
Request due dates and upb advancements
Reconcile recoverable corporate advances
Request final escrow analysis
Complete loan close out process associated with varying investor workouts: Review and upload final modification information into investor workstation to close out loan
Close Out HSSN cases for Fnma loans
Submit and track documentation needed for recordation of workout
Submit and confirm scanning of all closing documentation
Facilitate and monitor the Mortgage System Platform (MSP)/Loss Mitigation Workstation: Update steps, tasks, and post-modification information
Work with Investor Reporting and Special Products departments to make changes reflective of completed workout
Process and reconcile investor claim funds related to monies received; research and process funds in suspense; reconcile and clear mortgage recoverable accounts.
Payment Processor II
Cenlar FSB
06.2017 - 01.2020
Efficiently manage 3rd party ACH reports, archiving, and post feeds of over 2-million mortgages
Posts and reconciles payments received from all sources: checks, wire, branch feeds and electronic batches, lockbox, as well as express and us mail
No-Master suspense; applies funds to the loan or return to sender as applicable
Researches and resolves unapplied/unidentified cash receipts
Work with Check free receiving money and retuning money correctly to check free
Process payments made via lockbox, express, and us mail
Reconciles Western Union Reports to remotely printed Western Union payment
Monitors No-Master suspense, identifies funds belonging to borrower that the system posts to No Master suspense; applies funds to the loan or return to sender as applicable
Completes end of day special responsibilities, which may include balancing the entire department's daily deposit to the Federal Reserve Bank, checking system totals and closing batches left open by other departments and vendors (Wipro).
Branch Supervisor
ABCO federal credit union
11.2013 - 06.2017
Open and close branch, as well as balancing branch and printing end of day reports
Branch check scanning-Verify that the scanned checks report matches the proofed checks before finalizing the batch by carefully following established procedures
Orders cash at appropriate levels in accordance with the replenishment schedule
Verifies incoming cash from Federal Reserve
Monitor office activity, including number of transactions, volume, MSR errors, loan volume, and new accounts to ensure safety
Assists with daily functions such as reviewing reports; processing ATM transactions; ordering and verifying cash shipments; verifying and balancing the vault, ATM and cash dispenser