Renee Hatfield
Summary
Accomplished in Mortgage Banking with a proven track record at Finance of America Mortgage LLC, enhancing loan disbursement efficiency and regulatory compliance. Excelled in management and effective communication, significantly improving file management processes and closing support. Demonstrates analytical thinking and professionalism, achieving a high level of quality control in loan processing.
Overview
17
17
years of professional experience
Work History
Substitute Instructional Aide
Roseville City School District
09.2022 - Current
- Assisted teachers and worked individually with students with special needs, helping each navigate education system.
- Monitored classroom to observe students' progress in developing skills as well as manage distracting or inappropriate behavior.
- Interacted physically and verbally with students throughout each day.
- Set up visual aids, equipment, and classroom displays to support teacher's lesson delivery.
- Alerted instructor to student behavior or issues requiring intervention.
- Monitored student classroom and outdoors activities to promote student safety.
- Assisted Teacher with snack/lunch time and toileting students.
Sr. Closer / Post Closer
Finance of America Mortgage LLC
11.2017 - 05.2022
- Roseville
- Collaborated with lenders, agents, and legal professionals to resolve transactional and title issues.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
- Developed and maintained relationships with customers, lenders and other third parties.
- Monitored pipelines to track and log status of loans.
- Completed post-closing quality control evaluations of originated mortgage loans.
- Checked accuracy and completeness of all paperwork.
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
- Reviewed and validated details of loan applications and closing documentation.
- Reconciled Final Closing Statement and prepared Final Post Closing Disclosure
- Managed a centralized email box in order to resolved loans stips and trailing doc items.
Closing Supervisor
Finance of America Mortgage LLC
01.2012 - 11.2017
- Folsom, CA
- Finance of America Mortgage formerly Pinnacle Capital Mortgage
- Managed the Closing Dept. which included Closing Disclosure Dept., Doc Drawing Dept., Funding Dept., Collateral Dept., Post Closing Dept. with managing 30 + employees
- Prepared Annual yearly reviews for staff
- Issued Policy and Procedures
- Managed the Employee Loan Pipeline within the Closing dept.
- Customer Service, creating relationships with our Branches and Title/Escrow companies
Sr. Closer
Finance of America Mortgage LLC
01.2010 - 01.2012
- Folsom, California
- Collaborated with lenders, agents, and legal professionals to resolve transactional and title issues.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- review loans in funding and issued condition loans for outstanding items prior to funding, sign off conditions, prepare loans for funding, balanced and set up to wires in system.
Doc Drawer/Closer/ Loan Shipper
WR Lending (Wilson Resources LLC)
01.2008 - 01.2010
- Granite Bay
- Doc Drawer: prepared loans docs within the LOS system , audited all information to make sure loan documents were drawn correctly. created relationships with Title/Escrow companies along with Branches
- Closing: review loans and condition loans for outstanding items prior to funding, sign off conditions, prepare for funding setting up wires in system, balance wire amount with Title Companies and Branches
- Loan Shipper: preparing file for investor delivery by completing a final file audit before shipping loan file out to investor.
Education
Diploma -
Lincoln High School
Lincoln, CA 01-1997
Skills
- Mortgage Banking
- Conventional/FHA/VA/ Bond loans
- Management
- Organization
- Regulatory Compliance
- File Management
- Loan Disbursement
- Closing support
- Quality Control
- Analytical Thinking
- Professionalism
- Effective Communication
Timeline
Substitute Instructional Aide
Roseville City School District
09.2022 - Current
Sr. Closer / Post Closer
Finance of America Mortgage LLC
11.2017 - 05.2022
Closing Supervisor
Finance of America Mortgage LLC
01.2012 - 11.2017
Sr. Closer
Finance of America Mortgage LLC
01.2010 - 01.2012
Doc Drawer/Closer/ Loan Shipper
WR Lending (Wilson Resources LLC)
01.2008 - 01.2010
Diploma -
Lincoln High School
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