Summary
Overview
Work History
Education
Skills
Timeline
Generic

Lynn Melton

Smyrna,SC

Summary

With over 20 years of experience in the real estate and mortgage industry, my skills as a Level 1 Underwriter have been honed to ensure thorough underwriting of residential mortgage loans. Attention to detail, problem-solving abilities, and organizational skills have consistently allowed me to excel in this role. Dedicated to staying up-to-date with new product requirements, policies, and procedures while maintaining composure and delivering results under pressure. Additionally, as a top producing mortgage loan processor, demonstrated exceptional problem-solving, analytical, and multitasking skills in efficiently processing client documentation. As a Realtor, successfully negotiated real estate transactions and facilitated high-volume beneficial closings. Throughout my career, consistently showcased exceptional quality and interpersonal skills. Strengths lie in excellent judgment, extensive knowledge of the industry, and the ability to work effectively within a team while prioritizing client service.

Overview

28
28
years of professional experience

Work History

Owner

Carolina Auto Tint
01.2013 - 01.2023
  • Managed finances, customer relationships, phone calls, scheduling and all daily operations of the business

Underwriter/Loan Document Specialist III/Mortgage Sales Associate

Wells Fargo
06.2006 - 01.2013
  • Responsible for underwriting Level 1 residential mortgage loans
  • Also responsible for acting as back up to Loan Document Drawers to create mortgage loan closing documents and forwarding to Closing Attorney's/Settlement Agents
  • Assisting top producing Private Mortgage Bankers in origination, processing, underwriting and closing of Jumbo loans with the Private Mortgage Division
  • Building on sales skills, marketing and underwriting processes

Mortgage Loan Processor III

BB&T (now Truist)
12.1997 - 06.2006
  • Working with Mortgage Loan Officers in choosing the mortgage loan program that would most benefit the client
  • Collecting client documentation, analyzing tax returns, paystubs, and other pertinent information for approval proposes
  • All with vast knowledge of FHLMC guidelines and other loan programs suited to the client's needs
  • Extensive knowledge of Loan Prospector as well as traditional underwriting practices
  • Assisting clients in all aspects of the loan process to ensure a smooth and pleasurable closing experience

Realtor

Black and Whisnant Better Homes and Gardens
12.1995 - 12.1997
  • Listed and sold single family real estate properties in Gaston County and the surrounding areas
  • Presented offers and negotiated contracts with co-brokers and other real estate companies
  • Worked closely with mortgage brokers and local banks in helping finance borrowers in loan programs most suited for them
  • Participated in Realtor functions and charity events held thru the Gaston Association of Realtors

Real Estate Secretary

Look Real Estate
06.1995 - 12.1997
  • Maintained office escrow account, coordinated all advertisement, entered and maintained listings in the Gaston County MLS, handled all day-to-day office management including payroll for employees, agents and the broker in charge

Education

Real Estate Broker License -

01.2006

Real Estate Salesman License -

Mingle Institute of Charlotte
Charlotte, NC
01.1995

Skills

  • Customer relations
  • Small business operations
  • Relationship building
  • Negotiations
  • Documentation review
  • Loan underwriting
  • Appraisal review
  • Loan origination
  • Mortgage lending
  • Loan processing
  • Jumbo and super jumbo loans
  • Property inspection
  • Problem-solving
  • Attention to detail
  • Time management
  • Leadership skills
  • Problem-solving abilities
  • Multitasking Abilities
  • Reliability
  • Excellent communication
  • Customer service-focused
  • Organizational skills
  • Decision-making
  • Client relationship building
  • Analytical thinking

Timeline

Owner

Carolina Auto Tint
01.2013 - 01.2023

Underwriter/Loan Document Specialist III/Mortgage Sales Associate

Wells Fargo
06.2006 - 01.2013

Mortgage Loan Processor III

BB&T (now Truist)
12.1997 - 06.2006

Realtor

Black and Whisnant Better Homes and Gardens
12.1995 - 12.1997

Real Estate Secretary

Look Real Estate
06.1995 - 12.1997

Real Estate Broker License -

Real Estate Salesman License -

Mingle Institute of Charlotte
Lynn Melton