Your Name

• Maintain a current understanding and knowledge of AML, KYC, Due Diligence, and financing issues, policies, and procedures.
• Investigated suspicious activities arising from account surveillance, branch escalations, and grand jury subpoenas.
• Resolved surveillance items flagged as high-risk transactions and exceptions without error.
• Informed Compliance Officer of the existence of a subpoena and the nature of the investigation.
• Provided accurate information on suspect’s account according to the subpoena request.
• Performed detailed analysis on Suspicious Activity Reports (SAR) while using FinCEN Database to detect patterns, trends, anomalies and new fraud schemes in transactions and relationships across multiple businesses/products.
• Review backlog of Complaints about potential/past/present fraud, Market Manipulation analysis or investment schemes committed.
• Performed timely verification of questionable transactions, drafted SAR filings and NO SAR Filings
• Developed analytical summaries/abstracts of suspicious accounts with accurate, verifiable data and supporting documentation, along with reasonable cause to advance investigations.
• Prepared and presented disposition recommendations based on available information.
• Completed due diligence investigations using public and private database under Anti Money Laundry (AML), BSA and other regulatory standards to assist business units and prevent operational and reputational risks.

· Provided additional support to the AML compliance organization on more complex issues, including research techniques and capabilities, as well other solutions as appropriate.

· Drafted AML Compliance training guides to re-enforce knowledge on key information, policies.

· Solicited feedback from attendees, ensuring full understanding of material presented.

· Collected and examined financial statements and documents to assist in identifying unusual transaction patterns.

· Wrote and prepared Suspicious Activity Reports (SARs) and recommended relationship retention or termination.

· Handle OFAC and AML alerts stopped by the banks filter for possible matches to sanctioned entities as first line of defense.

· Review AML alerts and escalate to case level and ultimately filing a SAR when risk cannot be mitigated.

· Work independently and efficiently within a fast-paced environment.

· Maintain a current understanding and knowledge of AML, KYC, Due Diligence, and financing issues, policies, and procedures.

· Analyze functional requirements, procedures, and problems to automate processing or to improve systems.

· Assisted customers in bank operations, including opening accounts, accessing safe deposit boxes and ATM operations.

· Processed new accounts, including checking and savings accounts credit applications.

· Analyzed discrepancies, conducted field audits, determined fraud incidents and reported findings.

· Tracked work internally for individual and team operational performance.

· Reviewed client's account activity to ensure compliance with regulatory requirements.

· Assessed compliance with banking laws and reported suspicious entries and actions.

· Conducted investigations into questionable account activity identified during review.

· Completed required investigations on referred files in a timely manner.

· Investigated any potentially fraudulent activities with focus on thoroughness quality and costs.

· Reviewed fraud related alerts to determine either escalation or closure of alerts.

· Identify excessive risk, fraud, and misrepresentation in a transaction.