Camille Williams
Detroit,MI
Summary
Seasoned Loan Servicer in Commercial Real Estate and Equipment, Equipment Leasing and Consumer Loans, with experience in Documentation Review, and generation of new loans, and amendments, with a dedication to regulatory compliance.
Overview
25
25
years of professional experience
Work History
Collateral Specialist
Flagstar Bank N.A
08.2023 - 08.2024
- Review insurance policy for compliance in loan closing and collateral security
- Working closely with sales team, insurance companies and clients assisting with the banks guidelines policy verbiage
- Analyze loan documents and credit approvals for proper coverage of collateral
- Operating as a lien navigator, ensuring the accurate preparation of releases and transfers of liens on all types of collateral
- Compile insurance exception reports for Management clearance
- Update tickler system.
Documentation Processor
Lease Corporation of America
01.2014 - 01.2023
- Interacting with the sales team, gathering various business and corporate information to pursue financing
- Worked closely with vendors finalizing documentation
- Calculated Sales Tax per the Loan Option
- Processed Vendor Prefunds
- Processed vendor fundings
- Processed transactions, documented, and funded various types of leased and financed equipment
- Updated deals in Aspire and Salesforce
- Recalculated payments with TValue Software
- Performed customer verbal confirmations
- Followed up for missing documents
- Negotiated with vendors on missing documentation
- Verified business name, signer and entity
- Performed OFAC verification
- Verified and reconciled vendor invoices
- Verified clients via Fincen
- Documented New Lease/Loan deals
- Documented Modifications and Extensions
- Reconciled General Ledger Accounts
- Perfected Collateral
- Reviewed incoming loans ensuring compliance with approval and policy and procedure
- Effectively communicated with appropriate departments on errors, status and information requests
- Monitored and performed daily pipeline including maintenance and research
- Analyzing different signed proposals to identify financing and term needs
- Established leasing terms and provided the necessary paperwork for customer electronic signatures via Docusign
- Process agreement amendments
- Submit final documents for funding
- Assisted in Titled Vehicles
- Posted advance payments and documentation fees
- Cross trained and assisted in Syndication and other departments.
Loan Operations Specialist Commercial/Consumer
Bank of Birmingham
01.2011 - 01.2014
- Responsible for new loan bookings, modifications, and renewals
- Entrusted to protect the franchise value of each participated asset serviced
- Verify accuracy of pre-closing and post-closing loan documentation (conventional and government guarantee)
- SBA general ledger balancing
- Processed system updates for loan status changes and file maintenance
- Track document exceptions
- Develop and assist branch employees on loan transactions
- Evaluate and update policy and procedures
- Oversee receipt of updated loan financial data
- Reconveyance processing.
Loan Operations Assistant Manager
First Independence Bank
01.2008 - 01.2010
- Implemented internal controls decreasing audit exceptions by 20%
- Successfully led key projects which resulted in complete loan files
- Analyzed departmental documents for appropriate distribution and filing
- Monitored daily loan servicing operations identifying needs for improvement
- Developed and assisted employees increasing production, and minimizing errors
- Evaluated and updated policy and procedures
- Verified accuracy and completeness of loan bookings, modifications, and renewals
- Performed HR functions for Loan Operations Department.
Senior Loan Operations Servicer
Michigan Heritage Bank
01.2000 - 01.2008
- Liaised between loan officers, attorneys, and title agencies for effective closings
- Responsible for accurate posting of loan payments, and interest reserve
- Demonstrated analytical and detailed skills reconciling all loan general ledgers
- Worked directly with auditors to achieve compliant processes
- Requested and reviewed all documents related to due diligence for pre-closings
- Executed specific collections, including charge-backs, and right of set-off
- Developed new process for customer invoicing decreasing payables.
Education
Business Administration Associate Degree - Cum Laude -
Lewis College of Business
Detroit, MISkills
- Proficient in problem resolution
- Outstanding interpersonal skills
- Review/audit/approve documents
- Strong verbal /written communication
- Extensive experience with document review
- Reports generation and analysis
- Financial records and processing
- Proficient in Microsoft Office Suite
- Experience with Aspire, Navigator, Salesforce, Onbase, AFS, Incino and T-Val
- Multitasking Abilities
- Payment and Investigation Escalations
- Excellent Communication
- Document Control
- Information Verification
- Application Review
- Attention to Detail
- Team Collaboration
- Problem-solving aptitude
- Financial Transactions
Timeline
Collateral Specialist
Flagstar Bank N.A
08.2023 - 08.2024
Documentation Processor
Lease Corporation of America
01.2014 - 01.2023
Loan Operations Specialist Commercial/Consumer
Bank of Birmingham
01.2011 - 01.2014
Loan Operations Assistant Manager
First Independence Bank
01.2008 - 01.2010
Senior Loan Operations Servicer
Michigan Heritage Bank
01.2000 - 01.2008
Business Administration Associate Degree - Cum Laude -
Lewis College of Business
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