Summary
Overview
Work History
Education
Skills
Personal Information
Timeline
Generic

Dawn Halstead

Peoria,AZ

Summary

Proficient in FHA, VA, Conv and USDA mortgage programs. Outstanding ability to work well with others and help others in any way possible. Exceptional problem solver who responds to customers with timely solutions. I am a strong person who is always up to a challenge and the more work the better.

Overview

31
31
years of professional experience

Work History

Mortgage Loan Processor III

loanDepot
Tempe, USA
03.2020 - Current
  • Reach out to my borrowers to let them know their loan has been conditionally approved and go over items with them to make sure they are clear on what is needed.
  • Regarded as one of the company's most productive loan processors, handling an average of 45-80 files monthly for a large home builder.
  • Review and verify borrowers' income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal.
  • Keep up with compliance and company policies.
  • Provide support to loan officers and underwriter teams by ensuring timely, judicious and accurate processing of mortgages - I try to resubmit a file back to underwriting only once or twice if possible.
  • Strive to receive all 10's (highest level) on all my customer surveys at closing.

Initial Disclosure Specialist

Morgan Stanley
Tempe, USA
05.2022 - 03.2025
  • Receive files and work on fees for loans, make sure they are correct for states of applications and send them to clients.
  • Before I moved to the disclosures team I was a Sr, Loan processor.
  • My duties were to review files before they went into underwriting, gather all documents, work with my RLM very closely and send files to the underwriting department.
  • Once I received the approval I would send a list to RLM, review docs they provided and get them in for last review and approval.

Processor

Paramount Equity Mortgage
Scottsdale, USA
09.2017 - 02.2018
  • Worked with loan officers, gathered documents from borrowers and prepared files for closing.

Sr. Loan Processor

Universal American Mortgage
Tempe, USA
03.2013 - 08.2017
  • Reach out to my borrowers to let them know their loan has been conditionally approved and go over items with them to make sure they are clear on what is needed.
  • Regarded as one of the company's most productive loan processors, handling an average of 45-80 files monthly for a large home builder.
  • Review and verify borrowers' income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal.
  • Keep up with compliance and company policies.
  • Provide support to loan officers and underwriter teams by ensuring timely, judicious and accurate processing of mortgages - I try to resubmit a file back to underwriting only once or twice if possible.
  • Strive to receive all 10's (highest level) on all my customer surveys at closing.

Processor

Nova Home Loans
Scottsdale, USA
02.2012 - 03.2013
  • Worked with customers to obtain documents and go over any questions they may have.
  • Analyze and review documentation before submitting to underwriter to try to get all questions or documentation that they may request ahead of time.
  • Compile and submit all completed documents and ensure loans are purchased in a timely manner.

Processor

Bank of America
Peoria, USA
01.2009 - 01.2012
  • Received files from underwriting and obtained required documents for approval.
  • Analyze and review documentation before submitting back to.
  • Received SASE Level I approval authority to clear conditions on my own.

Processor/Underwriter Closer

Royal Pacific Mortgage
Kamuela, USA
02.1994 - 12.2008
  • Took loan application from loan officer and proceeded to process them.
  • I was a DE underwriter so after processing the files I would then underwrite them.
  • Once the files were fully approved I would then draft the closing documents and provide to title.
  • I had plenty of audits due to being a DE underwriter and had a 100% success rate.

Education

High school -

Skills

  • Mortgage Loan
  • Real Estate
  • Data Entry
  • FHA
  • Encompass
  • Escrow
  • Underwriting
  • Loan processing

Personal Information

Work Permit: Authorized to work in the US for any employer

Timeline

Initial Disclosure Specialist

Morgan Stanley
05.2022 - 03.2025

Mortgage Loan Processor III

loanDepot
03.2020 - Current

Processor

Paramount Equity Mortgage
09.2017 - 02.2018

Sr. Loan Processor

Universal American Mortgage
03.2013 - 08.2017

Processor

Nova Home Loans
02.2012 - 03.2013

Processor

Bank of America
01.2009 - 01.2012

Processor/Underwriter Closer

Royal Pacific Mortgage
02.1994 - 12.2008

High school -

Similar Profiles

CREATE PROFILE
Dawn Halstead