A. Axelson
Cincinnati,OH
Summary
Experienced administrator with a strong background in finance, compliance, legal, mortgage lending and Customer Relationship Management. Skilled in analyzing financials of diverse accounts and loans to ensure compliance with GAAP and federal/state regulations. Collaborative and solution-oriented professional dedicated to driving success through strategic decision-making and effective problem-solving. Adept at navigating complex regulatory environments and fostering positive relationships with stakeholders to achieve organizational goals.
Overview
22
22
years of professional experience
Work History
Freelance Accounting Bookkeeper - Part time
Freelance, self-employed
01.2013 - Current
- Execute general accounting functions including monthly general ledger reconciliation, accounts receivable and payable along with detailed month-end and year-end financial reporting
- Develop precise accounting and thorough record keeping to accounts for financial transactions and established chart of accounts
- Prepare balance sheets, P&L statements and other financial reports for small to medium-sized business entities
Senior Mortgage Loan Processor
Interfirst Mortgage (obsolete)
08.2021 - 05.2022
- Proactively managed pipeline of 50+ conforming loans/accounts in 30+states in tandem with 25+officers
- Communicated extensively in vital daily and monthly time frames with 20+ vendors, 40+ customers/clients, 25+ internal staff and sales to ensure instantaneous action and movement of underwriting decisions, restructuring loans, LTV, DTI within compliance/product and closing deadlines for monthly average of 25+ loans
- Consistently exceeded monthly goals at 100-130% and performed in the top 10-15% of department pool by initiating, organizing, prioritizing and executing the appropriate actions
- Company downsized with department automation
Mortgage Processor III
Fifth Third Bank Retail Mortgage
05.2020 - 08.2021
- Spearheaded 100+ loans and closed monthly pipeline (Conventional, FHA, VA, USDA, Jumbo, ARM, New Construction, Streamline and IRRL) upwards of 20+ loans/accounts with 30+ loan officers in 20+ states
- Achieved 90-100% completion rate of the daily tasks consisting of in-depth restructuring of LTV, DTI within compliance/product, verifying, analyzing loan components, financials and credit reports to ensure compliance with investor guidelines and government regulations
- Communicated extensively in vital daily and monthly time frames with 20+ vendors, 40+ customers/clients, 50+ internal staff and sales to ensure instantaneous action and movement of underwriting decisions, and
Senior Mortgage Loan Processor
TCS HNW Private Client Servicing
06.2018 - 12.2019
- Proactively managed HNW pipeline of 40-50+ non-conforming and conforming loans/accounts from all 50 states in tandem with 10+ loan officers
- Consistently exceeded monthly goals at 100-130% and performed in the top 10-15% of department pool by initiating, organizing, prioritizing and executing the appropriate actions
- Communicated extensively in vital daily and monthly time frames with 30+vendors, 20+internal staff and sales to ensure instantaneous action and movement of underwriting decisions and closing deadlines for monthly average of 25-30+ loans
- Analyzed, collected and researched the proper information and accurate documentation from multiple sources in adherence of loan products to fully optimize our team of 10's daily goal of at least 15-20 loans submitted for final underwrite to close a monthly team goal of 300-400 loans
Mortgage Processor II and Loss Mitigation Specialist II
U.S. Bank Retail Mortgage and Loss Mitigation
04.2015 - 06.2018
- Managed and closed monthly pipeline (Conventional, FHA, VA, USDA, Jumbo, ARM, New Construction, Streamline and IRRL) upwards of 20+loans/accounts with 5+ loan officers in 20+ states
- Achieved 90-100% completion rate of the 75% of daily tasks consisting of in depth restructuring, verifying, analyzing loan components(i.e.DTI ,LTV)financials and credit reports to ensure compliance with products, investor guidelines and government regulations
- Communicated extensively in vital daily and monthly time frames with 20+ vendors, 40+ customers/clients, 10+ internal staff and sales to ensure instantaneous action and movement of underwriting decisions and closing deadlines for monthly average of 20+loans
- Facilitated loan modification programs and resolved title curative issues such as lien positions, release of liens, vested owners and mergers, etc.
Account Clerk III
Los Rios Community College District
08.2014 - 03.2015
- Designed and implemented a streamlined workflow for account payables as an intermediary for both Sacramento City and Cosumnes River colleges due to staff reduction
- Assistant lead to student employees providing support, direction and inspiration for operational strategy
- Balanced batch reconciliation summary reports for vendor account payables including manual check generation, resolved account payables collection and invoice discrepancies
- Audited employee expense reports and requests for advances
- Contractual Appointment
Paralegal/Administrator
Javitch, Block and Rathbone
01.2004 - 01.2010
- Negotiated and managed cases as a liaison between the courts, vendors with property preservation, lien holders and attorneys
- Investigated and resolved title curative issues such as lien positions, release of liens, vested owners and mergers
- Prepared discovery, contracts, pleadings, writ of possessions, deeds and deeds in lieu of foreclosure in compliance with legal statutes, government regulations and privacy laws
- Managed legal fee billing, summoned bids at sheriff's sales, clients' case status reporting, attorney travel expenses, bank deposits and transcription
Education
Bachelor of Science -
Southern Illinois University
Skills
- General ledger management
- Risk assessment acumen
- Credit analysis
- Legal research and case management
- Process improvement approach
- Closing coordination mastery
Timeline
Senior Mortgage Loan Processor
Interfirst Mortgage (obsolete)
08.2021 - 05.2022
Mortgage Processor III
Fifth Third Bank Retail Mortgage
05.2020 - 08.2021
Senior Mortgage Loan Processor
TCS HNW Private Client Servicing
06.2018 - 12.2019
Mortgage Processor II and Loss Mitigation Specialist II
U.S. Bank Retail Mortgage and Loss Mitigation
04.2015 - 06.2018
Account Clerk III
Los Rios Community College District
08.2014 - 03.2015
Freelance Accounting Bookkeeper - Part time
Freelance, self-employed
01.2013 - Current
Paralegal/Administrator
Javitch, Block and Rathbone
01.2004 - 01.2010
Bachelor of Science -
Southern Illinois University
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