A. Axelson
Cincinnati,OH
Summary
Experienced administrator with a strong background in finance, compliance, legal, mortgage lending and Customer Relationship Management. Skilled in analyzing financials of diverse accounts and loans to ensure compliance with GAAP and federal/state regulations. Collaborative and solution-oriented professional dedicated to driving success through strategic decision-making and effective problem-solving. Adept at navigating complex regulatory environments and fostering positive relationships with stakeholders to achieve organizational goals.
Overview
22
22
years of professional experience
Work History
Freelance Accounting Bookkeeper - Part time
Freelance, self-employed
03.2022 - Current
- Execute general accounting functions including monthly general ledger reconciliation, accounts receivable and payable along with detailed month-end and year-end financial reporting
- Processed journal entries, guaranteeing accurate reflection of company finances within the general ledger system
- Prepare balance sheets, P&L statements and other financial reports for small to medium-sized business entities
Senior Mortgage Loan Processor
Interfirst Mortgage (obsolete)
United States - remote
08.2021 - 05.2022
- Proactively managed pipeline of 50+ conforming loans/accounts in 30+states in tandem with 25+officers
- Communicated extensively in vital daily and monthly time frames with 20+ vendors, 40+ customers/clients, 25+ internal staff and sales to ensure instantaneous action and movement of underwriting decisions, restructuring loans, LTV, DTI within compliance/product and closing deadlines for monthly average of 25+ loans
- Consistently exceeded monthly goals at 100-130% and performed in the top 10-15% of department pool by initiating, organizing, prioritizing and executing the appropriate actions
- Company downsized with department automation
Mortgage Processor III
Fifth Third Bank Retail Mortgage
United States - remote
05.2020 - 08.2021
- Spearheaded 100+ loans and closed monthly pipeline (Conventional, FHA, VA, USDA, Jumbo, ARM, New Construction, Streamline and IRRL) upwards of 20+ loans/accounts with 30+ loan officers in 20+ states
- Achieved 90-100% completion rate of the daily tasks consisting of in-depth restructuring of LTV, DTI within compliance/product, verifying, analyzing loan components, financials and credit reports to ensure compliance with investor guidelines and government regulations
- Communicated extensively in vital daily and monthly time frames with 20+ vendors, 40+ customers/clients, 50+ internal staff and sales to ensure instantaneous action and movement of underwriting decisions, and
Senior Mortgage Loan Processor
TCS HNW Private Client Servicing
United States
06.2018 - 12.2019
- Proactively managed HNW pipeline of 40-50+ non-conforming and conforming loans/accounts from all 50 states in tandem with 10+ loan officers
- Consistently exceeded monthly goals at 100-130% and performed in the top 10-15% of department pool by initiating, organizing, prioritizing and executing the appropriate actions
- Communicated extensively in vital daily and monthly time frames with 30+vendors, 20+internal staff and sales to ensure instantaneous action and movement of underwriting decisions and closing deadlines for monthly average of 25-30+ loans
- Analyzed, collected and researched the proper information and accurate documentation from multiple sources in adherence of loan products to fully optimize our team of 10's daily goal of at least 15-20 loans submitted for final underwrite to close a monthly team goal of 300-400 loans
Mortgage Processor II and Loss Mitigation Specialist II
U.S. Bank Retail Mortgage and Loss Mitigation
United States
04.2015 - 06.2018
- Managed and closed monthly pipeline (Conventional, FHA, VA, USDA, Jumbo, ARM, New Construction, Streamline and IRRL) upwards of 20+loans/accounts with 5+ loan officers in 20+ states
- Achieved 90-100% completion rate of the 75% of daily tasks consisting of in depth restructuring, verifying, analyzing loan components(i.e.DTI ,LTV)financials and credit reports to ensure compliance with products, investor guidelines and government regulations
- Communicated extensively in vital daily and monthly time frames with 20+ vendors, 40+ customers/clients, 10+ internal staff and sales to ensure instantaneous action and movement of underwriting decisions and closing deadlines for monthly average of 20+loans
- Facilitated loan modification programs and resolved title curative issues such as lien positions, release of liens, vested owners and mergers, etc.
Account Clerk III
Los Rios Community College District
United States
08.2014 - 03.2015
- Designed and implemented a streamlined workflow for account payables as an intermediary for both Sacramento City and Cosumnes River colleges due to staff reduction
- Assistant lead to student employees providing support, direction and inspiration for operational strategy
- Balanced batch reconciliation summary reports for vendor account payables including manual check generation, resolved account payables collection and invoice discrepancies
- Audited employee expense reports and requests for advances
- Contractual Appointment
Paralegal/Administrator
Javitch, Block and Rathbone
Cincinnati, OH
01.2004 - 01.2010
- Negotiated and managed cases as a liaison between the courts, vendors with property preservation, lien holders and attorneys
- Investigated and resolved title curative issues such as lien positions, release of liens, vested owners and mergers
- Prepared discovery, contracts, pleadings, writ of possessions, deeds and deeds in lieu of foreclosure in compliance with legal statutes, government regulations and privacy laws
- Managed legal fee billing, summoned bids at sheriff's sales, clients' case status reporting, attorney travel expenses, bank deposits and transcription
Education
Bachelor of Science -
Southern Illinois University
Skills
- General ledger management
- Risk assessment acumen
- Credit analysis
- Legal research and case management
- Process improvement approach
- Closing coordination mastery
Timeline
Freelance Accounting Bookkeeper - Part time
Freelance, self-employed
03.2022 - Current
Senior Mortgage Loan Processor
Interfirst Mortgage (obsolete)
08.2021 - 05.2022
Mortgage Processor III
Fifth Third Bank Retail Mortgage
05.2020 - 08.2021
Senior Mortgage Loan Processor
TCS HNW Private Client Servicing
06.2018 - 12.2019
Mortgage Processor II and Loss Mitigation Specialist II
U.S. Bank Retail Mortgage and Loss Mitigation
04.2015 - 06.2018
Account Clerk III
Los Rios Community College District
08.2014 - 03.2015
Paralegal/Administrator
Javitch, Block and Rathbone
01.2004 - 01.2010
Bachelor of Science -
Southern Illinois University