Aaron Mathieson
Spokane,WA
Summary
Detail-oriented Consumer/Commercial Loan Processor with 22 years of experience in banking and credit unions. Expert in loan documentation and origination, including Home Equity, Commercial, Construction, and Small Business loans. Skilled in reviewing financial documents and ensuring compliance. Committed to delivering efficient and accurate loan processing in a collaborative environment.
Overview
22
22
years of professional experience
Work History
Commercial Loan Operations
Washington Federal Bank
Spokane, WA
02.2022 - Current
- Created and processed commercial loan documents in Laser Pro, facilitating efficient loan closing processes.
- Prepared loan applications and closing documents using computer software to ensure accuracy and compliance.
- Prepared and delivered loan documents to title, escrow teams and Loan officers.
- Reviewed and corrected discrepancies in interest, principal, and closing costs to maintain financial integrity.
- Assembled and compiled documents for loan closings.
- Scanned and uploaded loan and related documents into system.
- Processed UCC filings and searches
- Utilized Fiserv DNA software for managing financial transactions.
Loan Support Specialist
BankCda
Coeur D'Alene, ID
05.2021 - 10.2021
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Assessed feasibility of loan approval by reviewing financial histories, available credit and current employment.
- Provided excellent service and attention to customers when face-to-face or through phone conversations.
- Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
- Worked closely with team members to deliver project requirements, develop solutions and meet deadlines.
- Juggled multiple projects and tasks to ensure high quality and timely delivery.
Mortgage Loan Processor
BECU(Temporary Contract)
Spokane Valley, WA
02.2021 - 04.2021
- Submitted completed loan applications, including recommendations for underwriting approval or denial.
- Prepared and delivered loan documents to title and escrow teams.
- Created and completed loan submission packages.
- Checked approvals against established bank and government lending standards.
- Managed any conditions sent from underwriting departments.
- Checked applicant credit, personal references and employment histories.
- Examined and verified information in loan application and closing documents.
- Assembled and compiled title abstracts, insurance forms, loan documents and tax receipts.
- Organized, filed and maintained customer, department and regulatory loan records.
- Filed completed packages quickly and efficiently.
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
Loan Documentation Specialist 3
Washington Trust Bank
Spokane, WA
01.2017 - 11.2020
- Processing Consumer and Commercial Loan documentation requests from loan pipeline based on first in/ first out.
- Going over requests and doing quality control to make sure all information is correct and accurate.
- Followed up with Loan Specialists to clarify questions and correct missing information, ensuring loan files were ready for processing.
- Maintained regular communication with Relationship Managers and Underwriters regarding necessary changes to loan files and addressed any questions.
- Finalized loan documents to ensure accuracy for borrower signatures before sending to Loan Officer for review and implementing requested changes.
- Created and processed Commercial and Consumer Loan Documents in Laser Pro.
- Processed UCC filings and searches.
Consumer Loan Processor 2/Customer Service Representative
Inspirus Credit Union
Spokane Valley, WA
08.2004 - 12.2016
- Took loan applications over the phone, Underwritten loan requests, sent Loan documents out to borrowers to complete. Also assisted borrowers with questions regarding documents and how to complete them properly, and funded loans with zero errors.
- Created and processed Loan documentation for Auto, Home Equity, Visa Credit Cards, and Personal loans.
- Executed loan origination process and ordered credit reports, appraisals, preliminary title reports, and flood determinations.
- Checked applicant credit, personal references and employment histories.
- Guided clients through loan application initiation and filing.
- Trained and assisted new Consumer Loan Processors.
- Experience in a Call Center environment assisting members with account questions, troubleshooting, transfers, assisting with loan questions, and other job duties assigned in Member Services.
- Helped title department with Vehicle title issues, Power of Attorneys, and all documents associated with registering and titling collateral with the state.
Education
High School Diploma -
Foss High School
Tacoma,WA06.1988
Skills
- Loan Origination and Underwriting
- Loan underwriting
- Loan documentation
- Proficiency in Laserpro
- Documentation proficiency
- Documentation requirements
- Loan product knowledge
- Title reports and appraisals
- Fiserv/DNA Experience
- Decision-making
- Client relationship management
- Loan terms explanation
Timeline
Commercial Loan Operations
Washington Federal Bank
02.2022 - Current
Loan Support Specialist
BankCda
05.2021 - 10.2021
Mortgage Loan Processor
BECU(Temporary Contract)
02.2021 - 04.2021
Loan Documentation Specialist 3
Washington Trust Bank
01.2017 - 11.2020
Consumer Loan Processor 2/Customer Service Representative
Inspirus Credit Union
08.2004 - 12.2016
High School Diploma -
Foss High School