Abanoub Ibrahem
East Brunswick,NJ
Summary
Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.
Overview
7
7
years of professional experience
Work History
Retail Credit Risk Analyst
Emirates NBD Head Office & Main Office Branch
08.2018 - 10.2023
- Collaborated with other teams to identify and mitigate risks impacting organization.
- Investigated and resolved customer disputes related to credit decisions.
- Gathered loan documentation for underwriting.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Recognized potential problem loans early, facilitating prompt corrective actions that mitigated losses for the organization.
- Conducted presentations to upper management and executive teams for loan recommendations.
- Recommended approval or disapproval of commercial, real estate or credit loans.
- Streamlined the loan approval process through effective communication between underwriters, sales teams, and clients.
Supply Chain Specialist
Eva Pharma
02.2017 - 07.2018
- Collaborated with internal teams to improve outputs to meet demand and supply requirements, ensuring inventory integrity targets for finished goods.
- Reduced order lead times with streamlined procurement processes for increased customer satisfaction.
- Increased global supply chain efficiency and development by leading cross-functional teams and enabling supplier integration and management technology tools, upgrades.
- Formulated demand planning and generated supply chain management metrics.
- Championed sustainability initiatives within the company''s supply chain operations through waste reduction strategies.
- Tracked and monitored purchase orders, deliveries and invoicing to verify accuracy and compliance.
- Negotiated prices and terms with shipping companies and supply vendors.
Retail Customer Service Associate
Orange Telecom
06.2016 - 01.2017
- Promptly responded to inquiries and requests from prospective customers.
- Responded to customer requests, offering excellent support and tailored recommendations to address needs.
- Assisted in setting up promotional displays to attract customer attention towards specific products or brands.
- Recommended, selected and helped locate and obtain out-of-stock product based on customer requests.
- Managed timely and effective replacement of damaged or missing products.
- Sought ways to improve processes and services provided.
- Monitored cash drawers in multiple checkout stations and maintained adequate cash supply.
- Responded proactively and positively to rapid change.
Education
Bachelor of Accountancy - Accounting And Business Management
Ain Shams University
Egypt06.2016
Skills
- Collections Management
- Loan recommendations
- Credit validations
- Term negotiation
- Statement Review
- Report Preparation
- Risk Assessment
- Lending regulations
- Loan Documentation
- Financial statement review
- Credit decisions
- Multitasking Abilities
Timeline
Retail Credit Risk Analyst
Emirates NBD Head Office & Main Office Branch
08.2018 - 10.2023
Supply Chain Specialist
Eva Pharma
02.2017 - 07.2018
Retail Customer Service Associate
Orange Telecom
06.2016 - 01.2017
Bachelor of Accountancy - Accounting And Business Management
Ain Shams University
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