Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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Abby Bishop

Roseville,CA

Summary

  • Astute and methodical Senior Mortgage Underwriter with significant background working with first time homebuyer customers. Proficient in reviewing extensive applications and supporting documentation. Maintains consistent pipelines and quick turnaround times with skilled handling of each customer's needs.

Overview

18
18
years of professional experience

Work History

Sr. Mortgage Underwriter

Finance of America
11.2010 - Current
  • Responsible for comprehensive knowledge of underwriting guidelines and restrictions for FNMA/FHLMC, FHA and USDA loan programs for both conforming and nonconforming mortgages
  • Work collaboratively with team members to drive deals to successful funding and close
  • Meticulously updated and maintained data in operating program
  • Consistently exceeded department goal for daily production
  • Leveraged knowledge of loan products to help restructure suspended loans for subsequent approvals
  • Maintained compliance with lending, underwriting and government requirements
  • Demonstrated excellent follow-through with various departments and management throughout all phases of the loan process.
  • Created training materials for FHA and Bond programs to assist new employees

Jr. Underwriter

Reunion Mortgage
02.2006 - 11.2010
  • Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
  • Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
  • Preserved quality of loan package through internal audits
  • Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
  • Monitored daily performance to achieve personal and department production goals.

Customer Service Rep – 1st

Magnus Mortgage
10.2004 - 01.2006
  • Responsible for retaining customer base by providing prompt and accurate information to loan originators
  • Assisted in structuring loan submissions, balancing knowledge of guides and needs of customer to find the best fit
  • Helped loan originators lock loans
  • Applying all adjustments and ensuring eligibility
  • Served as a consultant and answered basic underwriting questions for loan processors
  • Offered friendly and efficient service to customers, handled challenging situations with ease.

Education

B.A. - English, Communications

State University of New York

Skills

Computer literate with proficiency in Word, Excel, PowerPoint and Outlook

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Accomplishments

Voted Operations Employee of the Year 2016, 2018 and 2021 by management team. The award highlighted my excellent production numbers, commitment to quality and my contribution to a healthy work culture.

Timeline

Sr. Mortgage Underwriter

Finance of America
11.2010 - Current

Jr. Underwriter

Reunion Mortgage
02.2006 - 11.2010

Customer Service Rep – 1st

Magnus Mortgage
10.2004 - 01.2006

B.A. - English, Communications

State University of New York

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Abby Bishop