Abby Bishop

Roseville,CA

Summary

Astute and methodical Senior Mortgage Underwriter with significant background working with first time homebuyer customers. Proficient in reviewing extensive applications and supporting documentation. Maintains consistent pipelines and quick turnaround times with skilled handling of each customer's needs.

Overview

years of professional experience

Work History

Sr. Mortgage Underwriter

Finance of America

11.2010 - Current

Responsible for comprehensive knowledge of underwriting guidelines and restrictions for FNMA/FHLMC, FHA and USDA loan programs for both conforming and nonconforming mortgages
Work collaboratively with team members to drive deals to successful funding and close
Meticulously updated and maintained data in operating program
Consistently exceeded department goal for daily production
Leveraged knowledge of loan products to help restructure suspended loans for subsequent approvals
Maintained compliance with lending, underwriting and government requirements
Demonstrated excellent follow-through with various departments and management throughout all phases of the loan process.
Created training materials for FHA and Bond programs to assist new employees

Jr. Underwriter

Reunion Mortgage

02.2006 - 11.2010

Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
Preserved quality of loan package through internal audits
Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
Monitored daily performance to achieve personal and department production goals.

Customer Service Rep – 1st

Magnus Mortgage

10.2004 - 01.2006

Responsible for retaining customer base by providing prompt and accurate information to loan originators
Assisted in structuring loan submissions, balancing knowledge of guides and needs of customer to find the best fit
Helped loan originators lock loans
Applying all adjustments and ensuring eligibility
Served as a consultant and answered basic underwriting questions for loan processors
Offered friendly and efficient service to customers, handled challenging situations with ease.

Education

B.A. - English, Communications

State University of New York

Skills

Computer literate with proficiency in Word, Excel, PowerPoint and Outlook

Highly self-directed with the ability to learn quickly

Adept multi-tasker

Proficient problem-solver

Detail-oriented

Collaborative teammate

Accomplishments

Voted Operations Employee of the Year 2016, 2018 and 2021 by management team. The award highlighted my excellent production numbers, commitment to quality and my contribution to a healthy work culture.

Timeline