Abby Geel
Rye,NH
Summary
Analytical professional with experience in credit analysis and risk assessment. Demonstrated success in monitoring loan portfolios and applying financial models to evaluate loan viability, ready to contribute to informed credit decision-making.
Overview
7
7
years of professional experience
Work History
Junior Credit Analyst
Service Credit Union
Portsmouth, New Hampshire
05.2022 - Current
- Analyzed credit applications, financial statements, and credit reports to assess borrower risk and repayment capacity.
- Prepared preliminary and comprehensive credit analyses and reports to support loan approval decisions.
- Monitored loan portfolios for compliance with credit policies, payment terms, and exposure limits.
- Collaborated with loan officers, underwriters, and cross-functional teams to structure credit solutions.
- Assessed collateral value and confirmed sufficient coverage for secured loans.
- Assessed market conditions, economic indicators, and regulatory changes affecting credit risk.
- Applied financial models to anticipate earnings and evaluate viability of new and existing loan requests.
Indirect Lending Representative III
Service Credit Union
Rochester, New Hampshire
06.2018 - 05.2022
- Handle all communication from loan applicants and dealers.
- Audit loan documents to check for completeness and accuracy.
- Responsible for loan funding and providing profit disbursement to dealers.
- Showcased gratitude for patronage, fostering and promoting member return visits.
- Completed monthly reports with precision and accuracy.
Mentored colleagues to develop skills and trustworthiness.
Education
Bachelor of Arts - Economics
University of New Hampshire
NH05-2018
Skills
- Credit Analysis
- Financial Modeling
- Risk Assessment
- Effective Communication
- Team Collaboration
- Loan Underwriting
- Data Compilation
- Research Skills
- Organizational Skills
- Strong Work Ethic
Timeline
Junior Credit Analyst
Service Credit Union
05.2022 - Current
Indirect Lending Representative III
Service Credit Union
06.2018 - 05.2022
Bachelor of Arts - Economics
University of New Hampshire
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