Summary
Overview
Work History
Education
Skills
Certification
Coursework
Timeline
Generic

Abdelrahman Ahmed

Lancaster,PA

Summary

An efficient, enthusiastic, hardworking and organized person. Able to combine multiple priorities, tasks and meet tight deadlines without compromising quality. Strong planner and problem solver who readily to change, works independently and exceeds expectations. Processing fast and Effective Skills and having a strong administrative background with the knowledge of the management techniques and experience of using specialist software packages.

Overview

6
6
years of professional experience
1
1
Certification

Work History

Senior Credit Risk Analyst

Arab African International bank
05.2023 - 06.2024
  • Developed and implemented risk assessment models, reducing loan default rates by 15% through data-driven analysis and predictive analytics.
  • Conducted in-depth credit risk assessments on a portfolio exceeding $500 million, leading to a 15% decrease in default rates through the implementation of advanced statistical models and machine learning algorithms.
  • Comply with all relevant CBE regulations, banking laws, AML Regulations and internal AAIB Policies and code of conduct in order to maintain AAIB's Sound legal position and mitigate any potential risks.

Credit Risk Senior Officer

Arab African International Bank
01.2022 - 05.2023
  • Amplified credit risk parameters and models to ensure accurate decision-making for effective credit risk management.
  • Enhanced customer risk analysis and evaluation process, resulting in 30% reduction in credit risk losses over a 6-month period. Analyzed credit and financial data to determine creditworthiness of potential customers and calculated profitability of credit transactions using statistical models.
  • Cultivated and managed portfolio of credit products and monitored external credit risk models to ensure accuracy and relevance to internal risk management strategies.

Customer Relationship officer

Arab African International Bank
09.2020 - 01.2022
  • Developed and maintained customer relationship through proactive customer on-boarding, account management, customer retention, and customer engagement initiatives resulting in a 15% decrease in customer complaints and a 35% increase in customer satisfaction.
  • Formulated a customer relationship management strategy by leveraging customer feedback and market shadowing to operationalize solutions to customer-reported issues.
  • Applied a customer segmentation strategy to segment customers into high-value, medium-value and low-value customers and tailoring CRM strategies accordingly.
  • Utilized data mining and data analytics to interpret customer trends and optimize customer engagement methods

Bank Teller

Arab African International Bank
01.2020 - 09.2020
  • Handled customer transactions, such as cash withdrawals, deposits, and loan payments, accurately and efficiently, with minimal errors.
  • Assumed a leadership role in the absence of the supervisor and maintained that the bank floor operated normally.
  • Establish strong credibility with clients by providing accurate information to address concerns regarding their account and other bank's products.

Financial Analyst Assistant

Veri-Tech International for Gas and Oil Refining
09.2018 - 12.2019

• Assisted in preparing business analysis and financial planning of new projects.

• Establishing monthly presentation highlighting company's performance with various profitability, working capital and cash flow analysis.

• Negotiated and locked annual budget and targets with 14 departments further bifurcated into 7 regions along with the agreement of high performance and high performance versions.

Education

Bachelor of Science in Accounting and Finance -

Faculty of Financial and Management Science
Alexandria, EGY
01.2018

Skills

  • Business Intelligence
  • Financial Planning
  • Economic forecasting
  • Data Analytics
  • Credit Reporting
  • Lending regulations
  • High risk account reviews
  • Relationship Management

Certification

  • Principles of Banking (POB), Egyptian Banking Institute, 2019, Certified in knowing to enrich understanding of how a bank is structured, operates financially, serves its customers and community and stays safe and compliant.
  • International Financial Reporting Standards (IFRS), Arab Academy for Science, Technology & Maritime Transport (AAST), 2018, IFRS are a set of accounting rules that are meant to make the financial statements of public companies consistent, transparent, and easily comparable throughout the world.

Coursework

  • Forgery Detection of Documents, Egyptian Banking Institute, 2020, The Complete Guide Identifying fake documentation can be a challenge, especially in the digital world.
  • Anti-Money Laundry, Egyptian Banking Institute, 2019, The goal of AML is to target illicit financial transactions supporting criminal or terrorist activity.

Timeline

Senior Credit Risk Analyst

Arab African International bank
05.2023 - 06.2024

Credit Risk Senior Officer

Arab African International Bank
01.2022 - 05.2023

Customer Relationship officer

Arab African International Bank
09.2020 - 01.2022

Bank Teller

Arab African International Bank
01.2020 - 09.2020

Financial Analyst Assistant

Veri-Tech International for Gas and Oil Refining
09.2018 - 12.2019

Bachelor of Science in Accounting and Finance -

Faculty of Financial and Management Science
  • Principles of Banking (POB), Egyptian Banking Institute, 2019, Certified in knowing to enrich understanding of how a bank is structured, operates financially, serves its customers and community and stays safe and compliant.
  • International Financial Reporting Standards (IFRS), Arab Academy for Science, Technology & Maritime Transport (AAST), 2018, IFRS are a set of accounting rules that are meant to make the financial statements of public companies consistent, transparent, and easily comparable throughout the world.
Abdelrahman Ahmed