ABDULNABI JASKI
Credit IN charge
Doha
Summary
Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level [Job Title] position. Ready to help team achieve company goals.
Overview
21
21
years of professional experience
Work History
Credit Officer / IN Charge
Wyndham Grand Regency HOTEL
Doha, Baladiyat ad Dawhah
1 2010 - Current
- Responsible for all credit transaction
- Conducted regular account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed
- Responsible for client visits following up payment on daily basis (especially Gov’t) to negotiate payment terms & develop business relationship
- Handling immigration officer tasks on vacation (applying for new visa, renewing employees RP, canceling, renewing CR, computer card, obtaining commercials license, etc.)
- Evaluating credit risk
- Negotiate credit disputes
- Provide supporting documents for external and internal audits
- Assisting purchasing department in negotiating prices and analyzing costs
- Assisting sales department in submitting bids and government tenders
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales, and billing departments to quickly resolve disputes and advance payments
- Analyze financial data
- Responsible for resolving delinquencies, short payments, and disputes in timely fashion
- Building & Mange relationships with Governments ministries & Authorities to process payment faster
- Managed Hotel 15Miliion on annual account receivable portfolio
- Forecasting weekly, monthly, yearly collections
- Leading team in significantly reducing bad debt exposure
- Tracking downgraded accounts, blacklisted accounts
- Monitor risk exposure on existing accounts
- Monitor credit status for upcoming EVENT & GROUPS
- Ensuring that all documents required to receive payment are correct and complete
- Regular interaction with sales department on setting up new accounts and communicate on final decision
- Preparing and distributed management reports including month-end result
- Daily Report to Finance Dir about status of payment & collection in government & corporate sector
- Arranging agenda & calling for monthly Credit meeting with concerns Department
- Handling immigration officer tasks on his vacation.
- Developed key relationships with clients, providing exceptional service and fostering long-term partnerships
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments
- Reviewed and verified income, credit reports and employment histories for each borrower
- Referred delinquent accounts to collections department or outside resources
- Contacted clients about verifying account information and updated services, answered questions and resolved concerns to uphold exceptional customer service standards and promote brand loyalty
- Attended ongoing professional training to facilitate accurate and productive credit management
- Kept records of customers' charges and payments
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams
- Obtained and interpreted financial statements to assist in credit limit reviews
- Negotiated favorable terms with clients for both secured and unsecured lending products, resulting in mutually beneficial agreements
Collection Officer
Regency Travel & Tours (Regency Group)
05.2005 - 04.2010
- Submitting bills & collection payment
- Preparing invoices and monitoring payment status
- Following up payment with government sector for Regency Groups companies
- Tracking invoice delivery system
- Posting payments to system
- Preparing daily and monthly & yearly collection report
- Building relationships with concerns part in debtor companies & Governmental sector.
PRO - Debt Collector
Regency Travel & Tours
03.2003 - 04.2005
- Submitting bills & collection payment
- Handling medical commission and some of immigration department tasks
- Handling & maintaining filing system
- Providing general support to visitor and specials guests
- Updating and maintain office policies and procedures
- Supporting HR Team & CEO Office.
- Improved cash flow management by expediting the resolution of aged accounts receivable balances
- Identified and contacted customers with overdue accounts to address payment status
- Collected on delinquent accounts to reduce overdue balances
- Analyzed customer financial records to determine appropriate payment plan
- Prepared and submitted legal documents to initiate court proceedings
Education
Skills
Financial statement analysis
Documentation preparation
Customer Relations
Quality controls
Credit validations
Credit Scoring
Cash Flow Forecasting
Debt Restructuring
Decision-Making
Credit Reports
Problem-Solving
Data Entry
Teamwork and Collaboration
Credit disputes
Relationship Building
Debt collection processes
Credit Control Knowledge
Strong negotiation skills
Government Relation
Personal Information
- Place of Birth: Qatar
- Date of Birth: 02/27/84
- Nationality: Iranian
Workskills
- Great written and verbal communication skills.
- Great working knowledge and experience of government procedures for Min. of Municipal, ADALSA & Min. of Interior & good understanding of E-government services (metrash) & strong relationship with government offices.
- Aware of all governmental laws and procedures within working fields.
- Full understanding of government and non-government procedures for billing and debt collection.
- Able to speak four languages and able to work with different nationalities.
- Able to work under pressure.
- Good knowledge of the procurement field and local tenders and their requirements and procedures.
- Able to solve problems both qualitatively and quantitatively.
- Excellent analytical and forecasting skills.
- Good knowledge of all computational programs in the field of work. (ERP,Opera,WebPrlofic)
- Strong payments forecasting & monitoring payments.
- Strong leadership and management skills
- Solid interpersonal skills.
- Strong negotiation skills.
- Able to work in new areas.
- Able to delegate task to ensure deadline are met.
- Good knowledge of Qatar law.
Languages
Arabic
English
Persian
Urdu & Hendi
Training
- Several Internal Training Courses.
- Industrial Safety, Wyndham Grand Regency Hotel.
- Fire safety training, Wyndham Grand Regency Hotel.
- Hotel security training, Wyndham Grand Regency Hotel.
- Customer Satisfaction” at Logic Training & Consulting, Wyndham Grand Regency Hotel.
Timeline
Collection Officer
Regency Travel & Tours (Regency Group)
05.2005 - 04.2010
PRO - Debt Collector
Regency Travel & Tours
03.2003 - 04.2005
Credit Officer / IN Charge
Wyndham Grand Regency HOTEL
1 2010 - Current