Experienced banking professional with a robust background in banking operations and credit risk assessment in retail branch banking, call center, and Private Banking setting.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Credit Analyst
Washington Trust Bank
Spokane, WA
01.2016 - Current
Conducted credit reviews on corporations to assess financial conditions.
Prepared basic and preliminary credit analyses to determine creditworthiness and compliance.
Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
Helped customers open and close accounts, apply for loans and make sound financial decisions.
Advised customers on various banking products and services such as loans, investments, and credit cards.
Drove branch sales and portfolio growth by recommending various financial products to prospective customers.
Developed and maintained relationships with new and existing clients, enhancing customer loyalty and bank profitability.
Store Manager
Buckle
Spokane Valley, WA
10.2010 - 12.2015
Provided leadership, insight and mentoring to newly hired employees to supply knowledge of various company programs.
Strengthened work flow productivity by hiring, managing and developing top talent.
Coached and mentored employees by offering constructive feedback and taking interest in long-term career growth.
Combat Medic (68W)
Oregon Army National Guard
La Grande, OR
10.2006 - 03.2015
Assessed patients and environment, administered CPR and stabilized patients for transport to hospital.
Performed assessments of patient conditions and developed treatment plans accordingly.
Monitored patient vital signs and responded to changes in condition with appropriate interventions.
Employed advanced life support techniques and procedures under stressful conditions.
Education
High School Diploma -
University High School
Spokane Valley
06-2005
Some College (No Degree) -
Eastern Oregon University
La Grande, OR
Skills
Cash flow analysis
Banking operations
Lending regulations
Oral and written communications
Banking regulations
Credit risk assessment
Certification
NMLS #1499500
Timeline
Credit Analyst
Washington Trust Bank
01.2016 - Current
Store Manager
Buckle
10.2010 - 12.2015
Combat Medic (68W)
Oregon Army National Guard
10.2006 - 03.2015
NMLS #1499500
High School Diploma -
University High School
Some College (No Degree) -
Eastern Oregon University
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