Adam Gorham
Greenacres,WA
Summary
Experienced banking professional with a robust background in banking operations and credit risk assessment in retail branch banking, call center, and Private Banking setting.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Credit Analyst
Washington Trust Bank
Spokane, WA
01.2016 - Current
- Conducted credit reviews on corporations to assess financial conditions.
- Prepared basic and preliminary credit analyses to determine creditworthiness and compliance.
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Helped customers open and close accounts, apply for loans and make sound financial decisions.
- Advised customers on various banking products and services such as loans, investments, and credit cards.
- Drove branch sales and portfolio growth by recommending various financial products to prospective customers.
- Developed and maintained relationships with new and existing clients, enhancing customer loyalty and bank profitability.
Store Manager
Buckle
Spokane Valley, WA
10.2010 - 12.2015
- Provided leadership, insight and mentoring to newly hired employees to supply knowledge of various company programs.
- Strengthened work flow productivity by hiring, managing and developing top talent.
- Coached and mentored employees by offering constructive feedback and taking interest in long-term career growth.
Combat Medic (68W)
Oregon Army National Guard
La Grande, OR
10.2006 - 03.2015
- Assessed patients and environment, administered CPR and stabilized patients for transport to hospital.
- Performed assessments of patient conditions and developed treatment plans accordingly.
- Monitored patient vital signs and responded to changes in condition with appropriate interventions.
- Employed advanced life support techniques and procedures under stressful conditions.
Education
High School Diploma -
University High School
Spokane Valley06-2005
Some College (No Degree) -
Eastern Oregon University
La Grande, ORSkills
- Cash flow analysis
- Banking operations
- Lending regulations
- Oral and written communications
- Banking regulations
- Credit risk assessment
Certification
- NMLS #1499500
Timeline
Credit Analyst
Washington Trust Bank
01.2016 - Current
Store Manager
Buckle
10.2010 - 12.2015
Combat Medic (68W)
Oregon Army National Guard
10.2006 - 03.2015
High School Diploma -
University High School
Some College (No Degree) -
Eastern Oregon University
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