Adam Hospodar
Union City,CA
Summary
A hardworking, detail-oriented, and knowledgeable individual who strives to make a substantial impact in a fast-paced working environment. Currently a fully licensed Wealth Management Associate with over 3 years of experience at UBS supporting UHNW clients in a fast-paced Private Wealth environment. Fully licensed (Series 7 and 66), with a comprehensive understanding of investment products, portfolio management and delivering high-touch client services with precision, attention to detail, while ensuring operational excellence.
Overview
14
14
years of professional experience
Work History
Wealth Management Associate
UBS Financial Services
04.2023 - Current
- Supported book of business exceeding $1B in AUM by strengthening client relationships, onboarding new clients, and identifying potential opportunities for growth.
- Developed customized asset allocation models tailored to individual client needs, objectives, and risk tolerance levels.
- Facilitated successful client meetings by preparing detailed reports and presenting complex information in an easily comprehensible manner.
- Diligently reviewed over 250+ managed accounts each quarter to evaluate performance regularly against benchmarks, adjusting strategies accordingly to ensure long-term success.
- Collaborated with internal teams to prepare Financial Goal Analysis Reviews, Strategic Tax Shield Reports, Alternative Investment Commitments/Balances and Personalized Investment Proposals.
- Seamlessly handled trades, wires, journals, managing account documentation, and discussing various financial topics with clients.
Home Equity Investment Closer
Point Digital Finance
04.2022 - 01.2023
- Closed and funded over 40+ Equity Investments month over month, equating to over $4mm dollars
- Recognized as a top performer by averaging a 3-7 day Close to Fund loan cycle, drastically improving customer turn-around times
- Conducted 25+ closing calls per month providing in-depth overview of our Home Equity Purchase Option Agreement, closing timeline, and funding schedule
- Utilized proprietary Underwriting Software to create and send Closing Disclosures/Closing Packages to affiliated Title Company's within company SLA timeframe
- Conducted quality assurance audits on all applications in the pipeline while coordinating with Account Managers, Processors and Underwriters to verify and review documentation, send out preliminary offers and communicate updates to clients
Senior Loan Consultant
Better Mortgage
08.2021 - 03.2022
- Managed a pipeline of 60+ loan applications all ranging from pre-lock to post-closing
- Scheduling and answering 20+ calls a day with clients to negotiate and discuss pricing, rates, loan terms and qualifying loan conditions
- Analyzing market conditions with our Capital Markets team to better communicate pricing adjustments to clients
- Collecting and processing bank statements, W2's, balance sheets, profit/loss statements, K1's, and tax returns to move application into Underwriting
- Working alongside multiple cross-functional departments to clear outstanding conditions to move the application from processing to conditional approval, then closing
- In depth knowledge of Fannie Mae guidelines, Jumbo and FHA requirements and regulations
Closing Expert
Better Mortgage
12.2020 - 07.2021
- Consistently closing 50+ loan applications per month while exceeding company-wide metrics
- Scheduling 20+ daily calls with clients to explain closing procedures and provide clear-cut expectations of our closing process.
- Ranked top 25% in email/text response time, and turn-around time for closing loan applications for 3 months running
- Maintaining relationships with third-party companies to coordinate a smooth closing process
- Processing closing documents through Encompass, checking documents for accuracy, balancing closing disclosures with third-party title companies
- Clearing QC Conditions, reviewing funding conditions with Underwriters, Loan Officers and Funding member's
Sales Development Associate
Better Mortgage
02.2020 - 09.2020
- Answering 40+ inbound calls per day, and directing clients to the correct point of contact on their loan application
- Ranked top 20% for pick up rate, live chat, email response, and customer satisfaction month after month
- Guiding clients through the preapproval process for both refinance and purchase applications
- Answering client's questions about our application process from lock to fund
- Resolving client escalations with upper management and providing solutions on the next steps in the loan process
- Providing internal support to team members and organizing shadowing sessions to increase productivity in our day to day operations
Marketing Manager
Swit Technologies Inc
12.2018 - 11.2019
- Implementing social media strategy for optimal network outreach
- Managing and negotiating with various clients to improve sales at numerous SaaS events
- Increased brand awareness by creating and improving written and visual content
- Conducted in-depth market research of our target market through surveys, research personas, and competitor analysis
Customer Service Manager
Yao Interactive
09.2012 - 10.2018
- Coordinated resolutions for more than 100 daily customer inquiries while consistently achieving performance targets
- Successfully answered and resolved over 30 customer calls per day while providing excellent customer service
- Worked with the marketing department to launch and manage promotional activities and campaigns
Education
Bachelor of Science - Business Administration
San Jose State University
San Jose, CA12-2018
Associate of Arts - Business Administration
Ohlone College
Fremont, CA05-2016
Skills
- Portfolio Management and Portfolio Rebalancing
- UHNW Client Relationship Management
- Investment product Knowledge (Equities, Fixed Income, Alternatives, Structured products)
- Trade Execution and Order Management
- Performance Reporting and Portfolio Analysis
- Understanding of Asset Allocation and Investment Strategies
- Collaborating with Cross-Functional Teams
- New Account Onboarding and Lifecycle Management
- Liaising with Financial Advisors, Traders, and Internal Teams
Timeline
Wealth Management Associate
UBS Financial Services
04.2023 - Current
Home Equity Investment Closer
Point Digital Finance
04.2022 - 01.2023
Senior Loan Consultant
Better Mortgage
08.2021 - 03.2022
Closing Expert
Better Mortgage
12.2020 - 07.2021
Sales Development Associate
Better Mortgage
02.2020 - 09.2020
Marketing Manager
Swit Technologies Inc
12.2018 - 11.2019
Customer Service Manager
Yao Interactive
09.2012 - 10.2018
Bachelor of Science - Business Administration
San Jose State University
Associate of Arts - Business Administration
Ohlone College