
Finance Manager with 8 years of F&I experience across automotive and powersports dealerships. Ranked #1 in 20-group gross contribution and consistently averaged $2,500+ per deal. Strong lender relationships, disciplined deal structure, and a transparent, customer-focused approach. I Bring strong leadership and operational discipline from U.S. Army service
• Averaged $2,500+ per deal in F&I product gross
• Strong product penetration across VSC, GAP, maintenance, and ancillary products
• Structured profitable, compliant deals meeting lender requirements
• Built strong lender relationships to secure competitive approvals
• Delivered transparent, high-trust customer experience
• Managed loan applications from submission through funding
• Averaged $2,500+ per deal in F&I product gross
• Presented menu options clearly and professionally
• Structured deals to maximize profitability and meet lender requirements
• Ensured documentation accuracy and funding compliance
Achieved top ranking in 20-group for gross contribution.
• Averaged $2,500+ per deal in F&I product gross
• Negotiated loan terms and secured competitive approvals
• Strengthened lender relationships to improve approval rates
• Negotiated loan terms and secured approvals
• Increased product penetration through consultative selling
• Assisted customers with credit challenges
• Maintained strong relationships with lenders and customers
• Completed Harley‑Davidson University’s Advanced Competency Training (ACT), strengthening deal structure strategy, lender presentation skills, and credit‑tier optimization to increase approval rates and backend performance.
F&I product sales and profit optimization
Loan origination and credit analysis
Deal structure and lender relations
Contract preparation and compliance
Menu presentation and objection handling
Risk assessment and decisioning
Customer experience and consultative selling
Documentation accuracy and funding efficiency