Adam Marshall
West Berlin,NJ
Summary
Seasoned Mortgage Closer with over 20 years of experience preparing closing documents for conventional, FHA, VA and USDA loans.
Well-versed in FHLMC, FNMA, FHA, VA, HUD, GNMA, RESPA, RD and Regulation Z guidelines.
Meticulous in delivering error-free documentation and ensuring compliance with company policies and regulatory requirements.
Received several awards for achieving the highest level of productivity, the highest level of customer service and an Award of Excellence.
Recipient of the President’s Club award for 2020
Overview
15
15
years of professional experience
Work History
Senior Closer
Keystone Funding Inc.
04.2022 - Current
- Prepare legal documents according to state and/or federal regulations
- Ensure loans close in accordance with Underwriter’s approval and Keystone Funding's policies and procedures
- Work with title companies on loan scheduling, document delivery, final sign-off of Closing Disclosure Assist in resolving issues at closing
- Review funding documents for accuracy and completeness
- Cure deficiencies
- Meet performance requirements for volume, quality and timeliness
- Ensured timely closings by proactively addressing potential issues through constant communication with all parties involved.
- Maintained a high level of customer satisfaction with personalized service and prompt communication throughout the entire closing process.
- Managed a high volume of transactions, consistently meeting or exceeding established productivity goals.
Wholesale Closer
Newrez LLC
04.2016 - 04.2022
- Prepare legal documents according to state and/or federal regulations
- Ensure loans close in accordance with Underwriter’s approval and Newrez policies and procedures
- Work with title companies on loan scheduling, document delivery, final sign-off of Closing Disclosure
Assist in resolving issues at closing - Prepare collateral files to Funding within required timeframes
- Review post-closing packages for accuracy and completeness
- Cure deficiencies
- Assist other departments as needed
- Meet performance requirements for volume, quality and timeliness
Senior Closer
American Financial Resources/eLEND
09.2014 - 04.2016
- Review loan documents and data to ensure accuracy with lock parameters; validate loan is ready to draw closing documents
- Review title, hazard, taxes and all pertinent compliance documents
- Data entry for all additional items needed to complete closing documents and closing instructions to settlement agent
- Work with settlement agent to ensure closing documents are received timely and in line with scheduled timeframes
- Drawing closing documents and HUD compliance approval prior to funding
Quality Assurance Auditor
New Penn Financial
03.2014 - 09.2014
- Review closed loan packages to ensure that all required documentation, compliance and final conditions have been met, approved, and signed-off
- Perform all necessary compliance testing (i.e. ComplianceEase, RESPA Auditor)
- Correspond with the necessary parties to obtain all required conditions
- Identify underwriting, processing, and closing deficiencies and follow through with corrections
- Correspond with the correspondents and account executives in clearing all deficiencies within the required timeframes
- Complete all required due diligence prior to approving loans for purchase
- Assist warehouse with clearing all collateral deficiencies
- Review and reconcile total wire for purchase of loan.
Communicate and follow-up on all outstanding deficiencies - Correspond with correspondents, account executives and internal staff in performing all tasks associated with obtaining final recorded documents, within the required timeframes
- Assist the Secondary and Servicing departments with satisfying any post-funding deficiencies
Correspondent Lending Auditor
PHH Mortgage Services
01.2013 - 12.2013
- Perform audit review while utilizing the appropriate audit checklist
- Validate information in the closing package to ensure all information is correct
- Perform several federal mandated tests to ensure all information is accurate
- Escalate potential fraud issues to the Credit Risk Management Team
- Communicate with correspondent regarding loan status or required documentation
Wholesale Closer
PHH Mortgage Services
07.2010 - 12.2012
- Contact the closing agent to confirm the closing
Prepare the closing package and deliver to the closing agent in a timely manner - Review HUD-1 Settlement Statement for accuracy
- Answer phones
- Schedule Closings
- Ensure overall customer satisfaction
Retail Closer
PHH Mortgage Services
04.2009 - 07.2010
- Contact the closing agent to confirm the closing
Prepare the closing package and deliver to the closing agent in a timely manner - Answer phones in high volume environment
- Review HUD-1 Settlement Statement for accuracy
Ensure overall customer satisfaction
Education
High School Diploma -
Highland Regional High School
Blackwood, NJ06.1990
Timeline
Senior Closer
Keystone Funding Inc.
04.2022 - Current
Wholesale Closer
Newrez LLC
04.2016 - 04.2022
Senior Closer
American Financial Resources/eLEND
09.2014 - 04.2016
Quality Assurance Auditor
New Penn Financial
03.2014 - 09.2014
Correspondent Lending Auditor
PHH Mortgage Services
01.2013 - 12.2013
Wholesale Closer
PHH Mortgage Services
07.2010 - 12.2012
Retail Closer
PHH Mortgage Services
04.2009 - 07.2010
High School Diploma -
Highland Regional High School