ADEBIMPE ELEKURU
Richardson,TX
Summary
Detail-oriented Risk Analyst with extensive experience in AML, Fraud detection, and KYC/KYB compliance within regulated financial environments. Proven ability to analyze high-risk transactions, conduct enhanced due diligence, identify suspicious activity, and ensure compliance with regulatory requirements and internal risk frameworks. Adept at reviewing complex customer profiles,mitigating financial crime risks, and collaborating cross-functionally to support operational integrity and regulatory adherence.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Risk Analyst
Intuit
01.2025 - Current
- Evaluate new accounts and determine their eligibility to utilize our payment processing solutions.
- Review, identify, and investigate high-risk payment transactions
- Collaborated with cross-functional teams for the successful implementation of new compliance initiatives.
- Conduct analysis on merchants and transaction activity to make data-driven decisions regarding risk and credit worthiness
- Assisted investigation and risk management teams with fraud investigations and risk identification.
- Developed risk assessment models to identify potential compliance risks.
- Mitigated potential legal and financial risks by identifying and addressing compliance gaps.
- Handle end-to-end management and documentation of cases
AML/ Fraud Compliance Analyst
Deloitte
01.2023 - 12.2024
- Conducted root-cause analysis of AML gaps, implementing process improvements that lowered regulatory violations by 30%.
- Evaluated transaction patterns and customer profiles to identify potential money laundering trends and typologies
- Evaluated transaction patterns to identify money-laundering typologies, reducing investigation turnaround time by 25%.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud cases.
- Conducted periodic internal reviews of customer accounts to identify indicators of fraud, including elder abuse, account takeovers (ATO), and deposit, credit or debit card fraud
- Review BSA,OFAC and other related regulatory changes and determine impact, if any, to Deloitte policies, procedures, and controls
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries
- Monitored financial transactions and immediately reported suspicious activity to authorities
- Conducted comprehensive AML investigations, resulting in the identification of suspicious activity and timely submission of SARs.
- Evaluated transaction patterns and customer profiles to identify potential money laundering trends and typologies.
KYC Analyst
KPMG
03.2021 - 12.2022
- Redesigned KYC workflow, decreasing client onboarding time from 10 days to 7 days (30% faster) while maintaining 100% compliance.
- Performed risk assessments for high-risk accounts, generating risk scores that informed creditworthiness decisions for payment processing.
- Trained new analysts on KYC procedures, boosting team productivity by 15%.
- Conducted detailed due-diligence reviews, identifying and mitigating $500K in potential exposure.
- Implemented continuous monitoring for high-risk merchants, enhancing detection of suspicious behavior.
- Conducted KYC formality reports on questionable accounts and transactions.
- Prevented account closures or penalties with prompt resolution of outstanding KYC issues for high-risk clients.
- Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior.
- Supported KYC processes for prospective and existing customers.
- Reviewed new prospect KYC documents to meet requirements and determine business model risk.
Education
Bachelor of Science - Accounting
Lagos State University
Nigeria03.2012
Skills
- Payment-processing Risk Assessment (Intermediate)
- Risk mitigation
- Fraud Detection
- Enhanced due diligence
- Suspicious activity reporting
- Transaction monitoring
- Bank secrecy act
- Customer due diligence
- AML Regulations Knowledge
- ACTIMIZE, Verafin, Ecams, Ekata, Pivot table
Certification
- Anti-Money Laundering (AML and Financial Crime) – Achieved
- CAM Certification – In pursuit
Timeline
Risk Analyst
Intuit
01.2025 - Current
AML/ Fraud Compliance Analyst
Deloitte
01.2023 - 12.2024
KYC Analyst
KPMG
03.2021 - 12.2022
Bachelor of Science - Accounting
Lagos State University