ADETUTU KUTEYI
Charlotte,NC
Summary
Detail-oriented, with strong leadership skills and over 24 years of Financial Services experience. Offering exceptional communication skills and network of community resources. Well-versed in assisting law enforcement in suspicious activities. Interacts and works closely with business stakeholders at all levels of seniority. Successful managing multiple competing priorities and deadlines. Proven track record of performing in-depth research on customer data and analyzing risk and compliance issues. Adept at applying KYC guidelines to prevent funds from being used for fraudulent purposes. Expertise in Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Know Your Customer (KYC), Suspicious Activity Report (SAR), and Fraud investigation. Thorough understanding of Risk Assessment and Appetite.
Overview
16
16
years of professional experience
1
1
Certification
1
1
Language
Work History
Lead Investigator
Wells Fargo
08.2020 - Current
- Leads complex initiatives and time sensitive projects with broad impact and significant exposure to bank
- Gather comprehensive and complex evidentiary materials on cases with varying risk complexities relating to individual allegations
- Review cases while making risk-based decisions in compliance with the company, legal and regulatory requirements, and recommends actions in response to investigations
- Lead investigations with high risk related to business processes, policies, and procedures
- Ability to prioritize work and have multiple deliverables with no missed SLAs
- Mentor, coach and provide guidance to less experience investigators
- Perform Quality Control check on assigned cases
- Consult with peers, Mid and Upper-level Management regarding business related conduct, Code of Ethics, and policies on allegations
- Collaborate with business partners as needed to offer recommendations of employment decisions based on investigation findings
- Self-sufficient worker with minimal supervision and serve as primary contact on assigned casework or case load
- Mailbox monitoring and task assignment for Time-Sensitive Controls and Regulatory Requests for Audit, EBCE, IT&V, RCSA, OCC and other Regulatory requests
- Daily Reporting on Team’s Time-Sensitive deliverables.
- Boosted productivity by training and guiding 6 employees.
FFI EDD Analyst
MUFG, Union Bank
01.2020 - 08.2020
- Enhanced Due Diligence review of foreign financial institution: Nesting Activity review; Transaction Due Diligence; Corresponding Banking review; KYC Review
- Utilized bank systems, subscription and public databases, and other tools to research clients, counterparties, and related entities to transactions
- Proven ability to develop and implement creative solutions to complex problems
- Collaborated with cross-functional team to obtain information regarding customer financial activity observed during investigation
- Demonstrated strong organizational and time management skills while managing multiple projects
- Investigate cases involving, but not limited to cash structuring, transactions involving Bank designated High-Risk Countries (HRC), wire transfers, commercial loan payments, and reports from branches regarding their customer's activity.
Compliance Consultant
Wells Fargo
09.2018 - 01.2020
- Maintained effective CDD/EDD risk rating by monitoring accounts in accordance with BSA guidelines and filing SARS reports
- Reviewed, researched, and made determination of suspicion on items and transactions identified according to Bank Secrecy Act (BSA) via AML automated alerts or manually received reports and referrals
- Conducted data entry into EAP operation processing system and due diligence of research performed for compliance
- Researched, wrote, and reviewed Suspicious Activity Reports, while ensuring compliance with federal regulations
- Determined and implemented additional steps, validating KYC risk compliance based on research of customer records, verification of account purpose and legitimacy, analysis of transaction activity
- Analyzed trends and process improvements
- Provided Quality Control Review and feedback to investigators and management.
EDD Review Analyst
U.S Bank Corporation
07.2017 - 08.2018
- Worked alerts and onboarding of entities, through various referral sources, like EFCC, and AML Investigations
- Analyzed data collected during EDD Review and wrote detailed summary that identified potential risk to customers
- Provided guidance, support and recommendations to Lines of Business and gave appropriate status to entities that were deemed to be Special Requirements Customer (SRC)
- Experience working with frontline on businesses like broker/dealers, foreign exchange, MSBs, and TPPPs
- Responsible for writing detailed overview about entity and identified risks based on entity type and geographical location
- Operated in compliance with internal policies/procedures and regulations of Bank Secrecy Act/Anti-Money laundering
- Advanced Knowledge of KYC and Compliance
- Thorough understanding of Risk Mitigation and Risk Appetite Control.
Sales and Service Manager
U.S Bank Corporation
01.2014 - 07.2017
- Developed a high-performing sales and service team through effective coaching, mentoring, and performance management.
- Empathetic Listener and Team Player
- Aided senior leadership during executive decision-making processes and generated daily reports to recommend corrective actions and improvements
- Responsible for talent recruiting, which resulted to 93% new hire retention
- Trained and regularly mentored associates on performance-oriented strategies and customer service techniques
- Fraud and Risk Analysis and Prevention
- Performed Audits and was responsible for KPIs
- Ability to prioritize work and have multiple deliverables with no missed SLAs.
- Facilitated collaboration among team members by promoting open communication channels and providing ongoing feedback.
- Championed a customer-centric culture within the organization, fostering a positive work environment that prioritized client satisfaction.
- Launched targeted promotions that attracted new customers and increased repeat business from existing clientele.
- Resolved customer complaints while prioritizing customer satisfaction and loyalty.
- Supervised employees and assessed performances to determine training needs and define accurate plans for decreasing process lags.
- Trained and regularly mentored associates on performance-oriented strategies and customer service techniques.
Asst. Branch Manager
First Merit Bank Corporation
11.2008 - 12.2013
- Responsible for adherence to regulatory guidelines; resulted in “A” internal audit rating for three consecutive years
- Coordinated new services and growth-strategies, that focused on key drivers; resulted in 5% annual revenue growth
- Conducted weekly staff meetings to motivate staff members, address concerns and questions, plan improvements, and evaluate progress toward goals
- Responsible for all branch Key Performance Indicators
- Coaching and Employee Development
- Onboarding and Recruiting.
- Oversaw successful completion of internal audits with minimal findings, demonstrating strong adherence to bank policies and regulations.
- Responded to customer concerns, working with manager to significantly raise customer satisfaction ratings.
- Supervised and evaluated staff to help improve skills, achieve daily objectives, and attain advancement.
- Enhanced customer satisfaction by providing exceptional service and addressing concerns promptly.
- Assisted in creating a welcoming branch atmosphere by maintaining cleanliness, organization, and visually appealing displays of promotional materials.
- Built rapport with account holders by reaching out with product recommendations and account updates.
- Assisted in achieving branch sales goals by identifying potential cross-selling opportunities and promoting bank products and services.
- Supervised team of 10 branch employees and made recommendations regarding performance evaluations.
- Coordinated staff schedules, maintaining optimal staffing levels during peak business hours for improved customer experience.
Education
BBA - International Business
UNIVERSITY of AKRON
Akron, OH12.2012
MBA - Systems Management
BALDWIN WALLACE UNIVERSITY
Berea, OH05.2016
Skills
- Organizational Skills
- Adaptability
- Operational Efficiency
- Analytical/Critical Thinking skills
- Time Management Skills
Certification
Certified Fraud Examiner (CFE), ACFE (In Progress)
Affiliations
- NAACP
- DELTA SIGMA PI
Work Preference
Work Type
Full TimeContract WorkLocation Preference
RemoteHybridImportant To Me
Work-life balanceCareer advancement401k matchWork from home optionPaid time off4-day work weekPaid sick leaveHealthcare benefitsCompany CultureStock Options / Equity / Profit SharingPersonal development programsTeam Building / Company RetreatsFlexible work hoursWork Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Lead Investigator
Wells Fargo
08.2020 - Current
FFI EDD Analyst
MUFG, Union Bank
01.2020 - 08.2020
Compliance Consultant
Wells Fargo
09.2018 - 01.2020
EDD Review Analyst
U.S Bank Corporation
07.2017 - 08.2018
Sales and Service Manager
U.S Bank Corporation
01.2014 - 07.2017
Asst. Branch Manager
First Merit Bank Corporation
11.2008 - 12.2013
BBA - International Business
UNIVERSITY of AKRON
MBA - Systems Management
BALDWIN WALLACE UNIVERSITY