ADRIENNE FREEMAN
Dallas,TX
Summary
Seeking to leverage hands-on experience in transaction monitoring, alert review, and investigative analysis to support a financial institution's compliance program. Adept at identifying unusual activity patterns, conducting end-to-end case investigations, and documenting findings in accordance with BSA/AML regulatory expectation
Overview
11
11
years of professional experience
Work History
Sr AML Analyst / QA / Loan Processor
Morgan Stanley
06.2019 - Current
- Investigated completed and resolved cases for validity and all required documentation is provided.
- Performed QC for errors, AML, Loan Processing and Funding
- Evaluated cases ordered to the disposition
- Communicated with all departments across the board with effectiveness and quality
- Requested and verified all necessary documents for legal and loan approval. W2's, Tax returns, paystubs, Home Owners Insurance, Title, and Appraisals
- Adhered to AML, BSA, EDD, and KYC regulations
- Analyzed transaction patterns for fed funded accounts or revolving lines of credit to detect suspicious activity and documented dispositions of alerts and SAR's.
Transaction Monitoring/ Fraud Analyst
Aerotek
09.2014 - 05.2019
- Reviewed fraud related income, credit, or any misrepresentation of documents during application stage
- Conducted investigations on Toyota, Lexus, Mazda and Bass Pro Shop of which fraud had been suspected
- Effectively identified theft, synthetic identity fraud, Title washing and all other 1st and 3rd party fraud exploited by indirect lenders for auto and marine relevant information
Education
High School Diploma -
Honors Academy
Dallas, TXSkills
- Transaction Monitoring & Alert Review
- Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD)
- Beneficial Ownership Verification (BOI / KYC Refresh)
- SAR Preparation & Investigative Narrative Writing
- Pattern Recognition in Transaction Behavior
- Sanctions Screening (OFAC, UN, EU, PEP screening)
- Fraud Detection & Red-Flag Identification
- Risk Scoring Methodologies
- Quality Assurance & Case Review Standards
- Knowledge of BSA/AML Regulatory Requirements
- Understanding of Suspicious Transaction Typologies (structuring, funneling, synthetic ID, ACH fraud, etc)
- Fraud detection
- Transaction monitoring
- AML compliance
- Problem solving
- Time management
- Team collaboration
- Sanctions screening
- AML software proficiency
- Investigation techniques
- Bank secrecy act
- Policy and procedure writing
Timeline
Sr AML Analyst / QA / Loan Processor
Morgan Stanley
06.2019 - Current
Transaction Monitoring/ Fraud Analyst
Aerotek
09.2014 - 05.2019
High School Diploma -
Honors Academy