Ahmad Jammal

Leadership and Team Management:

• Team lead for ETRADE Bank - lead daily team meetings, provide training and ensure effective execution of AML Risk strategies and deliverables to internal stakeholders and regulators.

Fraud reporting and Data Analytics:

• Team SME for data analytics on weekly fraud report and its implementation on internal processes. Collaborated and implemented comprehensive fraud prevention strategies and controls, optimizing due diligence processes.
• Provide data analytics on internal data reports specific to ETRADE bank and brokerage products.
• Provide data quality analytics for internal and external regulatory audits and examinations.
• Developed and maintained AML dashboards and reporting systems to monitor key daily metrics and forecasting.

Strategic Development:

• Executed AML strategies aligned with the bank's risk management framework and regulatory requirements.
• Collaborated with senior management to develop and refine policies and procedures to optimize the AML process.

Technology-Enabled Solutions:

• QC pilot testing and implementation for launch of new target operating model. Continue to provide training and QC feedback on live model.
  

Financial Planning & Regulatory Compliance:

• Successfully lead first stage of private equity financing in 2017 and series A financing in 2018.
• Lead financial planning, budgeting, and forecasting processes, ensuring alignment with organizational goals and regulatory requirements in UAE and Singapore.
• Partnered with local government on building framework for AML/CFT regulations and procedures for blockchain enabled businesses to ensure compliance in both the UAE and Singapore.

AML Risk & Fraud Prevention Strategy:

• Developed and implemented robust AML risk management frameworks, ensuring compliance with regulatory requirements in UAE and Singapore for blockchain/cryptocurrency exchanges.
• Developed and implemented technology focused fraud prevention strategies that significantly enhanced the security of the exchange.
• Led the deployment of MFA across the platform.
• Designed and executed automated multi-layered KYC processes to streamline the onboarding of new users while ensuring regulatory compliance.
• Conducted regular assessments and updates to MFA systems to address emerging threats and vulnerabilities in the crypto space.

Financial Reporting and Cash Flow Management:

• Prepared monthly financial statements and reports, analyzing variances and trends to provide insights into financial performance. Supported budgeting and forecasting processes, collaborating with department heads to ensure alignment with business objectives.
• Facilitated external audits and regulatory compliance assessments, ensuring adherence to accounting standards and regulatory requirements.
• Prepared internal procedures for VAT filings, maintaining compliance with Dubai tax authorities in 2017.
• Developed annual budgets and financial plans, forecasting revenue and expenses based on sales projections and operational needs.

Achievements:

• Lead Data analytics for 800+ SKUs resulting in revenue growth of 40%-60% in 2014 & 2015. Optimized gross margins by conducting business process re-engineering for retail/wholesale price structures.
• Developed strategic recommendations to ownership and master franchise in EU for expansion plans in 2015 and established regional wholesale distribution channel.
• Promoted to Finance Manager end of 2015.

• Delivering monthly financial forecasting and variance analysis.
• Presenting key drivers of financial performance to finance team bi-monthly
• Provided finance support for Dunhill Switch launch campaign for Iraq and Saudi Arabia markets including budgeting and financial analysis of price structures and distribution channel
• Participated and excelled at SAP accounting training workshop 4 week program
• Generated and reported monthly balance sheet, income statements, and cash flow statements for Middle East and North Africa markets.
• Generated and reported quarterly consolidated financial statements for MENA region using SAP
• Supported development of commercial strategies to the regional finance team based on individual markets and respective brand performances by market

Risk Analysis and Regulatory Compliance:

• Conducted risk assessment analysis on local and regional client banks by analyzing quarterly financial statements and regulatory compliance requirements per country.
• Collaborated with compliance team on operational risk assessment for local banks, analyzing their policies in accordance with regulatory compliance requirements by Central Bank of Lebanon.

Risk Assessment and Fraud:

• Collaborated with compliance and fraud teams in conducting AML risk assessments and gap analyses, identifying areas for improvement in AML controls and procedures.
• Published internal risk assessment tool targeting all regional client banks using financial statements data and risk ranking methodology. Developed internal tool to support AML Risk function.