Summary
Overview
Work History
Education
Skills
Timeline
Babysitter
Aimee Swilley

Aimee Swilley

Lakeland,FL

Summary

Talented professional with several years of experience and expertise in underwriting. Strong statistical analysis, quoting and negotiating skills. Well versed in preparing insurance policies and terms to manage risk and mitigate loss.

Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.

Hardworking employee with customer service, multitasking, and time management abilities. Devoted to giving every customer a positive and memorable experience.

Committed job seeker with a history of meeting company needs with consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.

An organized and motivated individual, eager to utilize time management and organizational skills across diverse settings. Seeking entry-level opportunities to enhance abilities while contributing to company growth.

Experienced in fast-paced environments and adaptable to last-minute changes. Thrives under pressure and consistently earns high marks for work quality and speed.

Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals.

Proactive and versatile professional with a dedication to quickly adapting to new challenges. Strong problem-solving abilities and a proven track record of fostering strong relationships with clients and team members. Focused on supporting team success and achieving positive results.

Overview

32
32
years of professional experience
1995
1995
years of post-secondary education

Work History

Underwriter

State Farm
Richardson, TX
12.1992 - 06.2024
  • Analyzed financial documents to verify applicant information and pricing accuracy.
  • Enhanced workflow processes to improve efficiency in application evaluations.
  • Verified accuracy of documentation such as income statements, tax returns, bank statements and other related documents.
  • Analyzed financial information including income, assets, liabilities and credit history of applicants.
  • Resolved discrepancies between customer documentation and internal records.
  • Established maximum loan amounts according to underwriting standards and communicated decisions to customers.
  • Inspected financial statements, credit information and title data to complete underwriting process.
  • Reviewed and evaluated loan applications to assess creditworthiness, risk and eligibility for approval.
  • Determined appropriate loan structure based on customer needs, company policy and regulatory guidelines.
  • Prepared reports summarizing analysis results for management review.
  • Maintained accurate records of all transactions handled by the department.
  • Recommended adjustments to loan terms or conditions based on individual circumstances.
  • Communicated effectively with lenders, brokers and other external partners involved in transactions.
  • Negotiated terms with borrowers in order to achieve mutually beneficial outcomes.
  • Performed periodic reviews of existing loans to ensure continued compliance with established policies.
  • Consulted with legal counsel when necessary to resolve complex issues or disputes.
  • Developed strategies for minimizing losses due to credit defaults or delinquencies.
  • Worked alongside internal department to cross-sell company's offerings.
  • Monitored changes in the real estate market that could affect lending decisions.
  • Negotiated terms and conditions of loan products with brokers and agents.
  • Utilized underwriting software to determine loan risk and make approval decisions.
  • Prepared and presented reports on loan activities and performance to senior management.
  • Analyzed trends in the mortgage industry to adjust underwriting practices accordingly.
  • Coordinated with legal and financial experts to resolve underwriting issues.
  • Maintained knowledge of changing regulations and guidelines in the mortgage industry.
  • Analyzed client's financial records and statements to assess creditworthiness.
  • Monitored loan portfolio performance to identify and mitigate potential risks.
  • Collaborated with loan originators and processors to gather necessary documentation.
  • Evaluated applicant financial status, credit, and property evaluation to determine feasibility of granting loans.
  • Conducted risk assessments on loan applications using detailed financial analysis.
  • Reviewed and modified loan agreements to ensure compliance with federal and state regulations.
  • Solicited and evaluated insurance applications to approve or decline risks based on company guidelines.
  • Examined documents to determine degree of risk from health, financial standing and value and condition of property.
  • Wrote to field representatives, medical personnel or others to obtain further information or explain company underwriting policies.
  • Created detailed reports summarizing underwriting decisions for management review.

Education

Bachelor of Science - Organizational Management

Warner University
Lake Wales, FL
08.1990 - 12.1994

Lake Gibson High School
Lakeland, FL

Skills

  • Financial analysis
  • Risk assessment
  • Underwriting software
  • Loan structuring

Timeline

Underwriter

State Farm
12.1992 - 06.2024

Bachelor of Science - Organizational Management

Warner University
08.1990 - 12.1994

Lake Gibson High School