Aisha James
Laurel,MD
Summary
As a seasoned Senior Closing Officer and current Closing Specialist with 15 years of experience in GSE multi-family commercial real estate and transaction management, I offer a strong foundation in risk assessment, document compliance, and financial analysis. My background includes managing complex closings, interpreting title, legal, and loan documents, and ensuring transactions meet investor and regulatory requirements—skills directly aligned with the analytical rigor required in underwriting. I am now seeking to leverage this expertise in a challenging Underwriting Analyst role, where I can contribute to sound credit decisions, operational efficiency, and the continued success of a forward-thinking organization.
Overview
19
19
years of professional experience
1
1
Certification
Work History
Closing Specialist
NVR Settlement Services
05.2024 - Current
- Facilitated loan closings by coordinating documentation and ensuring compliance with regulatory standards.
- Reviewed closing documents for accuracy, reducing discrepancies and enhancing customer satisfaction.
- Reviewed funding packages by calculating fees and arranging for the disbursement of loan funds.
- Managed multiple concurrent transactions while maintaining attention to detail, ensuring all timelines were met without sacrificing accuracy or customer satisfaction levels.
- Coordinated with the seller (Ryan Homes), buyers, other lenders to complete loan submissions.
- Prepared deeds, title commitments, title policies, settlement statements and internal documents.
- Collaborated with closing officers, the title department, and vendors to obtain all third-party verifications and supporting documentation necessary for closing document preparation.
- Maintained comprehensive knowledge of Quality Control/Audit protocols, corporate and regulatory policies, and government disclosure procedures to ensure accuracy and compliance of closed files.
- Verified receipt and balance of all disbursement funds; managed case funds to ensure accurate financial reconciliation.
- Issued and delivered checks promptly, initiated wire transfers, and allocated settlement fees to appropriate income accounts.
- Verified receipt and balance of all disbursement funds; managed case funds to ensure accurate financial reconciliation.
- Issued and delivered checks promptly and allocated settlement fees to appropriate income accounts.
- Ensured accuracy of Deeds and Security Instruments; recorded documents with appropriate jurisdictions within required timelines and in compliance with state laws and company policies.
SENIOR CLOSING OFFICER
WALKER & DUNLOP
07.2007 - 04.2023
- Provided exceptional customer service throughout the entire closing process.
- Processed changes in loan data accurately and efficiently within established timelines.
- Prepared closing statements, commitments and other related documentation in a timely manner.
- Managed post-closing activities such as funding disbursement and document recording.
- Managed closing processes for GSE multi-family real estate transactions, ensuring compliance with regulatory standards.
- Collaborated with loan officers to prepare accurate closing documentation, enhancing operational efficiency.
- Exhibited strong organizational skills and maintained accurate records of all closing documents.
- Demonstrated ability to manage multiple projects simultaneously while meeting tight deadlines.
- Resolved customer inquiries promptly and professionally through effective communication techniques.
EXECUTIVE ASSISTANT
MARYLAND TEMPORARIES
10.2006 - 07.2007
- Provided general administrative support such as handling expenses, processing invoices, maintaining files, and performing other clerical tasks.
- Planned and coordinated travel arrangements, including booking flights, accommodations, transportation, and creating itineraries for business trips.
- Scheduled meetings, appointments, and events, ensuring their calendar is organized and well-coordinated.
- Managed incoming and outgoing communications including email correspondence, phone calls, and written communication. Drafting, editing, and proofreading documents, presentations, and reports as required.
- Handled sensitive and confidential information with discretion and always maintaining a high level of professionalism and confidentiality.
Education
High School Diploma -
Woodbridge, VA06.2002
Skills
- Project Management
- Strong verbal and written communication
- Microsoft Office
- Document Analysis
- Remote Video Conferencing
- Loan processing
- Deadline oriented
- Compliance awareness
Certification
- Copyeditor Certificate, Writer's Digest University - September 2023-November 2023)
Timeline
Closing Specialist
NVR Settlement Services
05.2024 - Current
SENIOR CLOSING OFFICER
WALKER & DUNLOP
07.2007 - 04.2023
EXECUTIVE ASSISTANT
MARYLAND TEMPORARIES
10.2006 - 07.2007
High School Diploma -
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