Ajay Kumar

US Mortgage - Title Reviewer

• Examine title records to ensure accuracy and completeness
• Review and analyze title documents to determine ownership and liens
• Prepare title commitments and title insurance policies
• Maintain accurate and up-to-date title records
• Resolve title issues and disputes with stakeholders
• Coordinate with real estate agents, lenders, and clients to gather necessary information
• Stay current on changes to title examination laws and regulations
• Provide exceptional customer service to clients and stakeholders

• Managing large corporate clients turnover up to 600 cr and providing trade & CMS solutions.

• Conducted detailed credit appraisals: analyzing financial statements, cash flows, and ratios to structure proposals.

• Prepared and presented credit notes in alignment with bank’s credit and risk policy frameworks.

• Coordinated with internal credit and legal teams for sanctions, documentation, and approvals.

• Identified and cross-sold relevant products: trade finance, cash management, treasury, and insurance.

• Delivered exceptional client servicing, ensuring high retention and satisfaction.

• Trade Finance Inward & Outward remittances

• EPC & PCFC disbursements

• Lodgments & Knockoff of C to C documents

US Mortgage - Title Reviewer

• Examine title records to ensure accuracy and completeness
• Review and analyze title documents to determine ownership and liens
• Prepare title commitments and title insurance policies
• Maintain accurate and up-to-date title records
• Resolve title issues and disputes with stakeholders
• Coordinate with real estate agents, lenders, and clients to gather necessary information
• Stay current on changes to title examination laws and regulations
• Provide exceptional customer service to clients and stakeholders

US Mortgage - Title Reviewer

• Examine title records to ensure accuracy and completeness
• Review and analyze title documents to determine ownership and liens
• Prepare title commitments and title insurance policies
• Maintain accurate and up-to-date title records
• Resolve title issues and disputes with stakeholders
• Coordinate with real estate agents, lenders, and clients to gather necessary information
• Stay current on changes to title examination laws and regulations
• Provide exceptional customer service to clients and stakeholders

• To perform end to end KYC checks at the time of onboarding of the client & during our relationship with them which includes AML, sanctions check, adverse media etc

• Process includes New Customer Onboarding, Periodic Reviews & Event Driven updates

• To perform KYC Quality Checks & remediation's for UK&I

• Authorizing and underwriting loans

• Reviewing and verifying loan applications and supporting documentation

• Analyzing loan risk and requesting additional information as necessary

• Ensure that borrower is meeting the FIC Criteria (Free Income Criteria)