Akanksha Upadhayay

Detail-oriented risk management specialist versed in financial analysis and reporting. Brings advanced understanding of market conditions and trends, risk mitigation strategies and financial decision-making. Expert in diverse statistical analyses techniques.

• HERO FINCORP LIMITED, INDIA, Policy& Risk manager in TW, UCL, Partnership Products products, the corporate Risk policy, Recommended changes in the credit policy to senior management, Created a credit scoring model. Managed Partnership Products Policy & risk level. Monitored the credit granting and updating process, Accepted or reject the staff's credit recommendations. Personally investigated the largest customer credit applications. Personally visited the largest customers to establish relations., Monitored periodic credit reviews. Monitored deductions being taken by customers. Managed the application of late fees, Managed the corporate financing program. Maintained a department organizational structure sufficient to meet all goals and objectives. Properly motivated the credit and collections staff, Measured department performance with appropriate metrics. Provided for ongoing training of the credit staff. Managed relations with concerned inside and outside the organization.
• TATA CAPITAL, Credit Manager in BL an PL & LAP Spread financial data into system. Performed financial and non-financial analysis to determine creditworthiness of different customers. Analyzed Balance sheet, Income Statement, Bank Statements, and Tax returns etc, Interpreted legal documents and gained a good understanding of legal language, Completed credit reviews and preparation of Credit Proposals in accordance with the client’s credit policy / standard operating procedure and deliver required output with in the time lines stipulated, Assessed Credit Risk and monitoring, Paid attention to detail and highlight all important details to maintain accuracy.
• ICICI BANK LTD, INDIA, Credit Executive in PL and CC products, Created boardroom and courtroom multimedia presentations including video and text-synced depositions for enhanced understanding, Researched and updated all required materials needed for firm and partners. Assisted customers in average 24 hours by answering questions, responding to inquiries and handling telephone requests. Assisted various business groups with document organization and dissemination during acquisitions., Performed initial client assessment and analysis to begin research process.

• Date of Birth: 08/20/92
• Gender: Female
• Nationality: Green card Holder USA, Indian citizenship
• Marital Status: Married

• English
• Hindi

• Microsoft Excell
• Power Point
• Power BI

Received on multiple occasions The best employee awards throughout my Career