AKHIL V
Chesterfield,NJ
Summary
Experienced in reviewing financial documents and digital records. Effective at directing, monitoring and inspiring team members to complete accurate and timely investigations and reports. Talented in training employees, solving complex problems and making sound decisions. Meticulous offering 5 years of experience in field and enterprising, diligent style. Successful investigating large recordsets to make accurate evaluations of structures and practices. Versed in applicable audit processes and procedures. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level AML analyst position. Ready to help team achieve company goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Meticulous AML Analyst offering 5+ years of experience in field and enterprising, diligent style. Successful investigating large recordsets to make accurate evaluations of structures and practices. Versed in applicable audit processes and procedures. Meticulous AML Analyst offering 5+ years of experience in field and enterprising, diligent style. Successful investigating large recordsets to make accurate evaluations of structures and practices. Versed in applicable audit processes and procedures. Meticulous AML Analyst offering 5 years of experience in field and enterprising, diligent style. Successful investigating large recordsets to make accurate evaluations of structures and practices. Versed in applicable audit processes and procedures.
Overview
5
5
years of professional experience
Work History
AML -analyst
PNC Bank
01.2023 - Current
- Strengthened AML compliance by conducting thorough risk assessments and monitoring transactions.
- Streamlined data analysis processes by utilizing advanced software tools for detecting suspicious activity.
- Supported management in developing comprehensive AML policies and procedures to ensure regulatory compliance.
- Conducted due diligence investigations to mitigate potential risks associated with high-risk customers.
- Improved reporting accuracy by meticulously reviewing customer profiles and transaction activities.
- Reduced false positive alerts through effective implementation of risk-based monitoring systems.
- Enhanced team collaboration with regular communication, sharing best practices, and providing feedback on performance.
- Ensured accurate record-keeping of AML documentation, maintaining organized files for easy retrieval during audits or investigations.
- Provided training to colleagues on current AML regulations, enhancing their understanding of compliance requirements.
- Performed ongoing reviews of customer accounts, identifying changes in behavior indicative of potential money laundering risks.
- Contributed to the development and implementation of robust AML controls within the organization''s operational framework.
- Maintained up-to-date knowledge about emerging trends in financial crime, sharing insights with team members for continuous improvement initiatives.
- Developed targeted risk assessment methodologies tailored to specific business lines and geographies, ensuring a holistic approach towards combating money laundering threats.
- Collaborated with cross-functional teams to address complex issues arising from financial crimes investigations.
- Negotiated with vendors and suppliers to obtain best financial terms.
- Orchestrated update and integration of important changes into institutional operations.
- Completed quarterly assessments of financial and performance records and reports to promote operational improvements.
- Performed yearly reviews of bank policies and procedures to evaluate compliance with regulatory requirements and standards.
- Studied economic information and read historical data to evaluate soundness of operational practices against business framework.
- Built and established strong professional relationships with clients and financial institutions.
- Reported violators of financial regulations to appropriate parties for disciplinary action.
- Recommended new software tools and enhancements to improve fraud detection, prevention and reporting efforts.
- Read fraud and security risk management-related articles and white papers and took part in webinars to keep abreast of changes in fraud and security landscape.
- Analyzed large datasets using various analytical techniques to identify patterns indicative of potential money laundering activities.
- Successfully collaborated with internal audit teams during examinations, providing necessary information regarding the company''s AML program and related procedures.
- Assisted with development of new accounting and financial policies and procedures.
- Reviewed financial documents, pointing out and correcting financial errors.
- Evaluated insurance policies for compliance with financial regulations.
- Developed and delivered compliance training to team members and bank staff.
- Trained and supervised junior financial examiners, explaining procedures and protocols.
- Investigated activities of institutions to enforce laws and regulations, assessing legality of transactions and operations or financial solvency.
- Directed and participated in formal and informal meetings with bank directors, trustees and consultants to gather information and discuss findings.
- Communicated with compliance manager to thwart potential money laundering or terrorist financing.
- Maintained fraud analysis models to improve company systems.
- Interacted with law enforcement agencies, regulators and financial institutions to coordinate investigations related to fraudulent activities.
- Partnered with fraud manager to research and investigate cases.
- Authored thorough reports detailing results of investigations and recommendations to improve compliance and maintain solvency.
- Identified and implemented effective methods for examining and analyzing financial documents.
- Gathered data and prepared financial reports for management review.
- Audited and examined financial records, checking for accuracy and compliance with established regulations.
- Scrutinized and reported on discrepancies in financial records and documents.
- Monitored financial transactions and immediately reported suspicious activity to authorities.
- Actively contributed to the continuous improvement of the organization''s AML program by sharing experiences, knowledge, and lessons learned with team members.
- Assessed effectiveness of existing AML controls by conducting periodic testing and recommending enhancements as needed.
- Participated in industry conferences and workshops to stay informed of best practices and emerging trends in AML compliance.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
AML Compliance Analyst
Chase Bank
12.2021 - 01.2023
- Enhanced AML compliance by conducting thorough investigations and risk assessments on potential clients.
- Contributed to a reduction in regulatory violations by providing comprehensive training to employees on AML procedures and requirements.
- Assisted in maintaining a robust AML program by staying current on industry trends, laws, and best practices.
- Supported the integration of new technology platforms for more efficient transaction monitoring and data analysis, enhancing overall compliance capabilities.
- Worked closely with legal counsel to address any concerns or enforcement actions related to AML regulations, minimizing potential penalties or reputational damage.
- Prepared detailed reports for senior management highlighting key findings from investigations and risk assessments, allowing informed decision-making regarding client relationships.
- Reduced false positives in transaction monitoring alerts through continuous refinement of system parameters based on historical patterns and trends.
- Enhanced overall efficiency of the Compliance department by automating manual processes where possible, leading to increased accuracy and reduced turnaround times.
- Collaborated with IT team members to develop custom tools for analyzing complex datasets used in detecting fraudulent activity patterns.
- Maintained strong relationships with regulators, promptly addressing inquiries in order to demonstrate commitment towards compliance standards.
- Facilitated cross-functional working groups aimed at identifying areas needing improvement within the organization''s AML program.
- Achieved accurate transaction monitoring by diligently reviewing financial records for suspicious activities.
- Streamlined the compliance process by developing and implementing new policies and procedures to ensure adherence to regulations.
- Improved interdepartmental communication by collaborating with various teams to identify and mitigate risks associated with money laundering.
- Provided guidance and support to team members, enabling them to effectively address complex AML-related issues.
- Participated in industry conferences and networking events, staying up-to-date on emerging trends within the AML compliance field.
- Drove continuous improvement initiatives within the AML Compliance program by regularly reviewing and updating policies, procedures, and risk assessments.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Read fraud and security risk management-related articles and white papers and took part in webinars to keep abreast of changes in fraud and security landscape.
- Prepared reports, metrics and research to support fraud initiatives and projects.
- Partnered with fraud manager to research and investigate cases.
- Communicated with compliance manager to thwart potential money laundering or terrorist financing.
- Maintained fraud analysis models to improve company systems.
- Recommended new software tools and enhancements to improve fraud detection, prevention and reporting efforts.
- Interacted with law enforcement agencies, regulators and financial institutions to coordinate investigations related to fraudulent activities.
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries.
- Completed quarterly assessments of financial and performance records and reports to promote operational improvements.
- Performed yearly reviews of bank policies and procedures to evaluate compliance with regulatory requirements and standards.
- Monitored financial transactions and immediately reported suspicious activity to authorities.
- Directed and participated in formal and informal meetings with bank directors, trustees and consultants to gather information and discuss findings.
- Audited and examined financial records, checking for accuracy and compliance with established regulations.
- Trained and supervised junior financial examiners, explaining procedures and protocols.
- Studied economic information and read historical data to evaluate soundness of operational practices against business framework.
- Built and established strong professional relationships with clients and financial institutions.
- Reviewed financial documents, pointing out and correcting financial errors.
- Investigated activities of institutions to enforce laws and regulations, assessing legality of transactions and operations or financial solvency.
- Reported violators of financial regulations to appropriate parties for disciplinary action.
- Authored thorough reports detailing results of investigations and recommendations to improve compliance and maintain solvency.
- Developed and delivered compliance training to team members and bank staff.
- Gathered data and prepared financial reports for management review.
- Orchestrated update and integration of important changes into institutional operations.
- Scrutinized and reported on discrepancies in financial records and documents.
- Negotiated with vendors and suppliers to obtain best financial terms.
- Assisted with development of new accounting and financial policies and procedures.
- Evaluated insurance policies for compliance with financial regulations.
- Produced effective procedures for performing [Type] investigations and deployed monitoring processes to keep teams consistent in all areas.
- Identified and implemented effective methods for examining and analyzing financial documents.
AML Compliance Advisor
Infosys Technologies
11.2018 - 07.2021
- Enhanced client satisfaction by providing expert financial advice and personalized investment strategies.
- Increased client portfolio performance through diligent market research and analysis for optimal asset allocation.
- Developed long-lasting relationships with clients to ensure consistent retention and loyalty.
- Managed risk effectively by closely monitoring client portfolios and making timely adjustments.
- Assisted in the development of training materials for new advisors, improving overall team performance.
- Participated in networking events to expand professional connections and attract new clientele.
- Implemented innovative marketing strategies to increase visibility within the local community and generate leads.
- Delivered informative presentations at seminars, educating prospective clients on personal finance topics such as retirement planning or wealth management strategies.
- Negotiated favorable terms for clients when executing transactions or securing loans, maximizing their financial benefits.
- Utilized advanced CRM tools to track client interactions efficiently while maintaining detailed records of their individual goals, preferences, and concerns.
- Developed and maintained strong relationships with other industry professionals, such as attorneys or accountants, to provide comprehensive financial services to clients.
- Conducted workplace compliance training to reduce liability risks and operate effectively.
- Trained new and existing employees on customer service best practices to improve overall customer handling skills.
- Gathered and analyzed customer feedback to inform product and service improvements.
- Coordinated work or project dedicated to raise awareness of need, applying strong project, and team leadership to enhance success.
- Helped students develop organizational, time management and study skills.
- Advocated for students to access available resources.
- Empowered students through counseling and skill-building exercises.
- Advised students on educational, career and social opportunities.
- Developed and implemented student guidance plans to foster academic success.
- Planned and promoted career planning presentations, work experience programs and career workshops.
- Developed and implemented individualized academic plans for students.
- Analyzed student academic records to assess educational and career goals.
- Educated students on college admissions process and scholarship requirements.
- Used standardized assessments to evaluate abilities, interests and characteristics of different students.
- Oversaw career and job fairs to connect students with area schools and employers.
- Worked closely with tax professionals to ensure proper tax planning strategies were integrated into each client''s overall financial plan.
- Contributed insights during team meetings aimed at optimizing firm-wide processes and procedures for increased efficiency.
- Maintained up-to-date knowledge on industry trends and regulations, ensuring accurate advice was provided to clients at all times.
- Mentored junior advisors, fostering a supportive team environment focused on growth and learning.
- Evaluated potential investment opportunities, utilizing both qualitative and quantitative methods to assess viability.
Education
Master of Science - Masters in Information Security & Risk Management
Valparaiso University
Valparaiso, IN12.2022
Skills
- Audit Support
- Transaction Monitoring
- Know Your Customer
- Internal Controls
- Compliance Training
- Office of Foreign Assets Control Regulations
- Data Analysis
- Problem Solving
- Analytical Thinking
- Bank Secrecy Act Compliance
- Regulatory Reporting
- Attention to Detail
- Policy Development
- Time Management
- Microsoft Office Proficiency
- Financial Crime Investigation
- Fraud Detection
- AML Regulations Knowledge
- Sanctions Screening
- Customer Due Diligence
- Enhanced Due Diligence
- Patriot Act Compliance
- Risk Assessment
- Communication Management Professional (CMP)
- Procedure Optimization
- Document Processing
- Chartered Business Valuator (CBV)
- Chartered Global Management Accountant
- Audit Reporting
- Anti-Money Laundering Compliance
- Forensic Financial Analysis
- Registered Financial Planner (RFP)
- Quarterly Reviews
- Chartered Life Underwriter (CLU)
- Registered Financial Planner
- Registered Tax Return Preparer
- Strategic Communication Management Professional (SCMP)
- Law Enforcement Assistance
- Chartered Market Technician (CMT)
Timeline
AML -analyst
PNC Bank
01.2023 - Current
AML Compliance Analyst
Chase Bank
12.2021 - 01.2023
AML Compliance Advisor
Infosys Technologies
11.2018 - 07.2021
Master of Science - Masters in Information Security & Risk Management
Valparaiso University