Alan Zipoli
Scotch Plains
Summary
Economics graduate with expertise in financial transactions and compliance management in banking. Strong analytical skills in credit risk assessment and cash flow evaluation, complemented by the ability to collaborate cross-functionally for process improvements. Multilingual capabilities in Spanish and Italian enhance client interactions and service delivery.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Bank Teller
TD Bank
Woodbridge
01.2025 - Current
- Executed financial transactions while ensuring adherence to internal controls, compliance standards, and risk procedures, safeguarding regulatory integrity.
- Process high-volume deposits, withdrawals, loan payments, account transfers, and other financial transactions while maintaining accuracy, confidentiality, and compliance with banking procedures.
- Facilitated credit card applications resulting in $100,000+ in approved aggregate credit limits, supporting branch sales goals and client financial needs.
- Referred qualified clients to lending, credit card, small business, and banking specialists based on identified financial needs, enhancing client service and branch collaboration.
- Educated clients on banking products, digital tools, account services, and fraud-prevention practices, contributing to improved client experience and retention.
Manufacturing Operations Analyst
Schatz Bearing Corporation
Poughkeepsie
01.2023 - 01.2024
- Inspected components and documented findings in ERP systems, ensuring quality assurance and compliance with internal standards.
- Collaborated with production, quality, and client-facing teams to resolve documentation issues, enhancing process improvement efforts.
Education
Bachelor of Science - Economics
Seton Hall University
South Orange, NJ05-2026
Skills
- Lending expertise
- Credit risk assessment
- Regulatory compliance
- Financial statement analysis
- Cash flow evaluation
- Debt coverage ratio
- Microsoft Excel proficiency
- Operations management
- Client relationship management
- Presentation skills
Certification
Commercial Banking and Credit Analyst (CBCA), Corporate Finance Institute (CFI), 2026
Projects
Capstone Commercial Credit Analysis Project & Excel Template
- Prepared a mock commercial credit memo evaluating a small business borrower’s repayment capacity, cash flow, collateral, leverage, and key credit risks.
- Built an Excel-based credit analysis template to organize borrower financials, calculate DSCR, liquidity, leverage, profitability, and margin ratios, and summarize repayment capacity.
- Developed an approval recommendation based on historical financial performance, industry conditions, collateral support, and borrower risk factors.
Timeline
Bank Teller
TD Bank
01.2025 - Current
Manufacturing Operations Analyst
Schatz Bearing Corporation
01.2023 - 01.2024
Bachelor of Science - Economics
Seton Hall University