Summary
Overview
Work History
Education
Skills
Additional Information
Accomplishments
Certification
Timeline
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ALANA CHASE

ALANA CHASE

Loan Consultant
Owings Mills,MD

Summary

Successful loan processing professional well-versed in the market, fee structures and application review procedures. Analytical and detail-oriented multitasker with an organized approach and good problem-solving abilities. Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 20 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Enthusiastic loan consultant eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of loan portfolios and training in residential and commercial lending. Motivated to learn, grow and excel in Finance.

Overview

20
20
years of professional experience
2
2
years of post-secondary education
1
1
Certification

Work History

Licensed Loan Officer

City Lending Inc
Alexandria, VA
07.2019 - Current

.

  • Examined customer loan applications for loan approvals and denials.
  • Advised clients on mortgage, education and personal loans.
  • Assist borrowers with commercial loans for business loans and business buildings
  • Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
  • Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
  • Developed and maintained relationships with local real estate agents.
  • Successfully closed average of 3-7 loans per month.

Loan Specialist

K Force
Owings Mills, MD
07.2020 - 01.2022
  • 40-60 hours
  • Making recommendations or decisions to approve or decline commercial business loans;
  • Investigating and evaluating credit histories to determine credit worthiness of individuals or businesses; and
  • Processing loan applications on web-based computer systems
  • Support the Small Business Administration's 7(a) programs
  • Working as a loan officer to review, request information and approve loans for SBA loan programs
  • Experience with SBA software systems
  • Transferred to several positions within the SBA to assist with project coordinators within SBA to complete multiple job tasks within SBA to process loans
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.

Sr Loan Officer

Residential Home Funding Corp
11.2016 - 07.2019
  • 50-60 hours
  • Originating in all 50 states, experience in closing purchase, refinance, FHA, VA, USDA, Reverse and
  • Originated, reviewed, processed, closed and administered customer loan proposals.
  • Maintained compliance with laws and regulations governing commercial and residential loans.
  • Completed 60 cold calls each week to prospect for new clients.
  • Monitored pipelines to track and log status of loans.
  • Built trust and promoted customer loyalty throughout underwriting process.

Branch Manager

Max Score Credit
Pikesville , MD
12.2014 - 10.2016
  • 60 hours
  • Managing a team of 10 credit advisers to assist realtors and loan officers to get their clients credit scores increased to qualify to purchase a home or refinance their homes
  • Working with small businesses on business credit and obtaining commercial loans
  • Building a realtor base for consistent referral leads
  • Generated financial and operational reports to assist management with business strategy.
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.
  • Identified partnership opportunities and established favorable business connections.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.

Administrative Manager

Macy's Retail Store
Owings Mills, MD
02.2008 - 05.2014
  • Manage a team of 6 Admins to run the entire store office
  • Managed 6 Administrative Assistants with continuous coaching and mentoring.
  • Communicated corporate objectives to various divisions to meet deadlines and adhere to company budgets.
  • Oversaw office inventory activities by ordering and requisitions and stocking and shipment receiving.
  • Manage the hiring, training and orientation for new associates
  • Handle most personal within store, including any payroll management
  • Completed weekly payroll for 185 employees.
  • Maintain store budget hours for payroll and schedules
  • Open store in morning by counting previous day funds and deposits to bank
  • Conduct monthly safety meetings
  • Trained employees in company and regulatory compliance requirements to promote conformance.
  • Delivered performance reviews, recommending additional training or advancements.
  • Established workflow processes, monitored daily productivity and implemented modifications to improve overall performance of personnel.
  • Assigned tasks and directed team of office clerks.

Branch Manager

GLOBAL MORTGAGE
Pikesville, MD
01.2004 - 12.2006
  • Managing a Team of Loan Officers as well as Originating Loans; Exceptional Sales and Closing Skills;
  • Omplete understanding of the mortgage lending process as well as a thorough knowledge of Pre-Qual
  • Rinciples and Practices; ability to price and originate loans of all types (A-Paper, Sub-Prime, FHA, VA); high level of integrity; strong PC proficiency in Word, Excel, Outlook; as well as the proficient use and knowledge of Calyx Point

Processor/Office Manager

A & M Management Group
Owings Mills, MD
09.2003 - 05.2005


  • Established workflow processes, monitored daily productivity and implemented modifications to improve overall performance of personnel.
  • Responsible for meeting with the clients; running office, taking monthly rent payments, marketing new rental properties, communicating consistently with clients and operations staff; adhering to company policies & procedures as well ensuring full compliance; accounts receivable/ payable monthly
  • Assist with employee payroll
  • Managed hire and train staff to produce purchase or rentals for both residential and commerical property.
  • Oversaw work processes and performed quality control tasks to increase revenue and reduce production times.

Education

Business Administration

UMUC
01.2021 - Current

Skills

Loan approvals forundefined

Additional Information

  • NMLS Licensed Life insurance Licensed

Accomplishments

Alumni Goldman Sachs 1st Cohort for One Million Women in Business Course 2022


Certification

NMLS License

Timeline

Business Administration

UMUC
01.2021 - Current

Loan Specialist

K Force
07.2020 - 01.2022

Licensed Loan Officer

City Lending Inc
07.2019 - Current

Sr Loan Officer

Residential Home Funding Corp
11.2016 - 07.2019

Branch Manager

Max Score Credit
12.2014 - 10.2016

NMLS License

06-2008

Administrative Manager

Macy's Retail Store
02.2008 - 05.2014

Branch Manager

GLOBAL MORTGAGE
01.2004 - 12.2006

Processor/Office Manager

A & M Management Group
09.2003 - 05.2005
ALANA CHASELoan Consultant