ALBANA ALLIAJ
Boca Raton,Florida
Summary
Experienced finance professional with a strong track record in financial planning and analysis. Skilled in budgeting, forecasting, and developing strategic financial models to drive business growth. Proven ability to streamline processes and improve efficiency. Adept at conducting comprehensive financial analyses, identifying key trends, and providing actionable insights to senior management. Recognized for exceptional attention to detail, ensuring accuracy in financial reporting and compliance with regulatory standards. Seeking a challenging finance role to leverage expertise and contribute to the success of a dynamic organization
Overview
24
24
years of professional experience
Work History
Relationship Banker
BANK OF AMERICA
10.2020 - Current
- Managed a diverse portfolio of clients, fostering strong relationships and addressing their financial needs.
- Provided personalized financial advice and solutions, resulting in high client satisfaction and increased asset growth.
- Collaborated with internal specialists to identify opportunities for cross-selling banking products, leading the Financial Center to 54th place nationwide in performance and revenue.
- Conducted thorough risk assessments and ensured compliance with regulatory guidelines and internal risk policies.
- Successfully identified and mitigated high-risk transactions, preventing potential losses for the company and clients.
- Managed the Financial Center temporarily while the FCM was sent to manage a different FC and successfully led the team through the transitional period, maintaining a high level of customer satisfaction and achieving operational efficiency. Led training sessions for junior Relationship Bankers on risk assessment techniques, resulting in 100% accuracy of risk evaluations.
- Maintained open communication with the absent FCM to provide updates on the center's performance and to address any emerging issues.
Accountant
CSP MGT
03.2019 - 04.2020
- Prepared financial reports by collecting, analyzing, and summarizing account information.
- Performed analysis of vendor quotes and compared contract requirements and future POs.
- Prepared profit and loss statements and balance sheets
- Utilized Microsoft Excel to design and implement a customized invoice system to bill the Federal Government. This system streamlined the billing process, ensuring accuracy and compliance with government regulations.
- Managed project finances, including cost estimation, budgeting, and tracking expenses.
- Tracked project progress and performance and provided regular status updates.
- Managed relationships with clients, suppliers, and other parties involved in the project.
- Efficiently allocated time and resources to meet project deadlines.
- Maintained customer confidence and protected operations by keeping financial information confidential
Account Manager
TEKNOEDIL AL
01.2008 - 08.2018
- Extensive experience in construction accounting, including job costing, revenue recognition, and financial reporting specific to construction projects. Proficient in managing project budgets, tracking costs, and ensuring compliance with industry standards.
- Demonstrated proficiency in project planning, execution, and control. Expertise in defining project scopes, developing schedules, and overseeing budgets to achieve successful outcomes in construction projects.
- Adept at analyzing financial data related to construction projects. Provides insights for strategic decision-making, identifies cost-saving opportunities, and ensures optimal financial performance throughout the project lifecycle.
- Knowledgeable about construction industry regulations and accounting standards. Ensures compliance with financial reporting requirements and legal obligations related to construction projects.
- Strong interpersonal and communication skills for collaborating with construction teams, subcontractors, and other stakeholders. Facilitates seamless communication between accounting and project management functions.
- Experience in identifying and mitigating financial and project-related risks specific to the construction industry. Implements effective risk management strategies to ensure project success and financial stability.
Personal Banker
CREDINS BANK
10.2001 - 11.2007
- Experienced in personal banking, offering a range of financial products and services. Skilled in understanding and addressing the unique financial needs of individual clients.
- Proficient in assessing credit risk, conducting thorough credit analyses, and making informed lending decisions. Experience in evaluating creditworthiness for personal loans, credit cards, and other credit products.
- Strong ability to provide tailored financial advice, guiding clients on credit management, debt consolidation, and overall financial wellness.
- Excellent interpersonal skills with a focus on building and maintaining strong relationships with clients. Proven success in client retention and satisfaction.
- Knowledgeable about credit policies and regulations. Track record of ensuring compliance with industry standards and legal requirements in credit operations.
Sales Service Representative
BANKUNITED
11.1999 - 08.2001
- Process customer financial transactions.
- Identify and sell products and services beneficial to the customer's needs.
- Analyze members' financial needs and effectively refer, and cross-sell products and services.
- Address customer questions and concerns and refer to appropriate internal resources for resolution.
Education
MBA - Banking And Financial Markets
European University of Tirana
Tirana - Albania BBA - Finance
University of Tirana
Tirana - Albania Skills
Skilled in developing comprehensive budgets, conducting variance analysis, and providing accurate financial forecasts
Proficient in evaluating the creditworthiness of individuals and businesses through a comprehensive analysis of financial statements, credit reports, and other relevant data
Organizational skills with the ability to prioritize multiple tasks, projects, and assignments from various individuals
Interpersonal, communication, organization, sales, follow-up, and relationship-building skills
Strong detail, accuracy, and problem-solving skills
Proficient in using accounting software and computer skills, especially Microsoft Office applications, and salesforce
Accomplishments
Top Customer Service Representatives in the market measured in performance and revenue.
Timeline
Relationship Banker
BANK OF AMERICA
10.2020 - Current
Accountant
CSP MGT
03.2019 - 04.2020
Account Manager
TEKNOEDIL AL
01.2008 - 08.2018
Personal Banker
CREDINS BANK
10.2001 - 11.2007
Sales Service Representative
BANKUNITED
11.1999 - 08.2001
MBA - Banking And Financial Markets
European University of Tirana
BBA - Finance
University of Tirana
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