ALBERT AGUIRRE
Garden Grove
Summary
An interpersonal and analytical Senior Loan Processor with fifteen (15) years of experience managing the residential loan pipeline. Build, develop, and deepen customer relationships to provide loan solutions that ensure customer satisfaction. Drive revenue results through strong individual sales performance, ensuring the team exceeds sales and service goals.
Overview
10
10
years of professional experience
Work History
Sr. Loan Processor
Sovereign Lending Group
04.2025 - Current
- Streamlined loan processing workflows to enhance operational efficiency.
- Mentored junior processors on compliance and documentation standards.
- Analyzed borrower financial information to determine loan eligibility and risk assessment.
- Coordinated with underwriters, real estate agents, and clients to expedite loan approvals.
- Reviewed and verified loan documentation for accuracy and completeness prior to submission.
- Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
Sr. Loan Processor
Lima One Capital
10.2024 - 04.2025
- Established strong relationships with lenders, title companies, and borrowers for smooth loan transactions.
- Reduced loan processing time by developing and employing standardized documentation procedures.
- Coordinated seamlessly with sales teams to ensure proper alignment of expectations and timelines between clients and internal departments.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
SENIOR LOAN PROCESSOR
Kelly Mortgage
04.2019 - 10.2024
- Owned full accountability for executing a residential loan file from submission through closing for 35+ loans monthly.
- Recognized as a “Performance Summit Status” branch for regularly ensuring clean loan files and low fallout rates.
- Collaborated with Underwriters to gather due diligence information required for financial, collateral analysis, and credit analysis.
- Analyzed and verified income, credit, assets, and property information to ensure eligibility for the desired loan program.
- Scheduled and tracked contingency dates and loan lock expirations to ensure loans closed on time.
- Performed outbound calls to customers to provide clarification on loan deficiencies and outstanding items.
- Maintained relationships with realtors, builders, and new home sales representatives to develop and retain existing business.
- Strategize with leadership to target specific territories and drive new business through digital marketing.
SENIOR LOAN PROCESSOR
Ladera Lending, Inc.
02.2017 - 03.2019
- Maintained an exceptional satisfaction rating from all clients by successfully closing an average of 40 loans per month.
- Prepared mortgage loan application files for underwriting approval, including ordering payoffs, WVOE, VOM, SSA89, and 4506T.
- Took the initiative to follow up on outstanding orders to third parties and borrowers within required deadlines.
- Promoted strong communication and support between underwriting and processing teams to ensure maximum efficiency.
- Analyzed current rates and programs to provide accurate and timely information to borrowers.
SENIOR LOAN REVERSE PROCESSOR
Assent, Inc.
12.2016 - 02.2017
- Managed and processed a full pipeline of mortgage loan files to close 40+ loans monthly.
- Originated, reviewed, processed, closed, and administered customer loan proposals within a 15-day lock period.
- Accurately calculated income on W2s, 1040s, 1120s, 1065s, and K-1s.
- Documented the borrower’s employment stability, income adequacy, and availability of funds.
- Built, maintained, and accelerated working business relationships in the mortgage loan transaction.
- Monitored daily workflow to ensure all loans were being worked on per the company's timeline expectations.
SENIOR LOAN PROCESSOR
Cash Call Mortgage
07.2016 - 12.2016
- Executed 30+ loans a month by communicating with the borrowers and third parties to support the funding of loans.
- Interfaced directly with borrowers to obtain required loan package items and prepare applications for initial underwriting.
- Verified borrower occupancy documentation and resolved routine title issues such as vesting issues and various liens.
SENIOR LOAN PROCESSOR
American Advisors Group
07.2015 - 07.2016
- Maintained a monthly pipeline of 25+ loans and processed loan documents, underwriting, and funding conditions within 30 days.
- Counseled borrowers and maintained a working business relationship with the borrower throughout the loan process.
Education
Associate of Arts Degree - Business
Orange Coast College
Digital Marketing Course - undefined
California State University Long Beach
Skills
- MS Excel, Word, PowerPoint, Outlook
- Calyx Point
- Encompass
- Empower
- Doc Magic
- Reverse Vision
- Lend Force
- DU/LP
- FHA Connection
- VA Portal
- 1040's, 1120's, 1065's, K-1 Statements
- CRM Systems
- SEO
- Google Analytics
Timeline
Sr. Loan Processor
Sovereign Lending Group
04.2025 - Current
Sr. Loan Processor
Lima One Capital
10.2024 - 04.2025
SENIOR LOAN PROCESSOR
Kelly Mortgage
04.2019 - 10.2024
SENIOR LOAN PROCESSOR
Ladera Lending, Inc.
02.2017 - 03.2019
SENIOR LOAN REVERSE PROCESSOR
Assent, Inc.
12.2016 - 02.2017
SENIOR LOAN PROCESSOR
Cash Call Mortgage
07.2016 - 12.2016
SENIOR LOAN PROCESSOR
American Advisors Group
07.2015 - 07.2016
Digital Marketing Course - undefined
California State University Long Beach
Associate of Arts Degree - Business
Orange Coast College
SKILLS & CORE COMPETENCIES
- Customer Service
- FHA, VA, Conventional, & Jumbo Loans
- Loan Origination
- Credit Analysis
- Underwriting
- Loan Preparation
- Income Verification
- Sales Processes
- Market Analysis
- Marketing Strategy
- Team Collaboration