Summary
Overview
Work History
Education
Skills
Websites
References
Timeline
Generic

Albertina denhere

Harare

Summary

Experienced financial professional with over 5 years in retail banking, specializing in cash management, loan transaction approvals, and risk management. Proven expertise in enforcing internal controls, budgetary control, and ensuring operational efficiency. Skilled in leading branch operations, managing customer service delivery, and enhancing client satisfaction through strategic service solutions. Adept at supervising teams, optimizing performance, and driving business growth. Committed to upholding compliance and financial security while exceeding customer expectations and organizational goals.

Overview

8
8
years of professional experience

Work History

Credit Officer

Equality Microfinance
03.2023 - Current
  • Oversee loan transaction approvals and ensure adherence to internal controls, meeting regulatory standards.
  • Lead cash management initiatives, ensuring 100% accuracy in transactions and adherence to compliance policies.
  • Manage customer expectations by delivering high-quality services and handling inquiries, increasing customer retention by 20%.
  • Implement risk management strategies, reducing the risk of loan defaults by 15%.
  • Supervise a team of 3, ensuring all tasks are aligned with strategic business objectives and customer service goals.

Loans Officer

Rotana Microfinance
01.2020 - 11.2022

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  • Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
  • Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Developed strong relationships with customers through high levels of customer service.

Intern

AFC Holdings
04.2017 - 07.2017
  • Sorted and organized files, spreadsheets, and reports.
  • Developed organizational skills through managing multiple tasks simultaneously while adhering to strict deadlines.
  • Contributed to a positive team environment by collaborating with fellow interns on group projects and presentations.
  • Prepared project presentations and reports to assist senior staff.

Education

Master of Science in Finance and Investment -

National University of Science and Technology
01.2019

Bachelor of Business Studies Honours Degree in Finance & Banking -

School or University
01.2014

Skills

  • Cash Management
  • Internal Controls Enforcement
  • Loan Transaction Approvals
  • Budgeting and Financial Control
  • Risk Management
  • Customer Service Management
  • Branch Operations Management
  • Team Leadership and Staff Management
  • Analytical and Reporting Skills
  • Strategy Development

References

Available upon request

Timeline

Credit Officer

Equality Microfinance
03.2023 - Current

Loans Officer

Rotana Microfinance
01.2020 - 11.2022

Intern

AFC Holdings
04.2017 - 07.2017

Bachelor of Business Studies Honours Degree in Finance & Banking -

School or University

Master of Science in Finance and Investment -

National University of Science and Technology
Albertina denhere