Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Alberto Herrera

Tampa,FL

Summary

In my role, I processed chargeback and dispute resolution inquiries, ensuring compliance with Visa/MasterCard, federal, and state regulations. I reviewed electronic documentation to accurately code transactions as fraud or non-fraud disputes within the Velera processing platforms. By communicating with members and credit unions, I provided case status updates and requested additional information. My analytical skills helped identify fraud and non-fraud disputes, mitigating financial losses by reviewing merchant responses and recovering funds. Additionally, I handled non-posted items, retrieval projects, and authorization chargebacks, monitored workflow, and made recommendations to management based on volume and trends. I also provided backup support to documentation services and the Relationship Team to meet departmental SLAs.

Overview

5
5
years of professional experience

Work History

Fraud Management

Valera
St. Petersburg, FL
06.2019 - Current
  • Processed chargeback and dispute resolution inquiries, providing supporting documentation and minimizing company risk.
  • Reviewed electronic documentation to accurately code transactions as fraud or non-fraud disputes within the Velera processing platform.
  • Resolved dispute inquiries from cardholders, credit unions, merchants, and internal departments in compliance with Visa/MasterCard, federal, and state regulations.
  • Communicated with members and Credit Unions to provide case status updates and request additional information.
  • Analyzed transactions to identify fraud and non-fraud disputes, determining appropriate reason codes.
  • Mitigated financial losses by reviewing merchant responses and recovering funds on behalf of members.
  • Created and sent letters to update members on dispute status.
  • Handled non-posted items, retrieval projects, and authorization chargebacks.
  • Monitored workflow and made recommendations to management based on volume and trends.
  • Processed de-conversion and conversion files, and reviewed dispute/fraud processing reports.
  • Validated dispute reason codes for accuracy and troubleshooted errors.
  • Provided backup support to documentation services and the Relationship Team to meet departmental SLA’s.

Education

Bachelor of Science - International Economics

Florida State University
Tallahassee, FL
12-2018

Skills

  • Transaction Management
  • Information Technology Management
  • Configuration Management
  • System architecture management
  • Cash Management Strategies
  • Billing resolution management
  • Fraud checking
  • Data Management
  • Documentation Management
  • Paperwork management

Languages

Spanish
Native/ Bilingual

Timeline

Fraud Management

Valera
06.2019 - Current

Bachelor of Science - International Economics

Florida State University
Alberto Herrera