Summary
Overview
Work History
Education
Skills
Leadership Experience
Certification
Timeline
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Alec Ryan Cummings

New York,New York

Summary

Analytical and driven, structured finance professional with hands-on experience in asset-backed finance, specializing in transportation and digital industrial sectors. Skilled in complex deal execution, credit structuring, and leveraging diverse financing sources. Eager to contribute to Blackstone’s ABF platform by delivering rigorous analysis and innovative financing strategies.

Overview

4
4
years of professional experience
2
2
Certifications

Work History

Investment Banking Analyst: Esoteric ABS

Citigroup
New York, NY
07.2024 - Current
  • Originate and structure secured financing solutions, including lease/loan warehouses, term loans, private placements, and 144A ABS transactions
  • Primary focus is esoteric asset classes which include aviation, rail, shipping container, shipping vessels, data center and fiber
  • Responsible for the creation of detailed financial models and transaction analytics to support structuring, investor marketing and credit approval process
  • Solely developed a new cash flow model incorporating rating agency stress scenarios, enabling efficient analysis of privately rated term loans targeting insurance capital investors
  • Advise clients on balance sheet and capital structure optimization via secured financing in connection with event-driven transactions including M&A and restructuring
  • Manage the preparation of key transactions materials, and liase with internal and external parties including syndicate, trading, investors and counsel
  • Staffed on 10+ 144a ABS transactions and executed over $1 billion in private secured lending transactions across lease warehouses, loan warehouses and term loans

Private Bank Analyst

Citigroup
New York
07.2022 - 07.2024

Global Family Office: Investment Team Analyst

  • Member of a team responsible for all North American investments that originate from non-resident clients; specializing in capital markets, structured products, and alternatives not available in other booking centers.
  • Work closely with family offices and financial intermediaries to pitch, execute, and monitor complex investment strategies for the firm's largest and most sophisticated clients.
  • Navigate complex entity structures with OWS regulations to ensure our clients receive the best recommendations while maintaining legality and tax efficiency.

Private Equity and Real Estate Analyst

  • Worked in tandem with the CIO and research organizations to perform due diligence on investment funds to determine suitability for our platform, while ensuring alignment with risk management and market sentiment.
  • Assisted in the successful execution of a Citi-exclusive secondary investment marketplace, where clients could buy and sell their positions without the use of outside agents.
  • Served as Citi Global Wealth's in-house Investor Relations, where I track and analyze performance metrics and capital flows within our Private Equity and Real Estate portfolios, providing valuable insights to LPs.
  • Facilitated seamless communication between clients and GPs by orchestrating and hosting monthly and ad hoc manager update calls

Investment Associate: Enterprise Asset Management.

  • Member of a new investment sales team aimed at investing in commercial and corporate bank assets with Citi Investment Management.
  • Analyzed Investment Policy Statements to recommend a portfolio that was appropriate for the client's risk tolerance and return objectives
  • Worked side by side internal partners in the Corporate and Investment Bank to optimize capital structure while maximizing investable assets

Education

Bachelor of Science - Finance

Indiana University, Kelley School of Business
Bloomington, IN
05-2024

Skills

  • Cash flow modeling and stress testing
  • Rating agency methodologies
  • Warehouse facilities and term ABS
  • Credit risk analysis and covenant review
  • Transaction execution and investor coordination

Leadership Experience

  • Citi EID Mentor: Work with a handful of diverse candidates interested in pursuing careers in the Citi Private Bank to help them navigate the interview and placement process
  • CPB Junior Mentor: Assist several summer analysts with adjusting to their positions and help them navigate the networking process in the hopes of helping them secure a return offer
  • Kelley Peer Mentor: Assisted incoming finance majors with the difficulty of adjusting to business classes

Certification

Series 7, 66, 79

Timeline

Investment Banking Analyst: Esoteric ABS

Citigroup
07.2024 - Current

Private Bank Analyst

Citigroup
07.2022 - 07.2024

Bachelor of Science - Finance

Indiana University, Kelley School of Business
Alec Ryan Cummings