Alejandra Arauz
15298 SW 104th St Apt 9-23,FL
Summary
Construction loan specialist supporting closing-to-completion administration, loan document review, and monthly draw processing. Monitors sources and uses, contingency balances, and cost-to-complete data to help confirm compliant funding and identify project risks early.
Overview
2
2
Languages
6
6
years of professional experience
Work History
Construction Loan Specialist
TRUIST
Miami, FL
07.2022 - Current
- Managed construction loan administration from closing through project completion, ensuring compliance with loan documents and funding requirements while maintaining approved budgets.
- Administered complex financing structures, including Low-Income Housing Tax Credit (LIHTC) equity, syndications, and loan participations, facilitating effective funding solutions.
- Coordinate monthly construction draws by evaluating borrower requests, contractor pay applications, invoices, lien waivers, inspection findings, and supporting documentation.
- Monitored project budgets, sources and uses, contingency balances, cost-to-complete calculations, and change orders to identify funding gaps and emerging risks in construction progress.
- Review and analyze third-party reports, including plan and cost reviews, construction inspection reports, appraisals, environmental assessments, and geotechnical reports.
Teller
Dade County Federal Credit Union
Miami, FL
03.2021 - 07.2022
- Cultivated client relationships through personalized interactions, enhancing customer satisfaction and loyalty.
- Performed transactional, operational, and customer support tasks through knowledge of bank procedures and products.
- Ensured confidentiality of bank records and client information to protect client trust and security.
- Observed and documented unusual activities for security review.
Marketing Director
FIU Roarthon
Miami, FL
05.2021 - 04.2022
- Enhanced content of online pages, blog posts, and social media platforms to align with audience engagement strategies.
- Oversaw development and execution of marketing and communications plans for Roarthon at FIU to increase visibility and participation.
- Recruited and trained committee members, fostering collaboration and improving project outcomes.
Undergraduate Research Associate
FIU College of Business
Miami, FL
01.2021 - 04.2021
- Compiled and organized research data to create comprehensive reports and visualizations.
- Verified incoming data for accuracy and integrity, identifying and resolving discrepancies.
- Supported FIU College of Business research projects through literature reviews and source gathering.
- Collected, cleaned, and organized data using Excel and shared research files.
- Assisted faculty with survey design, distribution, and response tracking.
Marketing Assistant
Petunia Folk
Miami, FL
01.2021 - 04.2021
- Developed new images, marketing copy, and graphics to support effective marketing campaigns.
- Organized creative assets, including copywriting for digital use and videos for social media distribution, enhancing brand visibility.
- Recommended product changes to increase customer interest and drive sales.
Fundraising Chair
FIU Roarthon
Miami, FL
08.2020 - 04.2021
- Guided volunteers in fundraising activities, managed finances, and strategized with board members to create innovative opportunities for attracting new donors.
- Collaborated with team members to meet project requirements, develop effective solutions, and adhere to deadlines.
Education
Master of Science - Finance
Pennsylvania State University
08-2024
BBA - Finance
Florida International University
Miami, FL08-2022
Skills
- Construction document review
- Loan administration
- Loan closing documentation review
- Risk management
- Microsoft Office proficiency
- Issue and conflict resolution
- Relationship management
Languages
Spanish
Native/ Bilingual
English
Native/ Bilingual
Timeline
Construction Loan Specialist
TRUIST
07.2022 - Current
Marketing Director
FIU Roarthon
05.2021 - 04.2022
Teller
Dade County Federal Credit Union
03.2021 - 07.2022
Undergraduate Research Associate
FIU College of Business
01.2021 - 04.2021
Marketing Assistant
Petunia Folk
01.2021 - 04.2021
Fundraising Chair
FIU Roarthon
08.2020 - 04.2021
Master of Science - Finance
Pennsylvania State University
BBA - Finance
Florida International University