Alejandro Avila Monroy
FINANCE
Boston,MA
Summary
Bachelor in Business Administration and professional certification in finance, with work experience as manager in banking loan risks of companies with a minimum annual turnover of $7,9million usd ($150million mexican pesos) to a maximum of $13,2million usd ($250million mexican pesos) for a region named El Bajio formed by seven states in the central zone of Mexico.
Overview
6
6
years of professional experience
Work History
Credit Risk Admission Manager for Medium Companys
SANTANDER BANK MEXICO
04.2019 - 11.2022
- Santander México
- Financial analysis for business credit applications included within the small & medium companies category Mexico's El Bajio region which includes 7 states, with the objective of supporting the applicant companies in its growth through the granting of structured credits, with the goal that none of those credits go tu past due balances or bad debt.
- Analyze the risk impact in order to maintain a Risk Premium and a Cost of Credit as low as low possible, always within the margins managed by the Bank.
- Used industry expertise, customer service skills and analytical nature to resolve customer concerns and promote loyalty.
- Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
- Maintained detailed calendar of interviews, meetings and phone calls.
- Constant KPI monitoring.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
Finance and Administration Analyst
Belycrem
04.2017 - 04.2019
- Family business, elaboration and distribution in some Mexico city bakerys of snacks prepared with cream cheese as a base with some other ingredients.
- Participate in logistics, in pricing, accounting and finance.
- Left the company because I get an offer from Santander for a position in another city so I move but the family business continues to operate.
Investment Banking Intern
Bancomext
10.2016 - 04.2017
- For the aeronautical, automotive, aerospace and transportation sector.
- Attend our portfolio of clients by opening, management and closing of lines of credit.
- Worked with clients to provide competitive commercial banking solutions and the best financing plans.
- Bringing clients who needed loans to the bank, with our specialized credits for companies in the exterior commerce sector.
- Periodic monitoring of audited financial statements from companies accredited with the bank from our portfolio.
- Preparing presentations for our credit committee based on our expectations of our clients growth if we work whith them, supporting them with our credits, where we need to convince our counterpart risk area that it was profitable to go with those credits.
- Advising our clients on which line of credit suits them better for their needs at every moment.
- Met with members to understand goals and recommend solutions to fit specific needs.
Education
BBA - Finance
07.2016
PROFESSIONAL CERTIFICATION - FINANCE
09.2018
PROFESSIONAL CERTIFICATION - APPLIED STOCK MARKET FINANCE
07.2023
Skills
- Microsoft Office (Excel)
- Tableau
- Power Bi
- Visual Basic
- Leadership
- Communication
- Management
- Risk Analysis and Management
- Teamwork
- Responsibility
Hobbies:
Play Tenis
Watch sports
Read books
Timeline
Credit Risk Admission Manager for Medium Companys - SANTANDER BANK MEXICO
04.2019 - 11.2022
Finance and Administration Analyst - Belycrem
04.2017 - 04.2019
Investment Banking Intern - Bancomext
10.2016 - 04.2017
National Autonomous University OfMexico (UNAM) - BBA, Finance
UNAM (NATIONAL AUTONOMUS UNIVERSITY OF MEXICO) - PROFESSIONAL CERTIFICATION, FINANCE
TECNOLOGICO DE MONTERREY - PROFESSIONAL CERTIFICATION, APPLIED STOCK MARKET FINANCE
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