ALEKHYA DADI
Portland
Summary
Detail-oriented senior investigator with expertise in regulatory compliance and KYC/EDD processes, Skilled in cross-functional collaboration to streamline due diligence programs with proven ability to optimize workflows using data and technology for efficiency.
Overview
15
15
years of professional experience
Work History
KYC/AML Compliance Investigator
Umpqua Bank
Lake Oswego
08.2024 - Current
- Analyze high-risk customer transaction activity to ascertain the legitimacy of the business and the business transactions, ensuring that the transaction activity is commensurate with the nature of the business entity.
- Analyze AML policies, procedures, and third-party audits of entities required to maintain an AML program to ascertain the entities' overall level of compliance, and make recommendations regarding the entity based on the analyzed level of AML risk the entity poses to the bank.
- Periodically review transactional activity, search for negative news on the company and beneficial owners, assess and analyze the activity to determine if the activity is consistent with the line of business, the number of locations, and does not operate entities that violate U.S. regulations. Law or regulations.
- Reduced sanctions exposure through adverse media, PEP, and sanctions screening.
KYC Quality Control Analyst (EDD)
Morgan Stanely
Remote
03.2024 - 08.2024
- Conduct QC reviews of high-risk customer accounts using Enhanced Due Diligence (EDD) procedures, ensuring compliance with AML regulations and company policies.
- Ensure that all EDD documentation and processes meet regulatory standards and internal risk mitigation criteria for customers who present higher levels of risk.
- Conduct QC for KYC/EDD reviews on both new and existing clients to mitigate risk exposure.
- Conduct authentication of the client through a public record search on the domains Bridger and Lexis Nexis to screen and evaluate the Customer Risk Rating (CRR).
KYC Specialist
Mercury
Remote
10.2023 - 11.2023
- Conducting source of funds reviews to verify the legitimacy of funds used to open and maintain accounts.
- Performing US Nexus reviews to determine if an account has any connections to the United States.
- Identifying and escalating any potential issues or concerns to management.
- Maintaining accurate and up-to-date records of all reviews conducted.
KYC Quality Assurance ANALYST
Bank of the West
Remote
09.2021 - 09.2023
- End-to-End KYC Process: Oversee the complete KYC periodic review process, including the collection and documentation of customer information
- Due Diligence: Conduct thorough due diligence to verify customer identities and assess risk profiles
- Analysis: Analyze collected data to identify any discrepancies, red flags, or potential issues
- Escalation: Escalate high-risk cases or issues to senior management as needed, providing detailed findings and recommendations
- Compliance: Ensure all KYC procedures and documentation meet regulatory and company compliance standards
- Documentation: Maintain accurate and organized records of the KYC review process and decisions made
- Collaboration: Work closely with other departments, such as Customer Service and Compliance, to obtain required documentation
BSA/KYC ANALYST
Banner Bank
Tigard
04.2019 - 08.2021
- Conducted due diligence reviews (EDD and CDD) to assess the risk profile of new and existing customer accounts
- Performed transactional reviews and monitoring for retail and business clients, utilizing SQL and advanced Excel techniques such as Pivot tables
- Evaluated high-risk activities of MSBs, ATM clients, merchant services, Hemp businesses and pawnbrokers, ensuring documentation compliance with AML regulations
- Documented Suspicious activity reports (SARs) with detailed narrative of the unusual activity reported and escalate based on risk exposure
- Collaborated with relationship managers and internal stakeholders to gather necessary information and address client inquiries
CUSTOMER SERVICE REPRESENTATIVE LEAD
Key Bank
King City
01.2017 - 03.2019
- Provided exceptional customer service by handling customer inquiries, conducting transactions, and resolving issues promptly and efficiently
- Ensured accuracy in cash handling and maintained strict adherence to security protocols and procedures
- Maintained knowledge of banking policies, procedures, and regulatory requirements to provide accurate information to customers
- Lead for 4 customer service representatives by training them on Retail banking policies and procedures
FINANCIAL STATEMENT ANALYST
Berkadia Commercial Mortgage
Hyderabad
03.2010 - 01.2012
- Financial Statement Analysis: Reviewing and analyzing financial statements, including income statements, balance sheets, and cash flow statements, to evaluate the financial position of properties and identify key financial trends and insights
- Financial Modeling: Developing and maintaining financial models to forecast and project future financial performance based on historical data, market trends, and industry benchmarks
- This may involve using spreadsheet software and specialized financial modeling tools
- Data Analysis: Analyzing and interpreting market data, property data, and other relevant financial information to support investment strategies and decision-making processes
Education
MASTERS PROGRAM - INTERNATIONAL BUSINESS IN ACCOUNTING AND FINANCE
Badruka Institute of Foreign Trade
06.2010
Skills
- Regulatory Compliance
- Customer Onboarding Process
- Financial Crime Investigations
- Data Analysis and reporting
- Sanctions Screening
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- Customer Identification Program
- SQL Server Services
- SAR narratives
- Customer Risk rating
- Transaction monitoring
Timeline
KYC/AML Compliance Investigator
Umpqua Bank
08.2024 - Current
KYC Quality Control Analyst (EDD)
Morgan Stanely
03.2024 - 08.2024
KYC Specialist
Mercury
10.2023 - 11.2023
KYC Quality Assurance ANALYST
Bank of the West
09.2021 - 09.2023
BSA/KYC ANALYST
Banner Bank
04.2019 - 08.2021
CUSTOMER SERVICE REPRESENTATIVE LEAD
Key Bank
01.2017 - 03.2019
FINANCIAL STATEMENT ANALYST
Berkadia Commercial Mortgage
03.2010 - 01.2012
MASTERS PROGRAM - INTERNATIONAL BUSINESS IN ACCOUNTING AND FINANCE
Badruka Institute of Foreign Trade
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