
Experienced and accomplished Finance Management Professional with over a 20 year record of achievement in the automotive industry. A highly motivated individual consistently utilizing the combination of analytical skills, negotiation abilities, effective communication and consumer finance strategies to achieve the highest benefit for the organization.
Skilled at working independently and collaboratively in a team environment.
Self-motivated, with a strong sense of personal responsibility.
Proved successful working within tight deadlines and a fast-paced environment.
Advise and assist clients with the financial aspects of their new or used vehicle purchase.
Counseling on vehicle insurance products such as warranty, maintenance, tire and wheel protections, cosmetic coverages and total loss and thief recovery policies
Verify and submit leases for fast funding
Assist Sales Managers and associates to close and structure deals for maximum profit
Advised and assisted clients with finance and insurance options
Maximized and achieved highest Finance objectives for profit
Continued to perform above industry average on sales and product penetration while maintaining excellent KPI (over $2500 on PVR, over 75% on VSC)
Assisted Sales Managers with closing customers and structuring deals to maximize overall gross profit
Verified and submitted leases for fast funding
Responsible for keeping e-contracting at 90% and CIT at under 5 days
Committed to 100% compliance on red flags and OOW with every customer
Continued to cultivate great relationships with lenders to negotiate approvals and structure rehashes therefore maximizing profit
Extensive Subprime experience and stipulation verification
Responsible for all aspects of Finance Department while managing two Finance Managers' productivity, performance and overall success
Advised and assisted clients financially on vehicle purchase and insurance protections
Cultivated relationships with finance institutions, chiefly with NMAC and Subprime banks
Directed and developed sales and finance departments to maximize profit.
Focused on putting customers on right vehicle, collecting stipulations, and acquiring down payment.
Responsible for CIT, CSI and PVR of $2000 with 83% warranty penetration.
Advised and assisted clients with finance and insurance
Submitted finance deals, handled funding, product sales and tracking reports
Worked with salespeople and managers to maximize profit and customer satisfaction
Received 2013 Sonic performance award for most improvement in region with an 18% increase in profit per retail unit. Increased by another 19% in 2014
Traveled to various dealers in the Mid-west and the South to train, organize and resolve problems in finance/insurance department and sales department
Put procedures in place and trained on product knowledge
Increased profits and volume, doubled finance PRU
Started as Cadillac sales consultant, ranked 4th in the GM Southern Region for volume in 2005
Promoted to F&I Manager as part of a four person team advising New and Used Cadillac and Infiniti customers on financial plans and insurance protections
Averaged 90 turns per month at $1600 PRU and excellent customer service
Promoted to Cadillac Sales Manager supervising and training 10 salespeople with extensive daily follow up on product knowledge, selling skills, and prospecting techniques. Consistently delivered 100 new Cadillacs monthly at $3000 per retail unit