Hi, I’m
ALEXANDER GUZMAN
Morris Plains,NJ
Every illicit transaction leaves a trace, and it's our unwavering commitment that brings these traces to light, making the world a safer place, one investigation at a time.
Summary
Highly experienced and detail-oriented banking professional with 14 years of expertise in the 1st line of defense in financial crimes. Adept at training and supporting colleagues in CTRs, SARs, CDD, and EDD reviews while ensuring compliance with all regulations. Excellent written and verbal communication skills, ability to multitask under pressure, and adapt quickly without compromising quality. Hold an MBA degree and CAMs certification, in addition to fluency in Spanish.
Overview
15
years of professional experience
Work History
William Paterson UniversityWayne, NJ
Graduate Assistant
09.2021 - 06.2023
Job overview
- Assisted faculty members with data collection for potential academic publications.
- Supervised and mentored undergraduate assistants, leading to 30% increase in research productivity and efficiency.
- Monitored student progress and provided recommendations for improvement, leading to 15% increase in student retention and academic success.
- Upheld security and confidentiality of documents and data, ensuring compliance with university data protection policies.
Wells Fargo BankClifton, NJ
Personal Banker II
10.2016 - 12.2021
Job overview
- Acted as Compliance Advocate, researching, identifying, and reporting data irregularities related to KYC, AML/BSA, CTRs, SARs, CDD/EDD, and OFAC using various online systems, resulting in 40% decrease in regulatory violations during monthly audits.
- Created, reviewed, and analyzed Customer Transaction Reports and Suspicious Activity Reports to comply with regulatory requirements, achieving 98% accuracy rate in report preparation.
- Ensured compliance with Bank Secrecy Act Regulations, Know Your Customer, Customer Due Diligence/Enhanced Due Diligence, Anti-Money Laundering, Office of Foreign Assets Control Regulations, and USA PATRIOT Act.
- Implemented new training program for colleagues in CTRs, SARs, CDD, and EDD reviews, resulting in 75% reduction in processing errors and improved compliance awareness.
PNC Financial Services Woodland Park, NJ
Merchant Account Executive
03.2015 - 05.2016
Job overview
- Coordinated and led weekly conference calls and presentations with business bankers and upper management to discuss new compliance/regulations and updates regarding products and services, ensuring all team members were up-to-date with regulatory changes.
- Conducted investigations and enhanced due diligence reviews of various customer types and industries, identifying and preventing potential risks, leading to 30% decrease in suspicious transactions.
- Managed 8 branches, demonstrating strong organizational and time management skills.
- Prepared and implemented strategic growth plans for territory based on company goals, contributing to 50% increase in merchant accounts and revenue.
J.P Morgan ChaseHaledon, NJ
Relationship Banker
08.2011 - 03.2015
Job overview
- Reviewed and verified customer transactions to detect/identify financial crimes activities and policy violations, preventing potential financial losses and fraud cases.
- Utilized knowledge of bank products, policies, and legal requirements to process work assignments within regulatory guidelines, maintaining a 98% compliance record.
- Analyzed situations to determine how best to resolve issues posing potential risks to bank or customers.
Acquired, deepened, and managed $40MM portfolio consisting of high net-worth clients, achieving 35% increase in assets under management.
TD BankTotowa, NJ
Customer Service Representative/Supervisor
10.2008 - 08.2011
Job overview
- Effectively managed branch functions while adhering to corporate, legal, and regulatory policies, ensuring seamless branch operations and compliance.
- Executed new account openings, wire transfers, loans, stop payments, account transfers, and assisted with audits, cash reconciliations, overdraft decisions, and branch opening/closing procedures.
Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior.
Education
William Paterson University of New JerseyWayne, NJ
MBA from General Studies
05.2023
William Paterson University of New JerseyWayne, NJ
Bachelor of Science from Finance
05.2015
Skills
- Strong Time Management
- Verbal And Written Communication
- Investigation Leadership
- Cross-functional Collaboration
- Project Coordination
- Flexible And Adaptable
- Transaction Monitoring
- Bank Secrecy Act
- Anti Money Laundering (AML)
- Risk Mitigation
- Banking Laws
- Document Organization
- Regulatory Requirements
Certification
- Certified Anti-Money Laundering Specialist (CAMS) by ACAMS
- Series 6, Series 63 by Financial Industry Regulatory Authority (FINRA)
Availability
See my work availability
Not Available
Available
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Timeline
Graduate Assistant
William Paterson University
09.2021 - 06.2023
Personal Banker II
Wells Fargo Bank
10.2016 - 12.2021
Merchant Account Executive
PNC Financial Services
03.2015 - 05.2016
Relationship Banker
J.P Morgan Chase
08.2011 - 03.2015
Customer Service Representative/Supervisor
TD Bank
10.2008 - 08.2011
William Paterson University of New Jersey
MBA from General Studies
William Paterson University of New Jersey
Bachelor of Science from Finance