Alexander Hajek
Woodstock,NY
Summary
Collaborative leader with dedication to partnering with coworkers to promote engaged, empowering work culture. Documented strengths in building and maintaining relationships with diverse range of stakeholders in dynamic, fast-paced settings.
Overview
23
23
years of professional experience
Work History
Senior Director/Agency Production Manager
Community Preservation Corporation
New York
07.2017 - 05.2024
- Managed the CPC Mortgage Companies Agency production team
- Act as subject matter expert on Freddie Mac SBL and Fannie Mae Small Loan Programs
- Manage the production relationship between CPC and Freddie Mac/Fannie Mae Small loan teams
- Act as liaison between CPC production teams and Freddie Mac/Fannie Mae to facilitate deal-related questions and deal structuring
- Analyze commercial, multifamily real estate, including assisting the generation of pro-forma valuations and sizing appropriate loan options
- Model sensitivity analysis, analysis of risks and appropriate mitigating factors for potential investments
- Partner with the CPC Field Office and CPC Mortgage Companies originators to keep them focused and trained, ensuring everyone is current with Freddie Mac/Fannie Mae guidelines and pricing
- Assist the originators in determining the best product fit for a given deal
- Partner with screening teams to ensure deal flow continues to run smoothly and that screening, processing and underwriting are all complete in accordance with Freddie Mac/Fannie Mae requirements
- Continually review and revise CPC procedures in accordance with agency requirements
- Provide and coordinate training on Freddie Mac/Fannie Mae program requirements and procedures
- Provide reporting on pipeline and portfolio activity both internally and externally, as required
- Managed pricing for all Agency products nationwide.
Senior Production Management Analyst
Community Preservation Corporation
New York
07.2017 - 01.2019
- Support the Freddie Mac Production Manager, Field Office Mortgage Officers and CPC Mortgage Companies Originations Production Sales Team in the screening, pricing, structuring and processing of all Freddie Mac/Fannie Mae Agency business
- Support Production Sales Team by analyzing multifamily commercial real estate loan requests, including assisting in the generation of pro forma valuations, sizing appropriate loan options and determining eligibility for and in alignment with Agency Loan Product requirements and guidelines
- Support the Production Sales Team as liaison with CPC clients and customers to identify and gather pertinent due diligence documents and related information on economics of properties to be used in evaluating potential loans
- Support Production Sales Team by analyzing pertinent financial and credit data, including modeling sensitivity analysis and identifying risks and mitigating factors of potential loans to structure loan offering(s) that meets a borrower’s needs/requests
- Conduct research and analysis of borrower, properties, neighborhoods and other factors of a potential loan to ensure conformance with product and program requirements
- Manage and oversee the Production Processors coordination, preparation and issuance of applications to borrowers, on behalf of or in coordination with Production Sales Team
- Help coordinate required kick-off calls between CPC and all parties involved in a transaction at origination, in the furtherance of establishing a loan opportunity or advancing loans already under application
- Assist the Production Manager as liaison with Freddie Mac as required, including but not limited to submission of screening packages to said agencies for quotes, waivers and/or exception approvals
- Supervise Production Processor(s) in reviewing loan files for completeness and identify critical missing information pursuant to lender’s quality control and submission requirements.
Mortgage Consultant
M&T Bank
Kingston
08.2015 - 07.2017
- Knowledge of Freddie Mac, Fannie Mae, FHA, VA, Rehab, and Construction loan processes
- Analyze single family, multifamily, second home and investment property loan requests
- Research and analysis of borrower’s property, census tracts, and other factors of loan to ensure conformance with product and program requirements
- Ensure loan programs and structure meets customer requirements as well as conform to Agency guidelines
- Ongoing development and maintenance of a robust base of productive client relationships
- Analysis of applicants’ financial status, credit, and property evaluation to determine loan feasibility
- Insure adherence to all federal and state compliance guidelines relative to mortgage lending
- Determine appropriate rate locks, issuance of disclosures and fees.
Financial Representative
Mass Mutual
New Windsor
07.2013 - 08.2015
- Developed and implemented sales plan and managed all phases of sales cycle – from prospecting to close and follow-up support
- Represented a full line of financial and insurance products, serving as a trusted advisor to businesses and individuals
- Provided financial solutions for clients through fact gathering and needs analysis.
Financial Advisor
Morgan Stanley Wealth Management
Kingston
06.2012 - 04.2013
- Actively built client relationships thru lead generations, sales presentations and product marketing
- Advised clients on financial plans utilizing in depth knowledge of investment and tax strategies, securities, insurance, pension plans and real estate.
Equity Trader
AMR Capital Trading
New York
10.2001 - 11.2011
- Successfully managed up to $5 Million short term book focusing on US and foreign equities, futures, options, ETF’s and close end funds
- Recruited, hired, trained and mentored new traders earning a percentage of their monthly gross
- Generated trading strategies through a combination of sell side analyst research, order flows, technical indicators and relationships with other traders
- Designed trading models using internal software systems
- Developed excel spreadsheets utilized in daily trading programs
- Responsible for preparing and running morning meetings reporting on trading strategies, research, market status, guidance, top headlines, indications and corporate actions.
Education
Bachelors of Science in Business Administration -
Boston University
Boston, MASkills
- Collaborative Leadership
- Team Management
- Policy Development
- Pipeline Development
- Strategic Planning
- Project Management
- Strategies and goals
- People Management
- Program Management
Community Service
- Rotary International, Kingston, NY, 09/01/15, 08/01/19, President 2017, Treasurer 2016, International service organization whose stated human rights purpose is to bring together business and professional leaders in order to provide humanitarian services, encouraging high ethical standards in all vocations and to advance goodwill and peace around the world
- Board member for scholarship awards given to high achieving students from local high schools planning to attend college, Organize community service and charity events
Timeline
Senior Director/Agency Production Manager
Community Preservation Corporation
07.2017 - 05.2024
Senior Production Management Analyst
Community Preservation Corporation
07.2017 - 01.2019
Mortgage Consultant
M&T Bank
08.2015 - 07.2017
Financial Representative
Mass Mutual
07.2013 - 08.2015
Financial Advisor
Morgan Stanley Wealth Management
06.2012 - 04.2013
Equity Trader
AMR Capital Trading
10.2001 - 11.2011
Bachelors of Science in Business Administration -
Boston University