Enthusiastic individual with superior skills in working in both team-based and independent capacities. Bringing strong work ethic and excellent organizational skills to any setting. Excited to begin new challenge with successful team.
Overview
9
9
years of professional experience
Work History
Loan Funder/Loan Processor
Credit Human Federal Credit Union
San Antonio, Texas
11.2023 - Current
Reviewed loan agreements to ensure accuracy of information and compliance with regulations.
Responded promptly to inquiries from customers seeking additional information on their loan status.
Ensured timely disbursement of funds upon approval of a loan application.
Followed up with customers regarding any outstanding documentation or questions they may have had about their loan application status.
Identified any discrepancies in customer data or documentation prior to funding loans.
Delivered high levels of customer service to facilitate smooth processes.
Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
Conducted training sessions for new team members on proper funding processes and procedures.
Participated in meetings with senior management to discuss upcoming projects and initiatives related to lending operations.
Verified that all conditions of the loan have been satisfied before funding.
Mortgage Loan Processor
Credit Human Federal Credit Union
San Antonio, TX
07.2022 - 11.2023
Managed loan application pipeline by completing and submitting reports within allotted turn-around times.
Calculated income, assets and liabilities to meet lender requirements.
Evaluated financial statements and contacted institutions and customers to clarify details.
Informed customers of loan application requirements and deadlines.
Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
Prioritized and organized tasks to efficiently accomplish service goals.
Mortgage Processing Assistant
Penfed Federal Credit Union
San Antonio, TX
08.2020 - 07.2022
Communicated with applicants' former employers and references to confirm employment history and other required information.
Organized, filed and maintained customer, department and regulatory loan records.
Prioritized and organized tasks to efficiently accomplish service goals.
Supported office administrative needs with timely and knowledgeable clerical assistance to maximize team performance.
Managed any conditions sent from underwriting departments.
Fulfillment Specialist
Hancock Whitney Bank
Gulfport, MS
07.2019 - 08.2020
Responsible for working/resolving/tracking/ reporting issues and requests from bankers and customers for commercial and retail loans.
Issue resolution, tracking and reporting
Verifies accuracy of all critical loan codes
Assist and generate reports needed to comply with regulatory exams and external audits
Prepare legal documents required in Federal, State, and civil Subpoenas
Worked closely with team members to deliver project requirements, develop solutions and meet deadlines.
Consumer Lending Representative II
Randolph Brooks Federal Credit Union
San Antonio , TX
06.2016 - 03.2019
Managed communication between member and lending institution, explained refinancing options and insurance protection products and verified complete data on-hand to fund loans.
Recommended loan terms, conditions and collateral position consistent with client request and associated loan risks and set clear and realistic expectations with members.
Locked loans in system with agreed-upon terms and managed locked pipelines through funding, including regular communication with borrowers to meet and exceed expectations.
Identified opportunities for new and improved products, services and processes to enable highest levels of customer service, loan production, quality and competitiveness.
Educated customers on variety of loan products and available credit options to promote valuable decision-making.
Examined and verified information in loan application and closing documents.
Provided excellent service and attention to customers when face-to-face or through phone conversations.
Education
High School Diploma -
Southside High School
San Antonio, TX
05.2013
Skills
Customer service
Inbound and outbound calling
Adaptive team player
High-energy attitude
Active listening
Courteous demeanor
Problem-solving abilities
Advanced typing
Excel spreadsheets
Timeline
Loan Funder/Loan Processor
Credit Human Federal Credit Union
11.2023 - Current
Mortgage Loan Processor
Credit Human Federal Credit Union
07.2022 - 11.2023
Mortgage Processing Assistant
Penfed Federal Credit Union
08.2020 - 07.2022
Fulfillment Specialist
Hancock Whitney Bank
07.2019 - 08.2020
Consumer Lending Representative II
Randolph Brooks Federal Credit Union
06.2016 - 03.2019
High School Diploma -
Southside High School
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