Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Work Availability
Timeline
Hi, I’m

Alexandria Golding

San Antonio,TX
Alexandria Golding

Summary

Financial professional with 5+ years of progressive experience in regulatory oversight, risk mitigation, and account-level operations within high-impact banking and consumer protection environments. I specialize in translating complex policy into clear, enforceable action—ensuring full compliance with federal standards (FDCPA, CFPB, FTC, FDIC) while maintaining operational flow and client trust. I bring a strong sense of fiduciary duty to every customer interaction, prioritizing ethical outcomes over shortcuts—regardless of company interest. Known for motivating both teams and clients through mentorship, policy guidance, and transparent communication. I lead by example in fast-paced, high-risk settings, reinforcing institutional integrity while elevating the customer experience and building internal accountability through knowledge sharing and collaborative problem-solving.

Overview

5
years of professional experience
1
Certification

Work History

Bank of America

Subject Matter Expert (SME) / Team Lead
08.2024 - Current

Job overview

  • Promoted from Collections Specialist within six months
  • Oversaw policy alignment and quality control across front-line financial servicing teams.
  • Authored procedural job aids that improved regulatory accuracy and reduced compliance exceptions by 22% during Q4 peak.
  • Audited call compliance, conducted knowledge gap analysis, and enforced legal standards across team operations.
  • Served as liaison between internal operations and training development to maintain cross-functional consistency.
  • Via contract partnership

Bank of America

Collections Specialist
03.2024 - 08.2024

Job overview

  • Applied policy-guided assessments to recommend client program eligibility (e.g., reages, settlement offers, consolidation).
  • Maintained 97% compliance-driven close rate while managing 70+ daily outbound contacts.
  • Communicated with clients undergoing hardship to ensure financial program placement met institutional guidelines.
  • Consistently exceeded recovery expectations while maintaining adherence to internal controls.

Cinch Home Services (Sears Warranty)

Escalations Case Manager
07.2022 - 02.2024

Job overview

  • Managed regulatory complaint cases, including Attorney General and BBB filings, with an average of 35+ per week.
  • Analyzed technician reports, state law, and warranty contracts to determine compliant reimbursement decisions.
  • Implemented urgent repair protocols based on livability standards and legal urgency under state consumer law.
  • Ensured cross-department alignment on case outcomes with risk, legal, and vendor management units.
  • Remote

U.S. Bank

Senior Fraud Analyst
10.2020 - 06.2022

Job overview

  • Promoted from Customer Service Representative
  • Investigated and adjudicated high-risk fraud cases across multi-state unemployment and benefits platforms.
  • Created FDIC-compliant documentation for fraud/non-fraud classifications, chargebacks, and appeals.
  • Maintained high productivity and integrity under pressure, processing 60+ cases weekly with low error rates.
  • Via contract partnership

U.S. Bank

Customer Service Representative
03.2020 - 09.2020

Job overview

  • Managed 75–100 daily calls related to payment issues, card security, and program access under pandemic policy shifts.
  • Flagged and escalated anomalies tied to systemic fraud patterns, contributing to broader risk reduction.

Education

Champions School of Real Estate
San Antonio, TX

01.2023

University Overview

Completed 2023 | Coursework: Property Law, Contract Review, Ethics, Finance Fundamentals

Platte County High School

Diploma
12.2018

University Overview

  • Class Of 2019 | Early Graduate Dec 2018
  • GPA: 3.4 GPA

Skills

  • Regulatory Compliance (FDCPA, FDIC, FTC, AG)
  • Account Remediation & Program Eligibility
  • Documentation & Legal Contract Interpretation
  • Credit Risk Evaluation
  • Operational Accuracy & Policy Adherence
  • Escalation Handling & Process Review

  • Financial Controls & Workflow Auditing
  • Case Management & Root Cause Analysis
  • Mentorship & Leadership
  • Strong analytical skills
  • Tools: Salesforce, NICE IEX, QuickBooks, Microsoft and Google Suites

Accomplishments

  • Promoted twice within high-volume banking environments for outperforming KPIs and demonstrating peer leadership in compliance and collections strategy.
  • Improved first-call resolution by 22% by creating job aids and reference materials that translated complex financial policies into actionable frontline guidance. (BOA - Collections)
  • Maintained a 97%+ resolution rate in placing clients into appropriate financial assistance programs, balancing recovery goals with regulatory adherence. (BOA - Collections)
  • Independent Enrollment & Completion of 6 TREC-recognized real estate certifications—including Property Law, Contract Ethics, and Finance— within 30 days, demonstrating rapid mastery and disciplined self-study in regulatory coursework, despite the average completion rate requiring several months.

Certification

  • Real Estate Finance (#451)
  • Law of Agency (#1151)
  • Law of Contracts (#1251)
  • Promulgated Contract Forms ($351)
  • Principals of Real Estate I (#121)
  • Principals of Real Estate II (#122)
Availability
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Timeline

Subject Matter Expert (SME) / Team Lead

Bank of America
08.2024 - Current

Collections Specialist

Bank of America
03.2024 - 08.2024

Escalations Case Manager

Cinch Home Services (Sears Warranty)
07.2022 - 02.2024

Senior Fraud Analyst

U.S. Bank
10.2020 - 06.2022

Customer Service Representative

U.S. Bank
03.2020 - 09.2020

Platte County High School

Diploma

Champions School of Real Estate