
Dynamic insurance professional with extensive experience at State Farm, excelling in claims processing and negotiation. Proven ability to enhance client retention through effective communication and problem-solving skills. Recognized for streamlining workflows, resulting in improved efficiency and customer satisfaction. Adept at managing high-pressure situations while maintaining a strong customer focus.
Experienced with assessing and processing various types of claims efficiently. Utilizes analytical and negotiation skills to reach fair settlements and maintain compliance with policies. Knowledge of regulatory standards and exceptional customer service, ensuring fair and timely resolutions.
•Investigated and adjusted workers’ compensation and third‑party claims from first notice of loss through resolution, applying best‑practice claim handling standards while ensuring compliance with state regulations and internal guidelines.
•Conducted comprehensive claim investigations, including policy and coverage analysis, liability and compensability evaluation, review of medical and wage documentation, and interviews with claimants, employers, and witnesses.
•Established, monitored, and adjusted claim reserves; authorized benefit payments and negotiated settlements within delegated authority to support fair, timely, and cost‑effective outcomes.
•Managed litigated and pre‑litigation claims, partnering closely with defense counsel to support discovery, deposition preparation, settlement evaluation, mediation, and adjudication strategies. Maintained clear, empathetic, and professional communication with injured workers, employers, attorneys, medical providers, and internal partners, delivering a high level of customer service while managing expectations.
•Maintained accurate, well‑documented electronic claim files; utilized claims management systems to track diaries, deadlines, payments, and legal activity to ensure audit readiness and regulatory compliance. Applied analytical judgment and negotiation skills to balance customer advocacy with risk management and cost containment objectives. Optional quantified version (use if metrics are available): - Adjusted X+ workers’ compensation claims concurrently, maintaining >X% diary compliance and supporting timely resolution of litigated and non‑litigated files.