ALISHA N. DAVIS
Katy,TX
Summary
Certified Scrum Master who is dynamic, adaptable, and self-motivated professional. Skillful and credible in team building and organizational support. Proven ability to successfully analyze and deliver results within set guidelines and with limited resources. Advance skills in conflict resolutions, collaboration, detailed oriented, and result driven.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Credit Delivery Analyst
Texas Capital Bank
08.2022 - Current
- Assess creditworthiness of existing or prospective clients
- Examine financial transaction and credit history case by case
- Work directly with PM, RM and clients to address needs efficiently and accurately
- Manage and monitor multiple projects, while maintaining high attention to detail
- Perform funding reviews for daily loan requests
- Increase team efficiency and predictability
Loan Processor
Fairway Mortgage Corp
09.2020 - 05.2022
- Processing loan application and documentation within specified limits
- Helped determine financial eligibility and feasibility of granting loans
- Review active loan files each day to determine if any documents are missing or what can be done to help the process
- Communicate with clients either to request or to provide information
- Adhere to lending compliance guidelines
Letter of Credit Specialist
Amegy Bank International
05.2019 - 09.2020
- Utilized professional judgment to determine analytical and problem-solving skills
- Obtained LC activity from loan system and performed follow up with issuing banks
- Reconciled various commercial accounts daily
- Submitted OFAC checks on each loan
- Performed SWIFT and FEDWIRE transaction
- Ensured to comply with the established regulations and law requirements
Sr. Team Lead
Envoy Mortgage, LTD Government
06.2010 - 12.2019
- Responsible for the audit process on the entire loan
- Review closing packages, titles, and HUD-1
- Ensures that we are following RESPA guidelines
- Responsible for paying agency fees: UFMIP’s and VAFF’s via the various agency websites
- Stack and build loans in accordance with government agency requirements and all process changes as FHA, VA, and USDA RD publish them
- Review all required documentation to ensure that all pertinent, critical information is accurate and correct
- Pursue all missing documentation and correction of any inaccurate documentation
- Update Government Insuring application to reflect the status of the loan and documentation deficiencies identified.
Letter of Credit Account Manager
JP Morgan Chase Bank
04.2007 - 11.2008
- Reviewed, analyzed, and processed API reports for clearance
- Monitored and reported daily to Supervisor on client’s financial status
- Prepared billing documentation through Excel for LC accounts to perform distribution
- Obtained LC activity from loan system and performed follow up with issuing banks
- Performed LC related research and recon on standby, and foreign trade letters of credit
- Assisted company as a tester for the new LIQ Agency 6.0 Upgrade
- Reviewed and approved large transactions for agent and non-agent banks
- Established and maintained open communication and rapport with acct managers, corporate bankers, and investors to ensure smooth flow of information and uninterrupted services
Education
Bachelor of Science - Business Management
Grambling State University
Skills
- Certified Scrum Master (CSM),
- MS Excel
- Agile Development and Best Practices
- FHA Connection
- E doc Portal
- DocuSign
- Adobe Reader, Web based Email, WebEx, Internet and a host of other data programs
- Customer Interaction
- Risk Mitigation Planning
- Team Engagement
- Team Meetings
Certification
Certified Scrum Master CSM
Timeline
Credit Delivery Analyst
Texas Capital Bank
08.2022 - Current
Loan Processor
Fairway Mortgage Corp
09.2020 - 05.2022
Letter of Credit Specialist
Amegy Bank International
05.2019 - 09.2020
Sr. Team Lead
Envoy Mortgage, LTD Government
06.2010 - 12.2019
Letter of Credit Account Manager
JP Morgan Chase Bank
04.2007 - 11.2008
Bachelor of Science - Business Management
Grambling State University
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