Aliya Higginbotham
Cleveland,OH
Summary
Financial professional with comprehensive experience in financial data analysis and strategic forecasting. Known for strong collaborative efforts and delivering consistent results in dynamic environments. Skilled in financial modeling, data interpretation, and strategic planning, with proactive approach to adapting to changing business needs.
Overview
6
6
years of professional experience
Work History
Financial Consultant
U.S. Bank
10.2022 - Current
- Generate and prepare monthly financial bank statements.
- Managed budgets, assets, portfolios, accounts payable, and receivable and general financial reporting procedures.
- Projected monthly cash expenditures through efficient budgeting and detailed document reviews.
- Prepared and mailed invoices to customers, processed payments, and documented account updates.
- Submitted cash and check deposits and generated cash receipts to record money received.
- Handled day-to-day accounting processes to drive financial accuracy.
- Reconciled accounts and reviewed expense data, new revenue, and deposit sales sheets.
Senior Underwriter
Mutual Of Omaha
07.2019 - 10.2022
- Improved cash flow management through careful monitoring of inflows and outflows.
- Developed custom financial reports for management review, aiding in strategic decision-making processes.
- Managed accounts payable and receivable, ensuring prompt payments and accurate recording of transactions.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Made approval and denial recommendations by determining accurate risk levels.
- Examined credit reports, financial statements and tax returns to determine repayment capability.
Underwriter
Aetna
06.2018 - 09.2022
- Cooperated with senior leaders to create operating budgets and initiate financial planning.
- Used advanced software to prepare documents, reports, and presentations.
- Strengthened internal controls, reducing the risk of errors and fraud in financial transactions.
- Developed user-friendly financial models for forecasting, budgeting, and long-term strategic planning purposes.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
Education
BBA - Business Finance
Fort Hays State University
Hays, KS05.2018
Skills
- Bank Reconciliation
- Bookkeeping
- Organizational Development
- Microsoft Dynamics 365
- Microsoft Excel
- Microsoft OneNote
- Data Entry
- Analyzing Data
- Documentation Review
- Risk Assessment
Timeline
Financial Consultant
U.S. Bank
10.2022 - Current
Senior Underwriter
Mutual Of Omaha
07.2019 - 10.2022
Underwriter
Aetna
06.2018 - 09.2022
BBA - Business Finance
Fort Hays State University
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