Allen Cooper Smith
Pensacola,FL
Summary
Experienced financial risk and security professional with a strong background in anti-money laundering (AML), fraud investigations, and regulatory compliance. Demonstrated success in risk analysis, financial transaction monitoring, and security operations. Skilled at recognizing threats, leading investigations, and upholding adherence to federal regulations.
Overview
21
21
years of professional experience
1
1
Certification
Work History
BSA/QA/AML Due Diligence Analyst
BANK OF NEW YORK MELLON
10.2013 - Current
- Execute a risk-based AML Due Diligence screening of all new /existing clients and related parties, utilizing LexisNexis, to identify potential Negative News, Politically Exposed Persons, and Sanctioned individual/entities for Wealth Management records. Daily cleared out of LexisNexis 150 to 300 financial wire transactions and OFAC/Fin Cen alerts five days a week. If there is a true match, research and prepare a detailed summary of risk for AMLOC review. Biweekly basis clear 350 World Check alerts and escalate if necessary. Provide operational and process guidance around QA/AML, USA Patriot Act, Bank Secrecy Act, OFAC, FinCEN and DNDBW for WM partners. Conduct monitoring and create a report of NIBA and IMMS accounts for compliance in Periodical Risk Review on a monthly basis. Review all LexisNexis alerts for clearance to Account Opening and KYC to move forward in new business opportunities on a daily basis. Monitor and create on a weekly basis IAS accounts report to ensure compliance. Complete monthly metrics for reporting all monitoring functions listed above. Conduct Q/A testing as needed on various software platforms used for screening purposes when upgrades are applied. Track the number of technology error codes and update technology department.
- Contributed to the creation of company-wide policies regarding due diligence procedures, establishing a consistent approach across all departments.
- Performed risk-based analysis and remediation for business and consumer accounts per banking guidelines.
- Maintained up-to-date knowledge of relevant regulations, contributing to a proactive approach to compliance management.
- Enhanced due diligence processes by implementing risk assessment methodologies and procedures.
- Identified potential risks and red flags through meticulous analysis of financial statements, business activities, and market trends.
- Communicated with various business units to obtain necessary information for investigations.
- Developed strong working relationships with external partners such as banks, law firms, and other financial institutions to expedite information gathering processes.
- Utilized various software applications to complete detailed, multi-paged narratives of investigation findings.
- Supported senior analysts in high-level decision-making by providing detailed reports on client background checks and assessments.
- Managed multiple projects simultaneously while maintaining strict deadlines, ensuring consistent progress toward objectives.
- Participated in ongoing professional development opportunities to stay current with industry best practices and trends related to due diligence analysis.
- Improved overall efficiency by automating routine tasks and incorporating technology into daily operations.
Criminal/Fraud Investigator Supervisor
NAVY EXCHANGE USN
01.2004 - 01.2013
- Advised senior leaders on operational security issues. Apprehended both employees and customers when surveillance proved theft had occurred. Apprehended suspects based on company protocol. Investigated theft of store merchandise, tracked electronic wire fraud, collated data, developed evidence, conducted internal investigations, and made arrests. Experienced in safety planning, security management, investigative techniques, case preparation for military and federal criminal court proceedings and public relations. Performed overt and covert investigations into theft, fraud, prepared written reports, interrogated criminal suspects, and responded to emergencies and unsafe or suspicious behavior. Prepared criminal cases for US Attorney involving high dollar thefts involving civilians and for the Judge Advocate Office (JAG) involving military members. This led to a low shrink number of 0.20% on 145 million USD of merchandise and services
Education
Bachelor of Science - Law Enforcement, Minor: Criminal Justice
Western New England College
Bedford, MAUnited States Air Force
Skills
- Data-driven planning
- Professional relationship building
- Achievement-focused negotiation
- Effective communication
- Problem Solving, Relationship & Team Building
Certification
- Price Analysis and Government Contract Termination (GSA)
- Foundations of Leadership & Creative Problem-Solving (GSA)
- In Progress: ACAMS Certification (Anti-Money Laundering Specialist)
Timeline
BSA/QA/AML Due Diligence Analyst
BANK OF NEW YORK MELLON
10.2013 - Current
Criminal/Fraud Investigator Supervisor
NAVY EXCHANGE USN
01.2004 - 01.2013
Bachelor of Science - Law Enforcement, Minor: Criminal Justice
Western New England College
United States Air Force
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