Allison Vetter
Bound Brook
Summary
Expert Underwriter moving into Product Analysis with a focus on lifecycle efficiency. Adept at translating complex risk variables into actionable product guidelines and optimized internal processes.
Overview
22
22
years of professional experience
Work History
Executive Life Sciences Underwriter
The Hanover Insurance Group
Somerset
01.2023 - Current
- Partnered with Home Office leadership to develop underwriting guidance for emerging strategies.
- Delivered regional WebEx sessions and agency Lunch & Learns to strengthen broker engagement and product understanding.
- Designed and led expanded appetite training to elevate team proficiency and market positioning.
- Manage the largest book of business within the team, consistently driving profitable growth.
- Serve as Lead Underwriter for the BOA Project, ensuring alignment across underwriting, operations, and distribution.
Senior Technology & Life Sciences Underwriter
The Hartford Financial Services Group, Inc.
Charlotte
01.2017 - 01.2023
- Directed the Southeast Division rollout of the Life Science Product Liability offering, including training, appetite refinement, and broker education.
- Recognized Subject Matter Expert for Life Science Product Liability underwriting.
- Led the Class Code Consolidation initiative, improving consistency and operational efficiency.
- Active member of the Professional Women’s Network, Flex-Abilities Network, and YoPros, supporting culture and talent development.
Senior Life Science Underwriter
Chubb Group of Insurance Companies
Whitehouse Station
01.2008 - 01.2017
- Mentored and served as a referral resource for four junior underwriters, strengthening team capability and technical accuracy.
- Recognized SME for Florida wind exposure underwriting, supporting complex account strategy.
- Selected as pilot underwriter for the Small Business Platform launch, contributing to product and workflow refinement.
- Participated in internal audit reviews and the 'Project Breakthrough' operational improvement initiative.
Surplus Lines Underwriter
Negley Associates
Cedar Grove
01.2004 - 01.2008
Education
Chartered Property Casualty Underwriter (CPCU) - Independent Study
American Institute for CPCU
B.A. - Communications, Magna Cum Laude
Kean University
Union, NJA.A. - Liberal Arts
Raritan Valley Community College
North Branch, NJSkills
- Developed rating rules, policy attachment requirements, and filed new Property Supplemental Declarations
- Performed system testing for forms in repository system to ensure accuracy of their implementation
- Collaborated with home office underwriting, actuary and IT on a variety of projects to update and refine products and guidelines
- Reviewed NYFTZ Class 3 Report on a monthly basis to verify process alignment to state requirements
- Researched and provided solutions for help desk questions in response to production problems
- Reviewed, evaluated, tested and updated underwriting guidelines for Large Risk Rating Rule
Timeline
Executive Life Sciences Underwriter
The Hanover Insurance Group
01.2023 - Current
Senior Technology & Life Sciences Underwriter
The Hartford Financial Services Group, Inc.
01.2017 - 01.2023
Senior Life Science Underwriter
Chubb Group of Insurance Companies
01.2008 - 01.2017
Surplus Lines Underwriter
Negley Associates
01.2004 - 01.2008
Chartered Property Casualty Underwriter (CPCU) - Independent Study
American Institute for CPCU
B.A. - Communications, Magna Cum Laude
Kean University
A.A. - Liberal Arts
Raritan Valley Community College